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Varthana Interview Questions and Answers

Updated 29 Mar 2025
Popular Designations

12 Interview questions

A Team Manager was asked
Q. What is your current CTC and expected CTC?
Ans. 

I am currently earning a salary of $60,000 per year.

  • My current CTC is $60,000 per year

  • I am expecting a competitive salary based on my experience and skills

View all Team Manager interview questions
A Team Manager was asked
Q. What is the expected CTC from the employee?
Ans. 

Employee's expected CTC should be discussed during the interview process.

  • Discuss the candidate's current salary and benefits package

  • Ask about their salary expectations for the new role

  • Consider the market rate for similar positions in the industry

  • Negotiate if necessary to reach a mutually agreeable salary

View all Team Manager interview questions
A Relationship Manager was asked
Q. How would you convince a customer to take out a personal loan?
Ans. 

To convince a customer for a personal loan, focus on their needs, benefits, and tailored solutions that suit their financial situation.

  • Understand the customer's financial needs and goals, e.g., home renovation or debt consolidation.

  • Highlight the benefits of a personal loan, such as lower interest rates compared to credit cards.

  • Provide examples of how personal loans have helped other customers achieve their goals.

  • D...

View all Relationship Manager interview questions
A Relationship Manager was asked
Q. Where did you work before?
Ans. 

Maine apni pehli naukri ek financial services company mein ki thi, jahan maine customer relations aur portfolio management par kaam kiya.

  • Maine apni pehli naukri XYZ Financial Services mein ki thi, jahan maine customer service team ka hissa ban kar kaam kiya.

  • Wahan par maine clients ke financial portfolios ko manage karne mein madad ki, jisse unki investments ka growth hua.

  • Maine customer feedback ko analyze kiya aur...

View all Relationship Manager interview questions
A Relationship Manager was asked
Q. How would you convince a customer to take out a loan?
Ans. 

I would highlight the benefits of the loan, tailor the offer to their needs, and provide excellent customer service.

  • Explain the benefits of the loan such as low interest rates, flexible repayment options, and quick approval process.

  • Tailor the loan offer to their specific needs and financial situation, showing them how it can help them achieve their goals.

  • Provide excellent customer service by being attentive, respo...

View all Relationship Manager interview questions
A Relationship Manager was asked
Q. How would you convince a customer who wants to take out a personal loan?
Ans. 

I would highlight the benefits of a personal loan such as flexible repayment options, quick approval process, and competitive interest rates.

  • Explain the various flexible repayment options available to suit the customer's financial situation.

  • Highlight the quick approval process of personal loans compared to other types of loans.

  • Emphasize the competitive interest rates offered by the bank for personal loans.

  • Provide ...

View all Relationship Manager interview questions
A Credit Manager was asked
Q. Tell me about credit underwriting.
Ans. 

Credit underwriting involves assessing the creditworthiness of borrowers to determine their ability to repay loans.

  • Credit underwriting is the process of evaluating the financial information of borrowers to determine their creditworthiness.

  • It involves analyzing factors such as income, credit history, debt-to-income ratio, and collateral.

  • The goal of credit underwriting is to assess the risk associated with lending m...

View all Credit Manager interview questions
Are these interview questions helpful?
A Relationship Manager was asked
Q. How do you approach a customer?
Ans. 

Approach customers with a friendly and professional demeanor, actively listen to their needs, and offer personalized solutions.

  • Greet the customer with a smile and introduce yourself

  • Ask open-ended questions to understand their needs and preferences

  • Listen actively and show empathy towards their concerns

  • Offer personalized solutions that meet their needs and exceed their expectations

  • Follow up with the customer to ensu...

View all Relationship Manager interview questions
An Education Specialist was asked
Q. Can you do a sales pitch? - Mock pitch on the spot
Ans. 

Yes, I can do a sales pitch on the spot.

  • Identify the customer's needs and pain points

  • Highlight the benefits of the product/service

  • Create a sense of urgency to act now

  • Provide a clear call to action

  • Use persuasive language and tone

  • Address any objections or concerns

  • Close with a memorable statement or offer

View all Education Specialist interview questions
A Credit Manager was asked
Q. What is Mortgage or unsecured loan
Ans. 

A mortgage is a loan secured by real estate property, while an unsecured loan is not backed by collateral.

  • Mortgage: A loan where the borrower uses their property as collateral.

  • Unsecured loan: A loan that is not backed by collateral.

  • Mortgages typically have lower interest rates compared to unsecured loans.

  • Examples of unsecured loans include personal loans and credit card debt.

  • If a borrower defaults on a mortgage, t...

View all Credit Manager interview questions

Varthana Interview Experiences

37 interviews found

Salesman Interview Questions & Answers

user image Anonymous

posted on 15 Oct 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected
Round 1 - One-on-one 

(4 Questions)

  • Q1. All deatails of working las experience
  • Ans. 

    I have 5 years of experience in sales, including managing a team and exceeding sales targets consistently.

    • Managed a team of 10 sales representatives

    • Exceeded sales targets by 20% for 3 consecutive quarters

    • Implemented new sales strategies that increased revenue by 30%

  • Answered by AI
  • Q2. Fully details of my personal and working experience.
  • Q3. My total experience in sales 12 years in many type of field,s
  • Q4. My working experience fmcg company and medical my current company experience is finance.
Round 2 - One-on-one 

(3 Questions)

  • Q1. Can do it in this comapny work and field visit
  • Q2. Yes I am work in field visit
  • Q3. Yes I am time to field visit and office visit

Interview Preparation Tips

Interview preparation tips for other job seekers - NA
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024.

Round 1 - HR 

(1 Question)

  • Q1. General questions about your prior work expression
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024.

