Utkarsh Small Finance Bank Assistant Manager 1 Interview Questions and Answers

Q1. How to sale any product
Ans. 
To sell any product, one must understand the target audience, highlight the benefits, and create a sense of urgency.
• Identify the target audience and their needs

• Highlight the unique benefits and features of the product

• Create a sense of urgency through limited time offers or scarcity

• Use persuasive language and storytelling to connect with the audience

• Provide excellent customer service to build trust and loyalty
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Q2. Proper knowledge of yourself, about co. And their work
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Q1. How to sell any product to the person.
Ans. 
To sell any product to a person, understand their needs and show how your product can fulfill those needs.
• Listen to the customer and understand their requirements

• Highlight the benefits of the product that align with the customer's needs

• Create a sense of urgency by emphasizing the limited availability or time-sensitive nature of the product

• Offer a solution to any objections or concerns the customer may have

• Provide excel
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Q1. Personal information, documents verification
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Q1. What are the sections handled by you?
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Q2. How will you Process the Loan Proposal end to end?
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Q3. Balance sheet analysis?
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Q4. Different types of loan products?
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Q5. How will you arrive Dp?
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Q6. How to arrive FOIR?
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Q7. Bank ratios
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Q8. Turn over method,cash budgeting method,Tandon committee method
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Best banking industry

Q1. Best HR manager support
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Q2. Best banking industry for HR manager support
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Q3. And joining formalities
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Best group discussion HR team

Q1. Best' knowledge services
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Best case study structure

Q1. Best banking technical support
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Best' knowledge services of Branch banking activities

Best assignment test for
Below company related questions

Best banking industry in TPP

Best banking technical support and achieving Retail asset Target

Q1. Best banking HR policy
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Generic GD topic. My topic was 'Is social media good or bad?'

Q1. Tell me about yourself.
Ans. 
Experienced professional with a background in retail management and a proven track record of driving sales and improving team performance.
• Over 5 years of experience in retail management

• Strong leadership skills demonstrated through successful team management

• Proven ability to increase sales and meet targets

• Excellent communication and interpersonal skills

• Passionate about delivering exceptional customer service
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Q2. Are you open to travel to rural areas for sales?
Ans. 
Yes, I am open to travel to rural areas for sales as it allows me to reach a wider customer base and understand diverse market needs.
• I have previous experience traveling to rural areas for sales in my current role.

• I believe that reaching out to customers in rural areas is essential for expanding the business.

• I am willing to travel to rural areas to meet sales targets and build strong customer relationships.
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Q1. Working Experience
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Q2. Knowledge for financial services
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Q1. Working Experience
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Q2. How Handel customer & staff
Ans. 
Handle customers and staff with empathy, communication, and problem-solving skills.
• Listen actively to customers and staff to understand their needs and concerns.

• Communicate clearly and effectively to address any issues or questions.

• Provide support and guidance to both customers and staff in a professional and respectful manner.

• Resolve conflicts or challenges calmly and efficiently to maintain a positive work environmen...read more
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Two-hour test covering aptitude, reasoning, general knowledge, general studies, banking, etc.

The topic related to cybersecurity with ten members on the panel.

Q1. Basic information
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Q2. Education Femily background
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Q3. Femily feedback
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Q1. Previous company feedback
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Q2. And Previous company BM feedback
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Q1. What is full form of EMI
Ans. 
EMI stands for Equated Monthly Installment, which is a fixed amount of payment a borrower makes to a lender at a specified date each calendar month.
• EMI stands for Equated Monthly Installment

• It is a fixed amount of payment made by a borrower to a lender

• EMI payments are made at a specified date each calendar month
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Q1. Tell me about your self ???
Ans. My Name is Deepak Lawaniya i basically belong to Kumher Bharatpur
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Q2. Tell me about your experience????
Ans. I Have Working Experience in 1st Year Pan Card office I am also have experience 2 year in spam Coca cola as a compter opreator And I have 3+ year experience in SBI Card as A Team Leader
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Q3. What is full form PAN
Ans. 
Permanent Account Number
• PAN is a unique 10-digit alphanumeric code assigned to individuals and entities in India

• It is used for financial transactions and tax purposes

• Example: ABCDE1234F
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Q4. What is full form OTP
Ans. 
One Time Password
• OTP is a unique code used for authentication purposes

• It is typically sent to a user's mobile phone or email

• OTP expires after a short period of time for security reasons
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Q5. What is full form of ATM
Ans. 
ATM stands for Automated Teller Machine, a device that allows customers to perform basic banking transactions without the need for a human teller.
• ATM stands for Automated Teller Machine

• ATMs are commonly used for withdrawing cash, checking account balances, and transferring funds

• Examples of ATM providers include banks, credit unions, and standalone machines in public places
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