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Ujjivan Small Finance Bank

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4.1

based on 5.3k Reviews

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Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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Ujjivan Small Finance Bank Credit Verification Officer Interview Questions and Answers

Updated 4 Apr 2022

Ujjivan Small Finance Bank Credit Verification Officer Interview Experiences

1 interview found

Credit Verification Officer Interview Questions & Answers

user image Anonymous

posted on 31 Mar 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. SELF INTRODUCTION AND PRODUCT KNOWLEDGE.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - FRIENDLY HR ROUND AND MANAGER ROUND TOO KNOW THE PRODUCTS AND COMPANY.

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Interview Tips & Stories
2w (edited)
frozencricket
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·
works at
Cognizant
Office Letter from PWC
Hi Everyone, I am a ServiceNow Developer with 2.5 years of Experience.I got selected in PWC for ServiceNow Developer Associate Role. It's been 20 days and I have not received the Offer letter yet. When can I expect and should I do anything? Also CTC in my current organisation is 6.75 LPA and PWC offered 10.5 LPA . Should I have asked for more ? Please pour your thoughts . Thank you
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Interview questions from similar companies

Credit Verification Officer Interview Questions & Answers

IndusInd Bank user image Anonymous

posted on 25 Sep 2024

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self introduction
    • Add your answer
  • Q2. Working knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - All time good confidence and only answer for question

Credit Manager Interview Questions & Answers

Kotak Mahindra Bank user image Anonymous

posted on 12 Feb 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - Technical 

(2 Questions)

  • Q1. How much working capital limit can be given against turnover of Rs.10 crore.
    • Add your answer
  • Q2. What is the minimum collateral cover to be maintained against the working capital facility.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Everything is fine, just prepare basics.

Credit Officer Interview Questions & Answers

ICICI Bank user image Anonymous

posted on 15 Nov 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
    • Add your answer
  • Q2. What are your strengths and weaknesses
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and clear with your thoughts

Credit Manager Interview Questions & Answers

Union Bank of India user image Sumit Kumar

posted on 10 Jan 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
    • Add your answer

Credit Manager Interview Questions & Answers

IDFC FIRST Bank user image Anonymous

posted on 31 Jan 2025

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Jul 2024.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you provide some information about yourself?
    • Add your answer
  • Q2. What is your experience related to this field?l
    • Add your answer
  • Q3. Your achievements
    • Add your answer
Round 2 - Aptitude Test 

Reasoning, logical, and mathematical skills.

Round 3 - HR 

(1 Question)

  • Q1. What is your current salary, and how would you like to discuss it?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining IDFC due to its poor work culture.

Credit Manager Interview Questions & Answers

Axis Bank user image Siva Naga Vijay Babu guggilam

posted on 17 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. About experiences
    • Add your answer
  • Q2. Knowledge on ratios
    • Add your answer
  • Q3. Training skills
    • Add your answer
  • Q4. MS office knowledge required
    • Add your answer
  • Q5. Market knowledge
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills Good financial knowledge required

Credit Manager Interview Questions & Answers

Bandhan Bank user image Anonymous

posted on 11 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

    • Answered by AI
    Add your answer
  • Q2. Ratios analysis , banking analaysis
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume

Credit Officer Interview Questions & Answers

HDFC Bank user image akshay nagdeve

posted on 19 Oct 2024

Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
    • Add your answer
  • Q2. Tell about your previous experience?
    • Add your answer

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience

Credit Officer Interview Questions & Answers

Canara Bank user image Anonymous

posted on 27 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

    • Answered by AI
    Add your answer
  • Q2. Why do you wan tot join banj
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
More about working at Ujjivan Small Finance Bank
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Ujjivan Small Finance Bank Interview FAQs

How many rounds are there in Ujjivan Small Finance Bank Credit Verification Officer interview?
Ujjivan Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Ujjivan Small Finance Bank interview process are Resume Shortlist and One-on-one Round.

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