Axis Bank Deputy Vice President Interview Questions and Answers

Q1. What is CAP Theorm
Ans. 
CAP Theorem states that a distributed system can only guarantee two out of three properties: Consistency, Availability, and Partition Tolerance.
• Consistency: All nodes in the system have the same data at the same time.

• Availability: Every request receives a response, without guarantee of the data being the most up-to-date.

• Partition Tolerance: The system continues to operate despite network partitions or communication fai
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Q1. How is your work experience relevant?
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Q2. Are you ok with doing only sales ?
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Q1. How is your work experience relevant for this job profile
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Q2. Are you ok doing sales ?
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Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
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Q2. What is DSCR Ratio
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DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
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Q1. About myself work experience?
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Q2. What is the best opportunity of your opinion?
Ans. 
The best opportunity in my opinion is to leverage technology to streamline operations and improve customer experience.
• Implementing a new CRM system to better track customer interactions and improve communication

• Introducing online banking services to make it easier for customers to manage their accounts remotely

• Utilizing data analytics to identify trends and opportunities for growth

• Investing in employee training and dev
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Q1. Based on Experience
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Q2. No of proposal procees
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Q1. Wealth management
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Q2. Product knowledge
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Q1. Basic SQL Unix questions
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Q1. Process related questions
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Q1. Role related questions
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How would you prioritize tasks?

Q1. Whats is CAP Theorm?
Ans. 
CAP theorem states that a distributed system cannot guarantee consistency, availability, and partition tolerance at the same time.
• CAP stands for Consistency, Availability, and Partition tolerance.

• It is impossible for a distributed system to simultaneously provide all three guarantees.

• For example, in the case of a network partition, a system must choose between consistency and availability.

• CAP theorem is important in de...read more
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