Ujjivan Small Finance Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via LinkedIn and was interviewed before Dec 2020. There was 1 interview round.
I would assess the applicant's creditworthiness based on their credit history, income, and debt-to-income ratio.
Check the applicant's credit score and credit report
Verify their income and employment status
Calculate their debt-to-income ratio
Consider any past delinquencies or bankruptcies
Assess the purpose of the loan and the likelihood of repayment
Review any collateral offered as security
I applied via Recruitment Consultant and was interviewed in Jul 2020. There was 1 interview round.
I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.
I applied via Walk-in
posted on 13 May 2021
I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.
posted on 6 Aug 2022
I applied via Recruitment Consulltant and was interviewed before Aug 2021. There was 1 interview round.
I applied via Naukri.com and was interviewed in Nov 2020. There was 1 interview round.
I applied via LinkedIn and was interviewed before Aug 2021. There were 2 interview rounds.
I applied via Naukri.com and was interviewed in Nov 2019. There were 3 interview rounds.
I can process around 20-25 cases on a daily basis depending on the complexity of the cases.
The number of cases processed depends on the complexity of the cases.
On average, I can process around 20-25 cases per day.
I prioritize cases based on their urgency and importance.
Our approval rate is 85% and delinquency rate is 5% for the current product.
Our approval rate is higher than industry average.
We have strict credit checks in place to maintain low delinquency rate.
We continuously monitor and analyze our approval and delinquency rates to make necessary adjustments.
For example, we recently increased our credit score requirement to reduce delinquency rate.
Credit Officer
358
salaries
| ₹1.9 L/yr - ₹6 L/yr |
Loan Officer
354
salaries
| ₹1.7 L/yr - ₹4.3 L/yr |
Relationship Officer
339
salaries
| ₹1.6 L/yr - ₹4.5 L/yr |
Sales Officer
317
salaries
| ₹1.8 L/yr - ₹6 L/yr |
Branch Manager
310
salaries
| ₹4.4 L/yr - ₹14.5 L/yr |
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