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Tata Capital Area Credit Manager Interview Questions and Answers

Updated 27 Jul 2024

Tata Capital Area Credit Manager Interview Experiences

2 interviews found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Credit assessment

I applied via LinkedIn and was interviewed in Feb 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Validation with cv for understanding the knowledge

Round 3 - One-on-one 

(2 Questions)

  • Q1. Basic understand about credit and future risk
  • Q2. Pasr knowledge and asked about the present role

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest and answer the question. Answer fill free

Area Credit Manager Interview Questions Asked at Other Companies

Q1. What are the financial parameters check while file approval for s ... read more
Q2. What's is the profit margin trading ,service ,manufacturing unit
Q3. How will you assess the customer with low cibil score
Q4. Bylaws of local mortgages, Equitable Mortgage and registered mort ... read more
Q5. Volume of files handled and approval to login ratio

Area Credit Manager Jobs at Tata Capital

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Interview questions from similar companies

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. 1.my present job role
  • Ans. 

    I am currently working as a Senior Relationship Manager at XYZ Bank.

    • Managing a portfolio of high net worth clients

    • Providing personalized financial advice and solutions

    • Building and maintaining strong relationships with clients

    • Meeting sales targets and revenue goals

    • Leading a team of Relationship Managers

    • Analyzing market trends and competitor activities

    • Developing and implementing strategies to increase market share

  • Answered by AI
  • Q2. 2.product specific knowledge
  • Q3. Planning for new assignment
  • Ans. 

    Planning for a new assignment

    • Identify the objectives and goals of the new assignment

    • Create a detailed timeline and action plan

    • Allocate resources and assign responsibilities

    • Monitor progress and make necessary adjustments

    • Communicate and collaborate with team members

    • Evaluate the success of the assignment

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be specific about your answer

Interview Questionnaire 

5 Questions

  • Q1. Can you give us Trrat Tonight .
  • Q2. If you say Yes , then you got selected .That type of culture they have .Its not professional company. Totally driven by unethically.
  • Q3. A.
  • Q4. Go for any other roadside work but Dont go for IIFL .Their senior people are not capable to wright email even and present themself Territory and Area Manager .They have Territory manager who was work as wa...
  • Q5. Na

Interview Preparation Tips

Interview preparation tips for other job seekers - Na

I applied via Naukri.com and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Be confident on gold loan and health insurance... Speak more on cross selling.

Interview Preparation Tips

Interview preparation tips for other job seekers - Gold loan and health insurance... Be confident on these products...

I applied via Walk-in and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Fccfdghhv xxcgc. Gf.
  • Q2. Cftsjonnobihivtf d. Ibiviguibi
Round 2 - One-on-one 

(2 Questions)

  • Q1. Chug gas vggfdfgvvuvu I I I I
  • Q2. I I I ubuvuvuvivubuvvubi

Interview Preparation Tips

Interview preparation tips for other job seekers - Ivuvuvggp uyou vplease uvuviibib Vigo is the only person who has been in jail and is still

I applied via Naukri.com and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Common questions
  • Q2. Experience about previous main

Interview Preparation Tips

Interview preparation tips for other job seekers - Mainly they are taken those who are having gold loan experience in past

I applied via Recruitment Consultant and was interviewed in Jun 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Previous experience detailed explanation and nature of current work

Interview Preparation Tips

Interview preparation tips for other job seekers - It’s been wonderful experience to exhibit myself

I applied via Naukri.com and was interviewed before Oct 2019. There were 6 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Can you do gold valuation?
  • Ans. 

    Yes, I have experience in gold valuation.

    • I have completed a course in gold valuation and have experience in assessing the purity and value of gold.

    • I am familiar with the different methods of gold valuation such as acid test, XRF analysis, and fire assay.

    • In my previous role, I have conducted gold valuation for customers and provided them with accurate assessments.

    • I keep myself updated with the current market trends and ...

  • Answered by AI
  • Q2. Which carat can we accept for gold loan?
  • Ans. 

    We can accept gold loans of any carat.

    • We accept gold loans of all carats, including 24 carat, 22 carat, 18 carat, etc.

    • The carat of gold determines its purity, with 24 carat being the purest form.

    • Different carats of gold have different levels of purity and value.

    • We assess the value of the gold based on its carat and weight.

    • Customers can avail gold loans regardless of the carat of their gold.

  • Answered by AI
  • Q3. Do you know hallmarks?
  • Ans. 

    Yes, hallmarks are distinctive characteristics or features that are used to identify or recognize something.

    • Hallmarks are often used in the context of identifying or recognizing the quality, authenticity, or origin of a product or item.

    • In the jewelry industry, hallmarks are small marks or stamps on precious metal items that indicate the metal's purity or quality.

    • In the legal field, hallmarks can refer to significant or...

  • Answered by AI
  • Q4. How will you do team management for gold loan marketing?
  • Ans. 

    I will ensure effective communication, set clear goals, provide training and support, and recognize and reward achievements.

    • Regular team meetings to discuss progress and challenges

    • Setting individual and team targets and monitoring progress

    • Providing training and support to team members to improve their skills

    • Recognizing and rewarding achievements to motivate the team

    • Encouraging teamwork and collaboration among team memb...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Knowledge needed about gold loan and process

I applied via Recruitment Consultant and was interviewed in Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About My Self , My Last Company Job profile , About Team Management And Working Style etc.

Interview Preparation Tips

Interview preparation tips for other job seekers - I wanna say that if are confident about yourself and about your job role then you can crack any type of interview without any reference or jack.

Tata Capital Interview FAQs

How many rounds are there in Tata Capital Area Credit Manager interview?
Tata Capital interview process usually has 2 rounds. The most common rounds in the Tata Capital interview process are Resume Shortlist, Group Discussion and One-on-one Round.
How to prepare for Tata Capital Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Tata Capital. The most common topics and skills that interviewers at Tata Capital expect are Credit Appraisal, Credit Analysis, Underwriting, Corporate Finance and Credit Risk.
What are the top questions asked in Tata Capital Area Credit Manager interview?

Some of the top questions asked at the Tata Capital Area Credit Manager interview -

  1. Basic understand about credit and future r...read more
  2. Pasr knowledge and asked about the present r...read more
  3. Credit assessm...read more

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Tata Capital Area Credit Manager Interview Process

based on 1 interview

Interview experience

4
  
Good
View more
Tata Capital Area Credit Manager Salary
based on 127 salaries
₹8 L/yr - ₹30 L/yr
42% more than the average Area Credit Manager Salary in India
View more details

Tata Capital Area Credit Manager Reviews and Ratings

based on 22 reviews

3.4/5

Rating in categories

3.1

Skill development

3.0

Work-life balance

3.5

Salary

4.1

Job security

3.6

Company culture

3.2

Promotions

3.2

Work satisfaction

Explore 22 Reviews and Ratings
Area Credit Manager - Retail MFB

Madurai

2-7 Yrs

Not Disclosed

Area Credit Manager -Mid Corporate

Mumbai

2-14 Yrs

Not Disclosed

Area Credit Manager - Emerging Corporate

Kolkata

2-4 Yrs

Not Disclosed

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