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I applied via Recruitment Consulltant and was interviewed in May 2023. There were 6 interview rounds.
A savings account is a type of bank account where you can deposit money and earn interest on the balance.
Savings accounts typically have lower interest rates compared to other types of investments.
They are considered a safe and secure way to save money for short-term goals.
Withdrawals from savings accounts are usually limited to a certain number per month.
Examples of savings accounts include traditional savings account...
A savings account is a secure way to deposit money with a bank for safekeeping and potential growth through interest.
Savings accounts typically offer a lower interest rate compared to other types of accounts like CDs or money market accounts.
Funds in a savings account are easily accessible for withdrawals, but may have limitations on the number of transactions allowed per month.
Some savings accounts require a minimum b...
A current account is a type of bank account that allows frequent transactions and does not limit the number of withdrawals or deposits.
Current accounts are typically used for day-to-day banking activities such as receiving salaries, paying bills, and making purchases.
They do not usually earn interest on the balance maintained in the account.
Overdraft facilities may be available on current accounts, allowing customers t...
A fixed account is a type of investment account where the interest rate is fixed and does not change over time.
Fixed accounts typically offer a higher interest rate compared to regular savings accounts.
The account holder agrees to keep their money in the account for a specified period of time.
Withdrawals before the maturity date may result in penalties or loss of interest.
Common examples include fixed deposit accounts
A recurring deposit account is a type of savings account where a fixed amount is deposited regularly for a predetermined period of time.
Fixed amount is deposited at regular intervals (monthly, quarterly, etc.)
Interest is earned on the deposited amount
The account has a fixed tenure
Withdrawal before maturity may result in penalties
Example: Depositing $100 every month for 5 years in a recurring deposit account
A bank is a financial institution that accepts deposits from the public and creates credit.
Banks provide various financial services such as loans, mortgages, and investment accounts.
They play a crucial role in the economy by facilitating the flow of money and capital.
Banks are regulated by government authorities to ensure stability and protect depositors' funds.
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I applied via Referral
Skill development is crucial for career growth and personal advancement.
Continuous learning and upskilling are essential for staying competitive in the job market.
Seek out opportunities for training, workshops, and certifications to enhance your skills.
Practice and apply new skills in real-world scenarios to solidify your understanding and proficiency.
Feedback and mentorship can help identify areas for improvement and
I applied via Walk-in and was interviewed in Jun 2023. There were 4 interview rounds.
Me and my friends face any problem then we can solve the problem by talking to each other.
Before starting any case, I study it completely once and check all the documents.
I applied via Naukri.com and was interviewed before Jul 2022. There were 3 interview rounds.
I applied via Campus Placement and was interviewed in Apr 2022. There were 2 interview rounds.
I applied via Newspaper Ad and was interviewed in Jan 2023. There were 3 interview rounds.
Maths, quants, reasoning, english, domain knowlege
I was interviewed in Jul 2021.
Banking law and practice, latest circulars, credit , foreign exchange, banking policy matters, etc
A topic will be allotted to the candidate on which he has to discuss.
I applied via Newspaper Ad and was interviewed before Mar 2023. There was 1 interview round.
Assessment methods for working capital for MSME clients include ratio analysis, cash flow analysis, and turnover ratios.
Ratio analysis: Analyzing current ratio, quick ratio, and debt-to-equity ratio to assess liquidity and financial health.
Cash flow analysis: Evaluating cash inflows and outflows to determine the ability to meet short-term obligations.
Turnover ratios: Calculating inventory turnover, accounts receivable ...
I applied via Referral and was interviewed before Mar 2021. There were 3 interview rounds.
Reasoning and mathematics
I applied via Referral and was interviewed before May 2021. There were 2 interview rounds.
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