Bajaj Finserv Assistant Manager Operations Interview Questions and Answers

Chargeback life cycle involves the process of disputing a transaction and the subsequent resolution.

• Initiation of chargeback by cardholder or issuer

• Investigation by merchant to gather evidence

• Submission of evidence to card network

• Adjudication by card network

• Resolution and funds reversal

Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.

• Derivatives can be classified into four main types: futures, forwards, options, and swaps.

• Futures contracts are agreements to buy or sell an asset at a specific price on a future date.

• Forwards are similar to futures but are customized contracts between two parties.

• Options give the holder the right, but not the oblig...read more

Collateral is an asset or property that a borrower offers to a lender as security for a loan.

• Collateral can include real estate, vehicles, equipment, or financial assets.

• In case of a collateral dispute, it is important to review the loan agreement and documentation to determine the rights and responsibilities of both parties.

• Communication with all parties involved is key to resolving the dispute amicably.

• If necessary, ...read more

Margin call is a demand by a broker for an investor to deposit more money or securities into their account to cover potential losses.

• Margin call occurs when the value of securities in an investor's account falls below a certain level, triggering the need for additional funds.

• Investors must either deposit more funds or sell securities to meet the margin call.

• Same day settlement refers to the process of completing a fina...read more

I am an experienced Operations Executive with a strong background in managing operations and driving efficiency.

• Over 10 years of experience in operations management

• Proven track record of improving operational processes and reducing costs

• Expertise in strategic planning, resource allocation, and team leadership

• Implemented lean methodologies resulting in a 20% increase in productivity

• Managed cross-functional teams and suc...read more

The stock market is a platform where shares of publicly traded companies are bought and sold.

• Stock market is a place where investors buy and sell shares of publicly traded companies

• It provides a platform for companies to raise capital by issuing stocks

• Stock prices are influenced by various factors such as company performance, economic conditions, and investor sentiment

• Investors can make profits by buying stocks at a lo...read more

I have worked earlier in operations roles.

• I have experience working in operations roles in previous companies.

• I have successfully managed operations teams and processes.

• I have implemented process improvements to increase efficiency and productivity.

• I have a track record of meeting operational targets and delivering results.

• I have experience in analyzing data and making data-driven decisions.

• I have strong leadership and...read more