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I applied via Approached by Company and was interviewed before Sep 2022. There were 2 interview rounds.
KYC documents refer to the documents required for verifying the identity of customers before providing financial services.
KYC stands for Know Your Customer
Common KYC documents include government-issued ID, proof of address, and proof of income
KYC helps prevent fraud, money laundering, and identity theft
Financial institutions are required by law to collect and verify KYC documents from customers
posted on 11 Sep 2023
posted on 11 Jan 2022
I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.
KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.
KYC is mandatory for financial institutions to comply with regulations.
It involves collecting and verifying personal information such as name, address, and identification documents.
KYC also includes assessing the risk of doing business with a customer.
The process can be done in-person or onlin...
The loan process involves several steps from application to disbursement.
The borrower submits a loan application with necessary documents.
The lender evaluates the borrower's creditworthiness and financial history.
The lender approves or denies the loan application.
If approved, the borrower signs a loan agreement and receives the funds.
The borrower repays the loan with interest over a set period of time.
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
I applied via Recruitment Consulltant
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
posted on 7 Nov 2024
I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.
I have over 5 years of experience as a Credit Manager, specializing in risk assessment, credit analysis, and collections.
Managed credit risk by analyzing financial statements and credit reports
Developed and implemented credit policies to minimize bad debt
Negotiated payment terms with customers to ensure timely payments
Worked closely with sales team to evaluate creditworthiness of new customers
posted on 29 Dec 2023
I applied via Company Website and was interviewed in Jun 2023. There were 4 interview rounds.
I applied via Campus Placement and was interviewed in Aug 2023. There were 3 interview rounds.
Nothing , easy only logical and communication
It was easy basic logical reasoning
I am an experienced Credit Manager with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit management
Proficient in financial analysis and risk assessment
Strong understanding of credit policies and procedures
Excellent communication and negotiation skills
Proven track record of reducing bad debt and improving cash flow
Documenting credit information is crucial for assessing risk and making informed decisions.
Maintain detailed records of customer credit applications, approvals, and payment history
Include relevant financial statements, credit reports, and references in the documentation
Regularly update and review credit files to ensure accuracy and compliance with policies
Document any communication or agreements regarding credit terms ...
based on 14 reviews
Rating in categories
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| ₹3.7 L/yr - ₹12.6 L/yr |
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| ₹4.5 L/yr - ₹19 L/yr |
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