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based on 6k Reviews

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Equitas Small Finance Bank Senior Officer Interview Questions and Answers

Updated 18 Dec 2024

Equitas Small Finance Bank Senior Officer Interview Experiences

3 interviews found

Senior Officer Interview Questions & Answers

user image Vignesh Velmayil

posted on 18 Dec 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Self introduction
  • Q2. Previous company job description
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Previous company experience
  • Q2. Shift timing

Senior Officer Interview Questions Asked at Other Companies

asked in ICICI Bank
Q1. How you can Increase Selling of Banks Products and how you can co ... read more
asked in RBL Bank
Q2. What are your salry expectations ?
Q3. If you are HOD what will your action in particular case.
Q4. What is aceptic process,do you know Media and Media Fill Validati ... read more
asked in Yes Bank
Q5. In banking there is lot of products, which you have to sell, how?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. What about you work information
  • Q2. Tell you family details

Interview Preparation Tips

Interview preparation tips for other job seekers - Kindly apply the company

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

All the rounds is easy.. be bold and have good communication skills..

Round 3 - Technical 

(4 Questions)

  • Q1. Technical round also easy
  • Q2. How do bank customes benefits from overdrafts protection..
  • Ans. 

    Bank customers benefit from overdraft protection by avoiding declined transactions and potential fees.

    • Avoid declined transactions due to insufficient funds

    • Prevent potential fees for bounced checks or declined transactions

    • Provide peace of mind for customers in case of emergencies

    • Help customers maintain their financial reputation

    • Allow customers to access funds temporarily beyond their account balance

  • Answered by AI
  • Q3. Banking software applications
  • Ans. 

    Banking software applications are specialized programs used by banks to manage customer accounts, transactions, and other financial activities.

    • Banking software applications help banks streamline their operations and provide better services to customers.

    • These applications often include features such as online banking, mobile banking, ATM management, and fraud detection.

    • Examples of popular banking software applications i

  • Answered by AI
  • Q4. Annual percentage rate and how it calculate
  • Ans. 

    Annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment, calculated as a percentage of the total loan amount.

    • APR includes not only the interest rate, but also any additional fees or costs associated with the loan.

    • It is calculated by taking into account the total cost of the loan over a year, including interest and fees, and then expressing it as a percentage of the loan amo...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be bold and attractive i learned more about gold loan, housing loan, Net off loan, group Loan, all banking process in JSFB.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Knowledge about Cash Management?
  • Ans. 

    Cash management refers to the process of managing cash flows, liquidity, and working capital within an organization.

    • Cash management involves monitoring and controlling cash inflows and outflows.

    • It includes activities such as cash forecasting, cash pooling, and cash positioning.

    • Effective cash management helps optimize liquidity, minimize borrowing costs, and reduce the risk of cash shortages.

    • Cash management techniques m...

  • Answered by AI
  • Q2. Will do Long time or Time expend.?
  • Ans. 

    The question is unclear and does not make sense.

    • The question is grammatically incorrect and lacks clarity.

    • It is difficult to understand the intended meaning of 'Long time or Time expend'.

    • There is no context provided for the question.

    • It is not clear what the interviewer is asking for.

    • It is recommended to seek clarification from the interviewer.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be work hard and practically and fully honesty and get best Result.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is investment banking
  • Ans. 

    Investment banking involves providing financial services to corporations, governments, and other institutions.

    • Helps companies raise capital through issuing stocks and bonds

    • Provides advisory services for mergers and acquisitions

    • Assists in structuring complex financial transactions

    • Offers risk management services

    • Facilitates trading of securities and derivatives

  • Answered by AI
  • Q2. Why do want to join DB

Interview Preparation Tips

Interview preparation tips for other job seekers - Please read about the basics of your profile
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I was interviewed before Jul 2023.

Round 1 - Aptitude Test 

Banking related questions

Round 2 - HR 

(2 Questions)

  • Q1. Introduction and basi things
  • Q2. Cdd process and kyc

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident about yourself, learn CDD

I applied via Recruitment Consulltant and was interviewed in Mar 2022. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. What is difference between Assets and Liabilities? Explain the Balance Sheet Types of Accounts
  • Ans. 

    Assets are what a company owns, while liabilities are what it owes. Balance sheet shows financial position. Types of accounts are assets, liabilities, equity, revenue, and expenses.

    • Assets are resources owned by a company that have monetary value, such as cash, inventory, and property.

    • Liabilities are debts or obligations owed by a company, such as loans, accounts payable, and salaries payable.

    • The balance sheet is a fina...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - As a fresher, be confident to speak about yourself in brief

I applied via Campus Placement and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What is banking,savings and current difference and some basic banking knowledge along with family background.
  • Q2. Later they also asked if we know to ride vehicle?

Interview Preparation Tips

Interview preparation tips for other job seekers - We can easily crack the interview.It was simple n easy but the initial round that is aptitude was a little tricky.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. About yourself What about your over all experience
  • Q2. About your self What about your over all experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your skill very well and he is asked about it

Equitas Small Finance Bank Interview FAQs

How many rounds are there in Equitas Small Finance Bank Senior Officer interview?
Equitas Small Finance Bank interview process usually has 1 rounds. The most common rounds in the Equitas Small Finance Bank interview process are HR and One-on-one Round.
What are the top questions asked in Equitas Small Finance Bank Senior Officer interview?

Some of the top questions asked at the Equitas Small Finance Bank Senior Officer interview -

  1. What about you work informat...read more
  2. Tell you family deta...read more
  3. Previous company job descript...read more

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Equitas Small Finance Bank Senior Officer Interview Process

based on 4 interviews

Interview experience

4.5
  
Good
View more
Join Equitas Small Finance Bank #BeyondBanking
Equitas Small Finance Bank Senior Officer Salary
based on 41 salaries
₹1.8 L/yr - ₹4 L/yr
43% less than the average Senior Officer Salary in India
View more details

Equitas Small Finance Bank Senior Officer Reviews and Ratings

based on 14 reviews

4.5/5

Rating in categories

4.5

Skill development

4.0

Work-life balance

3.8

Salary

4.5

Job security

4.5

Company culture

3.6

Promotions

4.1

Work satisfaction

Explore 14 Reviews and Ratings
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