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The 9th Amendment guarantees rights not explicitly listed in the Constitution.
The 9th Amendment is part of the Bill of Rights.
It protects rights that are not specifically mentioned in the Constitution.
Examples of rights protected by the 9th Amendment include the right to privacy and the right to marry.
The 9th Amendment is often cited in cases involving reproductive rights and LGBTQ+ rights.
In my current role, I am responsible for overseeing the daily operations and strategic planning of the department.
Manage a team of 20 employees
Develop and implement departmental goals and objectives
Collaborate with cross-functional teams to improve processes and efficiency
Monitor and analyze departmental performance metrics
Prepare and present reports to senior management
I am very interested in accountancy and have pursued it as my career choice.
I have always been fascinated by numbers and financial management.
I enjoy analyzing financial statements and identifying areas for improvement.
I have completed relevant education and training to become a Chartered Accountant.
I have gained practical experience through internships and work experience.
I am constantly learning and keeping up t...
Given an undirected graph with ‘V’ vertices (labeled 0, 1, ... , V-1) and ‘E’ edges, where each edge has a weight representing the distance between two connected nodes (X, ...
Dijkstra's algorithm is used to find the shortest path from a source node to all other nodes in a graph with weighted edges.
Implement Dijkstra's algorithm to find the shortest path distances from the source node to all other nodes.
Use a priority queue to efficiently select the next node to visit based on the shortest distance.
Update the shortest distance to each node as you explore the graph, considering the edge ...
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Given a paragraph consisting of letters in both lowercase and uppercase, spaces, and punctuation, along with a list of banned words, your task is to find the...
Find the most frequent word in a paragraph that is not in a list of banned words.
Split the paragraph into words and convert them to uppercase for case-insensitivity.
Count the frequency of each word, excluding banned words.
Return the word with the highest frequency in uppercase.
Compute the skyline of given rectangular buildings in a 2D city, eliminating hidden lines and forming the outer contour of the silhouette when viewed from a distance. Each building is d...
Compute the skyline of given rectangular buildings in a 2D city, eliminating hidden lines and forming the outer contour of the silhouette.
Iterate through the buildings to find the critical points (start and end) of each building.
Sort the critical points based on x-coordinate and process them to find the skyline.
Merge consecutive horizontal segments of equal height in the output to ensure no duplicates.
Given an infinite supply of coins of varying denominations, determine the total number of ways to make change for a specified value using these coins. If it's not possible to make ...
The task is to find the total number of ways to make change for a specified value using given denominations.
Use dynamic programming to solve this problem efficiently.
Create a 2D array to store the number of ways to make change for each value up to the specified value.
Iterate through the denominations and update the array based on the current denomination.
Return the value at the last cell of the array as the final ...
Given an array or list of integers 'ARR', identify the second largest element in 'ARR'.
If a second largest element does not exist, return -1.
ARR = [2, ...
Find the second largest element in an array of integers.
Iterate through the array to find the largest and second largest elements.
Handle cases where all elements are identical.
Return -1 if a second largest element does not exist.
Calculate the Nth term in the Fibonacci sequence, where the sequence is defined as follows: F(n) = F(n-1) + F(n-2)
, with initial conditions F(1) = F(2) = 1
.
...
Calculate the Nth Fibonacci number efficiently using recursion or dynamic programming.
Use recursion with memoization to avoid redundant calculations.
Implement dynamic programming to store and reuse previously calculated Fibonacci numbers.
Optimize space complexity by only storing the last two Fibonacci numbers instead of the entire sequence.
You need to determine all possible paths for a rat starting at position (0, 0) in a square maze to reach its destination at (N-1, N-1). The maze is represented as an N*N mat...
The task is to find all possible paths for a rat to navigate through a maze from start to finish.
Create a recursive function to explore all possible paths from the starting position to the destination.
Keep track of the current path and update it as the rat moves through the maze.
Explore all possible directions (up, down, left, right) at each step, making sure to avoid blocked cells.
When reaching the destination, a...
I appeared for an interview in Jun 2025, where I was asked the following questions.
In 10 years, I envision myself as a leader in business development, driving strategic initiatives and mentoring future talent.
I aim to progress to a senior management role, overseeing a team of business development professionals.
I plan to develop expertise in emerging markets, identifying new opportunities for growth and expansion.
I aspire to build strong relationships with key stakeholders and partners, enhancing coll...
