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Axis Bank
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I applied via Walk-in and was interviewed in Jul 2024. There were 2 interview rounds.
Experienced
I have 2 years of experience working as a Relationship Officer at XYZ Bank.
I have successfully managed client relationships and increased sales by 15% in my previous role.
I am familiar with CRM systems and have a strong understanding of financial products.
Yes, I am comfortable with sales and have experience in meeting sales targets.
I have previous experience in sales roles and have consistently met or exceeded sales targets.
I am confident in my ability to communicate effectively with customers and persuade them to make a purchase.
I enjoy the challenge of sales and find it rewarding to help customers find the right products or services for their needs.
Yes, I have a 2 wheeler for transportation.
Yes, I own a motorcycle for commuting to work.
Having a 2 wheeler helps me navigate through traffic easily.
I ensure regular maintenance of my 2 wheeler for safety and efficiency.
Loan to Value is a financial term used to describe the ratio of a loan amount to the value of the asset being purchased.
Loan to Value is calculated by dividing the loan amount by the appraised value of the asset.
It is commonly used in real estate and mortgage lending to assess the risk of the loan.
Lenders typically have maximum Loan to Value ratios that they are willing to lend based on the type of asset.
For example, a...
FOIR ratio stands for Fixed Obligation to Income Ratio, used by lenders to assess borrower's repayment capacity.
FOIR ratio is calculated by dividing the total fixed obligations of a borrower by their gross monthly income.
Lenders use FOIR ratio to determine if a borrower can afford the loan repayments based on their income.
For example, if a borrower has fixed obligations of $500 and a gross monthly income of $2000, the
CIBIL score is a 3-digit numerical summary of an individual's credit history, used by lenders to evaluate creditworthiness.
CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness.
It is based on credit history including repayment track record, credit utilization, length of credit history, etc.
Lenders use CIBIL score to assess the risk of lending money to an individual.
A good CIBIL score...
I applied via Campus Placement
I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.
A credit card is a payment card issued by a financial institution that allows the cardholder to borrow funds to make purchases.
Credit cards allow users to make purchases on credit, with the promise to repay the borrowed amount at a later date.
They often come with a credit limit, which is the maximum amount the cardholder can borrow.
Interest is charged on the outstanding balance if not paid in full by the due date.
Credi...
Sell credit cards by highlighting benefits and convenience for the customer.
Explain the rewards and cashback offers associated with the credit card.
Emphasize the convenience of making purchases without carrying cash.
Highlight the security features of the credit card for safe transactions.
Offer personalized recommendations based on the customer's spending habits.
Provide information on exclusive deals and discounts avail
Axis Bank interview questions for popular designations
Get interview-ready with Top Axis Bank Interview Questions
Experienced professional with a background in management and a proven track record of leading teams to success.
Over 5 years of experience in management roles
Strong leadership skills demonstrated through successful team projects
Excellent communication and problem-solving abilities
Bachelor's degree in Business Administration from XYZ University
I have 5 years of experience in retail management, overseeing daily operations and leading a team of employees.
Managed daily operations of a retail store
Led a team of employees to achieve sales targets
Implemented strategies to improve customer satisfaction
Handled inventory management and ordering of products
Selling techniques involve understanding customer needs, building rapport, highlighting product benefits, and closing the sale.
Understand the customer's needs and preferences
Build rapport and establish trust with the customer
Highlight the unique features and benefits of the product
Overcome objections and address any concerns the customer may have
Close the sale by asking for the customer's commitment
Online assessment - Apti + coding
I applied via Walk-in
I am a dedicated and results-driven sales professional with a proven track record of exceeding targets and building strong client relationships.
I have X years of experience in sales, with a focus on [specific industry or product]
I consistently meet or exceed sales targets by implementing effective sales strategies
I have a strong ability to build and maintain relationships with clients, resulting in repeat business and ...
CASA stands for Current Account Savings Account. It refers to the combination of a current account and a savings account offered by banks.
CASA is a type of bank account that combines the features of a current account and a savings account.
It allows customers to enjoy the benefits of both types of accounts, such as easy access to funds and interest on savings.
Banks use CASA deposits to fund their lending activities and ...
Sales and marketing go hand in hand, with marketing creating awareness and interest, and sales converting leads into customers.
Sales and marketing work together to drive revenue for the company
Marketing creates awareness and interest in the product or service
Sales team converts leads generated by marketing into customers
Effective communication and collaboration between sales and marketing teams is crucial for success
I applied via Campus Placement and was interviewed in Apr 2024. There was 1 interview round.
Location and customer handling are crucial for a Retail Banking Officer.
Choose a convenient location for customers to access easily.
Create a welcoming and professional environment in the branch.
Train staff to provide excellent customer service and handle inquiries efficiently.
Utilize technology to streamline processes and improve customer experience.
Implement security measures to protect customers' information and asse
Handle customers with empathy, patience, and effective communication.
Listen actively to understand their needs and concerns.
Provide personalized solutions and recommendations.
Be patient and empathetic, especially in difficult situations.
Communicate clearly and effectively to ensure understanding.
Follow up to ensure customer satisfaction and loyalty.
Individual Single or Joint Illiterate Minor Blind, Deaf & Dumb Pardah Nasheen
Safety Measures of Cash ● Branch Cash Operations ● Key Aspects of Handling Cash ● RBI and cash distribution, Currency Chest Functions ● Clean Note Policy, Note Refund Rules and Fake Note Process
I applied via Naukri.com and was interviewed in May 2024. There were 2 interview rounds.
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The duration of Axis Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Assistant Manager
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Deputy Manager
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Manager
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Senior Manager
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Relationship Officer
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