Varthana Sales Manager Interview Questions and Answers

Regarding home loan & lap cases discuss me by Bm

Q1. Put questions by Bm about legal & technical
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Q2. What's lal dora property
Ans. 
Lal Dora property refers to land that is part of a village but is not officially recorded in government records.
• Lal Dora properties are typically found in villages around Delhi, India.

• These properties are exempt from certain building regulations and taxes due to their unique status.

• Owners of Lal Dora properties may face challenges in obtaining loans or selling their land due to the lack of official documentation.
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Q1. Housing finance total experience
Ans. 
I have 5 years of experience in housing finance, including managing a team of loan officers and exceeding sales targets.
• Managed a team of loan officers to ensure timely processing of mortgage applications

• Exceeded sales targets by 20% in the last fiscal year

• Developed relationships with real estate agents and builders to generate leads

• Implemented new marketing strategies to attract first-time homebuyers
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Q2. Present ctc and technical and
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Q1. Total experience and present ctc
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Q2. Were is the location
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Q1. I have a 2 years experience in golden micro finance as a sales manager post
Ans. I have successfully reached 3.5 k genuen customers collect in golden micro finance company
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Q2. I have a dream to join such a company best micro finance company
Ans. According to me, I will not find the best micro finance company like Midland.
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Q3. I also have a lot of experience in collection.
Ans. I had withdrawn Rs 8 lakh of my old company's suppressed money.
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Q4. After all these experiences, can I get a job at a higher salary in Jaipur Rajasthan area?
Ans. I will give my best for this company
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Q1. I appeal to Midland Micro Finance to provide me a recently posted job. Thanks
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Q1. Previous company working details
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Q1. They were asking basis details
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Q1. Need experience
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Q2. Only talented require
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Q1. About previous company
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Q2. Experience in home Loan and Lap and product description
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Good, training provided before test then online test

Q1. How to handle angere customer?
Ans. 
Handling an angry customer requires active listening, empathy, and finding a solution to their problem.
• Stay calm and composed

• Listen actively to understand their concerns

• Empathize with their emotions

• Apologize sincerely for any inconvenience caused

• Offer a solution or alternative

• Follow up to ensure their satisfaction
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Q2. How to generate your own leads of business if you have no supported any channel for business ?
Ans. 
To generate leads without any supported channel, focus on networking, referrals, cold calling, and online research.
• Build a strong network by attending industry events, conferences, and trade shows.

• Ask for referrals from satisfied customers and offer incentives for successful referrals.

• Engage in cold calling to reach out to potential clients directly.

• Utilize online research to identify potential leads and gather contact...read more
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Q3. What's is the cibil score and credit score ?
Ans. 
CIBIL score and credit score are numerical representations of an individual's creditworthiness and financial history.
• CIBIL score and credit score are used by lenders to assess the risk of lending money to an individual.

• They are calculated based on factors such as payment history, credit utilization, length of credit history, and credit mix.

• A higher score indicates a lower credit risk and increases the chances of loan a...read more
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Q4. What about your previous experience of your ex company ?
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Q5. What's your roll play in previous company ?
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