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Equitas Small Finance Bank
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Equitas Small Finance Bank Credit Officer Interview Questions, Process, and Tips for Experienced
Top Equitas Small Finance Bank Credit Officer Interview Questions and Answers for Experienced
- Q1. What is CIBIL and Full Form of CIBIL?
- Q2. How to conduct PD With Customer?
- Q3. What is Credit 5cs?
Equitas Small Finance Bank Credit Officer Interview Experiences for Experienced
8 interviews found
(1 Question)
- Q1. What is a small finance bank, and when was Equitas Small Finance Bank established?
(2 Questions)
- Q1. Salary package previous company
- Q2. 3.6lac
(1 Question)
- Q1. Background profile Previous experience
Credit information,
Ceedit Policy
(2 Questions)
- Q1. My introduction Background profile
- Q2. Self introduction Previous experience
Group discussion of experience
Interview Preparation Tips
Expecting Good hike in my ctc
Selected
I applied via Job Fair and was interviewed before Dec 2023. There was 1 interview round.
(1 Question)
- Q1. Previous banking Norms
Interview Preparation Tips
Equitas Small Finance Bank interview questions for designations
I applied via Walk-in and was interviewed in Jun 2022. There were 2 interview rounds.
Asking for privious job experience and also what is about your actual referent skill in whole process
Interview Preparation Tips
I applied via Referral and was interviewed in Jul 2019. There were 5 interview rounds.
Interview Questionnaire
1 Question
- Q1. How I will do the pd and I could check the cibil and track. What question to ask from customer. What documents are required for processing the case for decision.
Interview Preparation Tips
Credit Officer Jobs at Equitas Small Finance Bank
I applied via Naukri.com and was interviewed before Nov 2019. There was 1 interview round.
Interview Questionnaire
5 Questions
- Q1. What is CIBIL and Full Form of CIBIL?
- Q2. FOIR and IIR Description?
- Ans.
FOIR and IIR are ratios used by lenders to assess the creditworthiness of borrowers.
FOIR stands for Fixed Obligation to Income Ratio and is calculated by dividing the borrower's fixed obligations (such as loan EMIs, rent, etc.) by their monthly income.
IIR stands for Installment to Income Ratio and is calculated by dividing the borrower's total loan installments by their monthly income.
Both ratios help lenders determine...
- Q3. How to conduct PD With Customer?
- Q4. What is Credit 5cs?
- Ans.
Credit 5Cs is a framework used by lenders to evaluate the creditworthiness of a borrower.
The 5Cs are Character, Capacity, Capital, Collateral, and Conditions.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's assets and net worth.
Collateral refers to the assets that can be used as security for the loan.
Conditions ...
- Q5. Credit Related Many Questions I.e.like ITR,ABB and Legal Report
Interview Preparation Tips
I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.
Interview Questionnaire
4 Questions
- Q1. HR executive Asking me my How was your experience in old company. and how handle client,how is process file punching. your comfort this job profile. you now current job profile.I have give satisfy answer...
- Q2. I am asking about what is the job profile of the company , how study new file.
- Q3. I am asking to HR Executive which salary make and how is increase salary appraisal wise or senior employees wise .
- Q4. What is the timing daily work.
Interview Preparation Tips
Experience: Branch Manager Give One new file than asking me how handle this client and how punched this case.
General Tips: I think every job seekers perfect his profile. minimum 80% knowledge his job profile.He already study against new company. collect his history and information.Any question asking hime but he give answer them confidently. he confidence looking first impression. he look show is perfect executive they good impression. Job seeker complitly real situation tell him. example asking question when que. related discussion must do not west time HR executive.
Skills: dont take work pressure, Communication, Body Language, Problem Solving, Analytical Skills, Leadership, Presentation Skills, Time Management, Decision Making Skills
Duration: <1 week
Top trending discussions
Interview questions from similar companies
Credit Officer Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 16 Nov 2020
I applied via Walk-in and was interviewed in Oct 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Interview schedule date
Interview Preparation Tips
Credit Officer Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 25 Dec 2020
I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Related all mortgage
Interview Preparation Tips
Equitas Small Finance Bank Interview FAQs
The duration of Equitas Small Finance Bank Credit Officer interview process can vary, but typically it takes about less than 2 weeks to complete.
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Equitas Small Finance Bank Interviews By Designations
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Interview Questions for Popular Designations
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Equitas Small Finance Bank Credit Officer Interview Process for Experienced
based on 3 interviews
1 Interview rounds
- HR Round
Credit Officer Interview Questions from Similar Companies
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Equitas Small Finance Bank Credit Officer Reviews and Ratings
based on 177 reviews
Rating in categories
|
Assistant Manager
856
salaries
|  ₹1.6 L/yr - ₹5.5 L/yr |
|
Business Development Officer
420
salaries
| ₹1.5 L/yr - ₹5 L/yr |
|
Relationship Manager
376
salaries
| ₹1 L/yr - ₹8.1 L/yr |
|
Sales Officer
329
salaries
| ₹1.1 L/yr - ₹4.3 L/yr |
|
Deputy Manager
318
salaries
| ₹2.3 L/yr - ₹9.5 L/yr |
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