Tata Asset Management Private Limited Relationship Manager Interview Questions, Process, and Tips

Q1. Brief your professional journey?
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Q2. I have 1 cr in my bank a/c. I want to invest my money for next 10 year, my age is 40. How would you diversify my investment?
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Q3. Why you want to leave your previous company so early?
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Q4. What is mutual fund and which type of role you are looking for?
Ans. 
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
• Mutual funds are managed by professional fund managers who invest the pooled funds into a diversified portfolio of securities.

• Investors in mutual funds own shares of the fund and are entitled to a portion of the profits.

• There are different types of mutual funds such as equity funds, bond funds, money ma...read more
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Q5. How would you convince client to invest in mutual fund if he only invest in direct equity.
Ans. 
I would highlight the benefits of diversification, professional management, and lower risk compared to direct equity investments.
• Explain the benefits of diversification to reduce risk and increase potential returns.

• Highlight the expertise of professional fund managers in selecting and managing a diversified portfolio.

• Emphasize the convenience and ease of investing in mutual funds compared to directly managing a portfol...read more
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Q1. Speak about your favorite mutual fund for 10 min.
Ans. 
My favorite mutual fund is the Vanguard Total Stock Market Index Fund.
• The Vanguard Total Stock Market Index Fund is a low-cost index fund that provides broad exposure to the U.S. stock market.

• It is known for its diversification across various sectors and market capitalizations.

• The fund has a long track record of strong performance and is popular among long-term investors.

• Investors can benefit from the fund's low expens...read more
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Q2. What risk factors are there in mutual fund and define them?
Ans. 
Risk factors in mutual funds include market risk, credit risk, liquidity risk, interest rate risk, and inflation risk.
• Market risk: The risk of losing money due to fluctuations in the stock market.

• Credit risk: The risk of loss due to a bond issuer defaulting on payments.

• Liquidity risk: The risk of not being able to sell an investment quickly without significantly impacting its price.

• Interest rate risk: The risk of chang...read more
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Q3. What would you advice your client if market is crashed by 30%?
Ans. 
I would advise my client to stay calm, reassess their investment goals, and consider buying opportunities.
• Encourage them to stay calm and not make any impulsive decisions

• Reassess their investment goals and risk tolerance

• Consider buying opportunities in undervalued assets

• Diversify their portfolio to reduce risk

• Stay informed about market trends and seek professional advice
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Q4. Are you the best candidate for this job? If yes then why?
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Test was all about 7 subjects. Apptitude, quantitative, reasoning, english, essay writing, financial test, advance financial test.

Q1. Introduce yourself and brief your professional journey.
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Q2. Why should we hire you?
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Q3. Why you want to switch?
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Q1. Basic awareness about the indian and world economic conditions
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Q2. Detailed knowledge of local market
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Q3. Process knowledge is mandatory
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Q4. Thorough understanding of the products already sold if candidate is experienced
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Q5. Your achievements in previous organization and this need to be convincing as no proofs are asked
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Q6. Your sales skill based on different situations put forward by the interviewer
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Financial Market related questions, basic logical reasoning, industry related questions etc

Q1. Prepare well with equity and debt outlook
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Q2. Equity and Debt outlook
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