Round 1 - HR 

(1 Question)

  • Q1. General questions about your prior work experience
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Normal Background Check, Past Experience, Qualifications etc.
Round 2 - Technical 

(1 Question)

  • Q1. BFSI sector experience is preferred. As I as in same sectors question came from my current job roles, Any special achievement during my job, Some Technical Questions related to Functional Audit as well as ...
Round 3 - HR 

(1 Question)

  • Q1. Salary Negotiation
  • Ans. Be specific on amount that How much fixed component you want. Don't add %age on your current CTC. Always be specific on your Fixed component. Variable components in salary is a myth.
  • Answered by Santosh Das
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Basic understanding of the suitability of my experience under compliance with the requirement for Varthana. My exposure towards compliance in my previous establishment. Attitude presentation on the subject...
  • Q2. Allow candidate to tell about his bio-data. Asking for best qualities he / she possess ( few expected items positive thinking, hardworking; disciplined, honest, best planning and execution, loyal , passio...
Round 3 - One-on-one 

(1 Question)

  • Q1. Bio-data discussion attitude evaluation presentation skills role play understanding suitability of personality for the post
  • Ans. Family back ground and educational qualification past experience screen play of discussion in a sequence and continuity challenges in discharging the duties; understand the requirements experience coming handy to headup
  • Answered Anonymously

Interview Preparation Tips

Topics to prepare for Varthana Compliance Officer interview:
  • bio-data
  • past experience
  • best qualities
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Sep 2024, where I was asked the following questions.

  • Q1. Regards collection and Legal
  • Q2. Team handling and processing
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Group Discussion 

Regarding Loans products

Round 3 - One-on-one 

(5 Questions)

  • Q1. Operation work questions
  • Q2. Regarding MS office
  • Q3. Regarding customer service
  • Q4. Regarding follow-up
  • Q5. Regarding data maintanence

Interview Questions & Answers

user image Anonymous

posted on 21 Oct 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. Work skills, leadership

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Personal Interview 

(3 Questions)

  • Q1. Self introduction
  • Q2. How would you convince customer to take loan
  • Ans. 

    I would highlight the benefits of the loan, tailor the offer to their needs, and provide excellent customer service.

    • Explain the benefits of the loan such as low interest rates, flexible repayment options, and quick approval process.

    • Tailor the loan offer to their specific needs and financial situation, showing them how it can help them achieve their goals.

    • Provide excellent customer service by being attentive, responsive...

  • Answered by AI
  • Q3. How would you convince customer who wants to go for personal loan
  • Ans. 

    I would highlight the benefits of a personal loan such as flexible repayment options, quick approval process, and competitive interest rates.

    • Explain the various flexible repayment options available to suit the customer's financial situation.

    • Highlight the quick approval process of personal loans compared to other types of loans.

    • Emphasize the competitive interest rates offered by the bank for personal loans.

    • Provide examp...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Just tell the opposite person whatever you know about loan and etc
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Formal Uniform , Comunication Skills . Candidates introduction . Candidate Grooming or not . Self Confidence . Education. Other Skills etc.

Round 3 - HR 

(2 Questions)

  • Q1. Aap personal loan ke liye costomer ko kaise convince karoge
  • Ans. 

    To convince a customer for a personal loan, focus on their needs, benefits, and tailored solutions that suit their financial situation.

    • Understand the customer's financial needs and goals, e.g., home renovation or debt consolidation.

    • Highlight the benefits of a personal loan, such as lower interest rates compared to credit cards.

    • Provide examples of how personal loans have helped other customers achieve their goals.

    • Discus...

  • Answered by AI
  • Q2. Aap Pahile kaha Job Karte The
  • Ans. 

    Maine apni pehli naukri ek financial services company mein ki thi, jahan maine customer relations aur portfolio management par kaam kiya.

    • Maine apni pehli naukri XYZ Financial Services mein ki thi, jahan maine customer service team ka hissa ban kar kaam kiya.

    • Wahan par maine clients ke financial portfolios ko manage karne mein madad ki, jisse unki investments ka growth hua.

    • Maine customer feedback ko analyze kiya aur serv...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Yaha Pe Bahut Vacancy Available Hai . Our Aap Bhi Job Search Kar Rahe Ho To Aap Bhi Aply Karo .
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Nothing special only about past company job experience and products knowledge

Top trending discussions

View All
Interview Tips & Stories
1w
toobluntforu
·
works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
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Varthana Interview FAQs

How many rounds are there in Varthana interview?
Varthana interview process usually has 2-3 rounds. The most common rounds in the Varthana interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for Varthana interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Varthana. The most common topics and skills that interviewers at Varthana expect are Relationship Management, Sales, Sales Management, Marketing Management and Business Development.
What are the top questions asked in Varthana interview?

Some of the top questions asked at the Varthana interview -

  1. How would you convince customer who wants to go for personal l...read more
  2. How would you convince customer to take l...read more
  3. Can you do a sales pitch - Mock pitch on the s...read more
What are the most common questions asked in Varthana HR round?

The most common HR questions asked in Varthana interview are -

  1. Why are you looking for a chan...read more
  2. Tell me about yourse...read more
How long is the Varthana interview process?

The duration of Varthana interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.3/5

based on 54 interview experiences

Difficulty level

Easy 50%
Moderate 46%
Hard 4%

Duration

Less than 2 weeks 62%
2-4 weeks 27%
4-6 weeks 8%
More than 8 weeks 4%
View more

Varthana Reviews and Ratings

based on 543 reviews

4.1/5

Rating in categories

3.8

Skill development

4.0

Work-life balance

4.1

Salary

3.7

Job security

4.0

Company culture

3.6

Promotions

3.8

Work satisfaction

Explore 543 Reviews and Ratings
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