HDB Financial Services Reviews

Likes

HDB Finance is a leading financial services provider in India, offering various loan products and services. Here are some aspects that customers appreciate about HDB Finance: *Key Strengths:* 1. Easy Loan Approval: Streamlined processes and minimal documentation make loan approval quick and hassle-free. 2. Competitive Interest Rates: HDB Finance offers attractive interest rates, making loans more affordable. 3. Flexible Repayment Options: Customers can choose from various repayment plans to suit their financial needs. 4. Diverse Loan Products: HDB Finance provides a range of loans, including personal, home, car, business, and gold loans. 5. Wide Reach: Extensive network of branches and partnerships with banks ensures accessibility. 6. Customer Support: Dedicated customer care team provides assistance throughout the loan process. 7. Transparency: Clear and concise communication about loan terms, conditions, and charges. *Benefits:* 1. Quick Disbursal: Fast loan disbursal ensures timely access to funds. 2. Minimal Documentation: Simple and hassle-free documentation process. 3. Customized Solutions: Loans tailored to individual customer needs. 4. Doorstep Service: Loan processing and documentation at customers' doorstep. *Awards and Recognition:* 1. "Best NBFC of the Year" (2019) - The Economic Times BFSI Awards. 2. "Excellence in Financial Inclusion" (2020) - 14th India Business Awards. *Customer Reviews:* Customers praise HDB Finance for its: 1. Efficient customer service. 2. Smooth loan processing. 3. Competitive interest rates. 4. Flexible repayment options. *Areas for Improvement:* Some customers suggest: 1. Improving digital platform user experience. 2. Enhancing transparency regarding fees and charges. 3. Expanding product offerings. Keep in mind that individual experiences may vary. It's essential to research and evaluate HDB Finance services based on your specific needs. Would you like more information on HDB Finance or comparisons with other financial institutions?...Read More

Dislikes

Based on customer reviews and feedback, here are some aspects that customers dislike about HDB Finance services: *Common Concerns:* 1. High Interest Rates: Some customers find interest rates higher than expected. 2. Hidden Charges: Additional fees, such as processing fees, documentation charges, and foreclosure charges. 3. Strict Eligibility Criteria: Some customers face difficulties meeting eligibility requirements. 4. Lengthy Disbursal Process: Delays in loan disbursal cause inconvenience. 5. Inefficient Customer Support: Some customers experience unresponsive or unhelpful customer service. 6. Lack of Transparency: Unclear communication about loan terms, conditions, and charges. 7. Prepayment Penalties: Charges for early loan repayment. 8. Limited Branch Network: Inconvenient branch locations. *Customer Complaints:* 1. Difficulty in getting loan approvals. 2. Frequent documentation requests. 3. Delayed loan disbursal. 4. Unclear repayment schedules. 5. Unhelpful customer support. *Online Reviews:* Rating platforms like Google, Trustpilot, and BankBazaar reflect mixed reviews: 1. Google Rating: 3.8/5 (average) 2. Trustpilot Rating: 3.5/5 (average) 3. BankBazaar Rating: 3.5/5 (average) *Areas for Improvement:* Customers suggest HDB Finance: 1. Simplify documentation processes. 2. Enhance digital platform user experience. 3. Increase transparency regarding fees and charges. 4. Improve customer support responsiveness. 5. Offer more flexible repayment options. *Regulatory Concerns:* HDB Finance has faced regulatory issues in the past, including: 1. RBI penalties for non-compliance. 2. Allegations of unfair business practices. Please note that individual experiences may vary, and these concerns may not be universal. Would you like more information on HDB Finance or comparisons with other financial institutions?...Read More

Work Details

Work days: Monday to Saturday (Strict Timings)

Likes

Good but change something in company Like perminent card good approval card locking system etc.

Dislikes

Off mind Manager not have knowledge he did not put the mail not supported on business,talking styles very badly he's not encourage good working people

Work Details

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.

Likes

Good work culture and recognition. Work life balance can be maintained. Good support from bosses

Dislikes

Income is low compared to market trends, Infrastructure facilities to be improved at workplace

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

Work life balance and all government holidays , less work with Target , Company culture are good, customer attraction face to face .

Dislikes

Nothing

Work Details

Work timings: Strict Timings

Work related travel: This is a desk job.

Likes

The opportunity for professional growth, exposure to diverse financial products, and the chance to be part of a team that helps people manage their finances could be motivating factors.

Dislikes

The finance sector can sometimes demand longer working hours, especially during peak seasons, which could affect work-life balance.

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Likes

Salary on time, working pressure is average, work - life balance is average.

Dislikes

No co-operate from any seniors. Do self each and every thing. Sales and collection. Target pressure is 100 % but support is 0%. Work starting time is 8.00am ending time not fixed.

Work Details

Work timings: Flexible Timings

Work related travel: This job involves Travel Within City.

Likes

HDB FINCIAL SERVICES LIMITED is brand hdfc bank so like work with .

Dislikes

Management is not good.The way of talking to seniors is not good, if you reply then you will be tagged #, now you are illiterate, you don't have any manners.The logout will be later,

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This is a desk job.

Likes

Nothing

Dislikes

Low salary, no recognition, salary holds if you don't reach Target, no second and fourth Saturday leave and sometimes you have to work on Sunday too.

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This is a desk job.

Likes

I am like to company only and salary credit on time 31st and leave policy available for monthly 2.5 days

Dislikes

Company policy not maintain tenure employee/tenure employee some people handling 0%/monthly one Saturday week for Team manager above/ promotion only tenure employee recommendation/

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.