My salary expectations are based on my experience, skills, and the market rate for this position.
Research the average salary range for Technical Leads in the industry and location
Consider your years of experience and level of expertise
Factor in any additional benefits or perks offered by the company
I applied via Approached by Company and was interviewed in Oct 2024. There were 6 interview rounds.
Logical, react, SQL related questions
I applied via Referral
In my current role, I am responsible for leading business analysis activities, gathering requirements, conducting stakeholder interviews, and creating functional specifications.
Leading business analysis activities
Gathering requirements from stakeholders
Conducting stakeholder interviews
Creating functional specifications
Collaborating with cross-functional teams
Yes, I am committed to a long-term position with the bank.
I have a strong track record of long-term employment with previous companies.
I am excited about the opportunity to grow and develop within the bank.
I am dedicated to contributing to the success and growth of the bank.
I am willing to invest my time and effort into building a successful career with the bank.
I applied via LinkedIn and was interviewed in Nov 2024. There were 2 interview rounds.
Only we can determine how easy it was.
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics from XYZ University.
I have 3 years of experience working as a data analyst at ABC Company.
I am proficient in using statistical software such as R and Python for data analysis.
I have a proven track record of delivering actionable insights to drive business decisions.
posted on 1 Dec 2024
I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.
Off balance sheet items in banks are financial instruments or contingent liabilities that do not appear on the bank's balance sheet.
Loan commitments
Letters of credit
Derivatives contracts
Securitization transactions
Standby letters of credit
A forward rate agreement (FRA) is a financial contract between two parties to exchange interest rate payments based on a specified notional amount and a predetermined interest rate.
FRA is a derivative contract where one party agrees to pay a fixed interest rate while the other party agrees to pay a floating interest rate based on a notional amount.
It helps in hedging against interest rate risk by locking in a future in...
LCR & NSFR are regulatory requirements that banks must meet to ensure they have enough liquidity to withstand financial stress.
LCR stands for Liquidity Coverage Ratio and measures a bank's ability to meet its short-term obligations with high-quality liquid assets.
NSFR stands for Net Stable Funding Ratio and assesses a bank's long-term stability by comparing available stable funding to required stable funding.
The pu...
I applied via LinkedIn and was interviewed in Dec 2024. There were 3 interview rounds.
Passed all the round
Passed all the round
I applied via Company Website and was interviewed in Jul 2024. There were 2 interview rounds.
Just a normal aptitude test
Standard Chartered provides a wide range of banking services including retail banking, corporate banking, wealth management, and investment banking.
Retail banking services such as savings accounts, credit cards, and personal loans
Corporate banking services including trade finance, cash management, and corporate lending
Wealth management services like investment advisory and portfolio management
Investment banking service...
Commercial banks focus on providing services to individuals and businesses, while investment banks focus on helping companies raise capital and provide financial advisory services.
Commercial banks primarily deal with deposits, loans, and basic financial services for individuals and businesses.
Investment banks focus on underwriting securities, facilitating mergers and acquisitions, and providing financial advisory servi...
Nostro reconciliation is the process of ensuring that the bank's records of its accounts with other banks match the records of those banks.
Nostro reconciliation involves comparing the bank's records of its accounts with other banks to the records provided by those banks.
It helps in identifying any discrepancies or errors in the transactions between the banks.
The process involves investigating and resolving any differen...
2 questions were asked followed by a behavioral test
Merge sort is a divide-and-conquer algorithm that sorts an array by recursively splitting and merging sorted subarrays.
1. Divide the array into two halves until each subarray contains a single element.
2. Merge the subarrays back together in sorted order.
3. Example: For array [38, 27, 43, 3, 9, 82, 10], split into [38, 27, 43] and [3, 9, 82, 10].
4. Continue splitting until you have [38], [27], [43], [3], [9], [82], [10]...
I want to join SCB because of its reputation for innovation and global presence.
SCB is known for its innovative approach to banking and financial services
I am impressed by SCB's global network and opportunities for growth
I believe SCB will provide me with valuable experience and skills for my future career
I selected SC because of its strong reputation in the industry and the exciting opportunities for growth. Yes, I have received an offer.
Strong reputation in the industry
Exciting opportunities for growth
Received an offer
Some of the top questions asked at the Standard Chartered interview -
The duration of Standard Chartered interview process can vary, but typically it takes about less than 2 weeks to complete.
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