i
Varthana
Filter interviews by
I am currently earning a salary of $60,000 per year.
My current CTC is $60,000 per year
I am expecting a competitive salary based on my experience and skills
Employee's expected CTC should be discussed during the interview process.
Discuss the candidate's current salary and benefits package
Ask about their salary expectations for the new role
Consider the market rate for similar positions in the industry
Negotiate if necessary to reach a mutually agreeable salary
To convince a customer for a personal loan, focus on their needs, benefits, and tailored solutions that suit their financial situation.
Understand the customer's financial needs and goals, e.g., home renovation or debt consolidation.
Highlight the benefits of a personal loan, such as lower interest rates compared to credit cards.
Provide examples of how personal loans have helped other customers achieve their goals.
D...
Maine apni pehli naukri ek financial services company mein ki thi, jahan maine customer relations aur portfolio management par kaam kiya.
Maine apni pehli naukri XYZ Financial Services mein ki thi, jahan maine customer service team ka hissa ban kar kaam kiya.
Wahan par maine clients ke financial portfolios ko manage karne mein madad ki, jisse unki investments ka growth hua.
Maine customer feedback ko analyze kiya aur...
I would highlight the benefits of the loan, tailor the offer to their needs, and provide excellent customer service.
Explain the benefits of the loan such as low interest rates, flexible repayment options, and quick approval process.
Tailor the loan offer to their specific needs and financial situation, showing them how it can help them achieve their goals.
Provide excellent customer service by being attentive, respo...
I would highlight the benefits of a personal loan such as flexible repayment options, quick approval process, and competitive interest rates.
Explain the various flexible repayment options available to suit the customer's financial situation.
Highlight the quick approval process of personal loans compared to other types of loans.
Emphasize the competitive interest rates offered by the bank for personal loans.
Provide ...
Credit underwriting involves assessing the creditworthiness of borrowers to determine their ability to repay loans.
Credit underwriting is the process of evaluating the financial information of borrowers to determine their creditworthiness.
It involves analyzing factors such as income, credit history, debt-to-income ratio, and collateral.
The goal of credit underwriting is to assess the risk associated with lending m...
Approach customers with a friendly and professional demeanor, actively listen to their needs, and offer personalized solutions.
Greet the customer with a smile and introduce yourself
Ask open-ended questions to understand their needs and preferences
Listen actively and show empathy towards their concerns
Offer personalized solutions that meet their needs and exceed their expectations
Follow up with the customer to ensu...
Yes, I can do a sales pitch on the spot.
Identify the customer's needs and pain points
Highlight the benefits of the product/service
Create a sense of urgency to act now
Provide a clear call to action
Use persuasive language and tone
Address any objections or concerns
Close with a memorable statement or offer
A mortgage is a loan secured by real estate property, while an unsecured loan is not backed by collateral.
Mortgage: A loan where the borrower uses their property as collateral.
Unsecured loan: A loan that is not backed by collateral.
Mortgages typically have lower interest rates compared to unsecured loans.
Examples of unsecured loans include personal loans and credit card debt.
If a borrower defaults on a mortgage, t...
I have 5 years of experience in sales, including managing a team and exceeding sales targets consistently.
Managed a team of 10 sales representatives
Exceeded sales targets by 20% for 3 consecutive quarters
Implemented new sales strategies that increased revenue by 30%
I appeared for an interview in Dec 2024.
I appeared for an interview in Dec 2024.
I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.
I appeared for an interview in Sep 2024, where I was asked the following questions.
I applied via Recruitment Consulltant and was interviewed in Sep 2023. There were 3 interview rounds.
Regarding Loans products
I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.
I would highlight the benefits of the loan, tailor the offer to their needs, and provide excellent customer service.
Explain the benefits of the loan such as low interest rates, flexible repayment options, and quick approval process.
Tailor the loan offer to their specific needs and financial situation, showing them how it can help them achieve their goals.
Provide excellent customer service by being attentive, responsive...
I would highlight the benefits of a personal loan such as flexible repayment options, quick approval process, and competitive interest rates.
Explain the various flexible repayment options available to suit the customer's financial situation.
Highlight the quick approval process of personal loans compared to other types of loans.
Emphasize the competitive interest rates offered by the bank for personal loans.
Provide examp...
I applied via Naukri.com and was interviewed in Sep 2023. There were 3 interview rounds.
Formal Uniform , Comunication Skills . Candidates introduction . Candidate Grooming or not . Self Confidence . Education. Other Skills etc.
To convince a customer for a personal loan, focus on their needs, benefits, and tailored solutions that suit their financial situation.
Understand the customer's financial needs and goals, e.g., home renovation or debt consolidation.
Highlight the benefits of a personal loan, such as lower interest rates compared to credit cards.
Provide examples of how personal loans have helped other customers achieve their goals.
Discus...
Maine apni pehli naukri ek financial services company mein ki thi, jahan maine customer relations aur portfolio management par kaam kiya.
Maine apni pehli naukri XYZ Financial Services mein ki thi, jahan maine customer service team ka hissa ban kar kaam kiya.
Wahan par maine clients ke financial portfolios ko manage karne mein madad ki, jisse unki investments ka growth hua.
Maine customer feedback ko analyze kiya aur serv...
Top trending discussions
The duration of Varthana interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 54 interview experiences
Difficulty level
Duration
based on 543 reviews
Rating in categories
Relationship Manager
250
salaries
| ₹2.2 L/yr - ₹5.2 L/yr |
Cluster Credit Manager
48
salaries
| ₹7 L/yr - ₹13.5 L/yr |
Collections Executive
35
salaries
| ₹2.5 L/yr - ₹4.7 L/yr |
Credit Manager
35
salaries
| ₹5 L/yr - ₹10 L/yr |
Assistant Manager
25
salaries
| ₹4 L/yr - ₹8.6 L/yr |
Home Credit Finance
Hero FinCorp
BA Continuum
Hinduja Leyland Finance