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State Bank of India Credit Analyst Interview Questions and Answers for Experienced
State Bank of India Credit Analyst Interview Experiences for Experienced
1 interview found
Anonymous
Selected
I applied via Company Website and was interviewed in Apr 2022. There were 3 interview rounds.
Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category
(2 Questions)
- Q1. Interview was all about my Past experience and my previous job profile as I was already working in Banking Sector prior to joining in SBI. Based on my experience and satisfactory answers to the questions a...
- Q2. What is Turnover Method? What is Second Method of Lending? How to process a Working Capital Loan? How did you canvassed Current account in your previous organisation? Why you want to Join SBI?
- Ans.
Turnover Method is a method used by lenders to evaluate a borrower's creditworthiness based on their annual sales turnover.
Turnover Method involves calculating a borrower's credit limit based on a percentage of their annual sales turnover.
Second Method of Lending involves assessing a borrower's creditworthiness based on their financial statements, cash flow projections, and collateral.
Processing a Working Capital Loan ...
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Interview questions from similar companies
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business
Interview Preparation Tips
I applied via Walk-in and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Asked about career expectations
Interview Preparation Tips
Interview Preparation Tips
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.
Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.
Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.
Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.
Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What products would you process with Axis Bank .?
- Ans.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
- Q2. How do you deal with your customers.?
- Q3. Wht are the details of Business you would collect.?
- Ans.
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Technical knowledge about SQL database knowledge
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Apr 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Ratios, and financial related question
- Q2. Cirrent ratio, turnover ratio
Interview Preparation Tips
Interview Questionnaire
2 Questions
- Q1. Salary expectations
- Q2. Industry standards
Interview Questionnaire
1 Question
- Q1. SAS ,SQl knowledge
Interview Questionnaire
1 Question
- Q1. What is company history
State Bank of India Interview FAQs
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State Bank of India Credit Analyst Interview Process for Experienced
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