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Ujjivan Small Finance Bank

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Ujjivan Small Finance Bank Credit Verification Officer Interview Questions and Answers

Updated 4 Apr 2022

Ujjivan Small Finance Bank Credit Verification Officer Interview Experiences

1 interview found

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. SELF INTRODUCTION AND PRODUCT KNOWLEDGE.

Interview Preparation Tips

Interview preparation tips for other job seekers - FRIENDLY HR ROUND AND MANAGER ROUND TOO KNOW THE PRODUCTS AND COMPANY.

Interview questions from similar companies

I applied via LinkedIn and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If someone approaches you with a loan application then how would you decide whether to lend or not?
  • Ans. 

    I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.

    • Check the applicant's credit score and credit report

    • Verify their income and employment status

    • Calculate their debt-to-income ratio

    • Consider any past delinquencies or bankruptcies

    • Assess the purpose of the loan and the likelihood of repayment

    • Review any collateral offered as security

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - averagely easy because generally, they are more willing for the candidate to join the company than the candidate.
If anybody knows the cons of working in the Indian private sector banks then he will never join or will not fall into the trap of a lucrative salary. Because the exit options from such roles are not good.

I applied via Recruitment Consultant and was interviewed in Jul 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell me something about your self

Interview Preparation Tips

Interview preparation tips for other job seekers - Always give a ansers of all questions with full confidentially

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. The interviewer wanted to test both my knowledge and communication skill. he asked to me that how did you sell the product.

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview was two rounds first was mock test and second face two face interview.the interviewer wanted to test both my knowledge and communication skill.most of the questions asked to me were related my job experience. I tried to answer each question.

I applied via Walk-in

Interview Questionnaire 

1 Question

  • Q1. Work experience letter

Interview Preparation Tips

Interview preparation tips for other job seekers - Go and get t job

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Asked about past working experiences
  • Q2. Asked about communication skills
  • Q3. Asked about what I have did in sales

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confidential

I applied via Recruitment Consulltant and was interviewed before Aug 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Candidate last profile, Business opportunities, Working procedure etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organization, Always have to be pro active in this role in all banking products

I applied via Naukri.com and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About experience, Performance,Some general knowledge, What's ur ambition towards the company.

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be fear.Give ur ans straight forward.

I applied via LinkedIn and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Asked about experience
  • Q2. What is the ctc of my last employment

Interview Preparation Tips

Topics to prepare for AU Small Finance Bank Sales Officer interview:
  • mba
  • Finance
Interview preparation tips for other job seekers - Good platform to grow and au small finance bank is growing very fast so if you want to grow you can join au small finance bank. Good atmosphere to work anf culture is also very good…

I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. How much cases you can process on daily basis?
  • Ans. 

    I can process around 20-25 cases on a daily basis depending on the complexity of the cases.

    • The number of cases processed depends on the complexity of the cases.

    • On average, I can process around 20-25 cases per day.

    • I prioritize cases based on their urgency and importance.

  • Answered by AI
  • Q2. Approval rate and delinquency rate of your current product.
  • Ans. 

    Our approval rate is 85% and delinquency rate is 5% for the current product.

    • Our approval rate is higher than industry average.

    • We have strict credit checks in place to maintain low delinquency rate.

    • We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.

    • For example, we recently increased our credit score requirement to reduce delinquency rate.

  • Answered by AI
  • Q3. Why you want to leave current organisation.
  • Q4. Questions on personal information

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep Calm, express your expectations and experience confidently.

Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Verification Officer interview?
Ujjivan Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are Resume Shortlist and One-on-one Round.

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