State Bank of India Interview Questions, Process, and Tips for Freshers

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Q1. What is SBI working process
Ans. 
SBI's working process involves customer transactions, loan processing, investment management, and financial services.
• Customer transactions include deposits, withdrawals, and fund transfers.

• Loan processing involves evaluating applications, credit checks, and disbursing funds.

• Investment management includes offering various investment options like mutual funds, insurance, and fixed deposits.

• Financial services provided by ...read more
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Q2. Role of the vacancy
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The role of the vacancy is to design, develop, and test mechanical systems and components to meet project requirements.
• Designing mechanical systems and components

• Developing prototypes and conducting tests

• Collaborating with team members and clients

• Ensuring projects meet safety and quality standards
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Q3. SBI in puthukkottai orThanjavur or vallam is working opportunity vacancy
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Q1. What is the highest level of education you have completed?
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Q2. How much percentage did you get
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Q1. Tell me about yourself
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Q2. Where did you work
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Q1. What is the accounting?
Ans. 
Accounting is the process of recording, summarizing, analyzing, and reporting financial transactions of a business.
• Recording financial transactions

• Summarizing financial data

• Analyzing financial information

• Reporting financial results

• Ensuring compliance with financial regulations

• Helping in decision-making processes

• Examples: preparing financial statements, managing budgets, conducting audits
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Q2. Can you tell me about your experience with data entry and accounting software?
Ans. Your account officer will oversee a significant amount of record keeping to ensure that accounts under their supervision are in line. It is critical that they have a thorough understanding of accounting software so that they are able to work accurately and efficiently. Asking them about their past experience in data entry and in using accounting software will help you gauge their level of comfort with the activities re
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Q3. Can you tell me about a time when you had tight deadlines and needed to prioritize some accounts over others? How did you handle the situation?
Ans. Your account officer is likely to deal with several customers and accounts, depending on the size of your organization and the nature of your business. Sometimes, deadlines will run close to one another, especially when it comes time to file quarterly and annual taxes. Your candidate will need to know which accounts to prioritize in order to ensure that everything is in line.
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Q4. Walk me through your past accounting experience and credentials. What do you think makes you stand out among our candidates?
Ans. Your account officer will need to have past experience in working in an accounting role or the accounting credentials necessary to do the job. Your candidate will need to be familiar with the accounting conventions that your firm uses in order to ensure that they can keep all their bookkeeping and invoices logged correctly
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Q5. A customer calls you and says that they were overcharged for a transaction. How do you handle the situation?
Ans. 
Listen to the customer's concerns, review the transaction details, apologize for the inconvenience, investigate the issue, offer a solution or refund if necessary.
• Listen attentively to the customer's complaint and show empathy.

• Review the transaction details to verify the overcharge.

• Apologize for the inconvenience caused to the customer.

• Investigate the issue to determine the cause of the overcharge.

• Offer a solution such...read more
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