10+ Neyyar Technologies Interview Questions and Answers

We have a large market with a significant number of connectors/DSAs connected with us.

• Our market is extensive, covering various industries and sectors.

• We have a strong network of connectors/DSAs who help us reach out to potential clients.

• Currently, we have around 50 connectors/DSAs connected with us.

• Our focus is on building and maintaining long-term relationships with our clients and partners.

Lal Dora property refers to land that is part of a village but is not officially recorded in government records.

• Lal Dora properties are typically found in villages around Delhi, India.

• These properties are exempt from certain building regulations and taxes due to their unique status.

• Owners of Lal Dora properties may face challenges in obtaining loans or selling their land due to the lack of official documentation.

Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

• Determine the borrower's income and employment stability

• Check the borrower's credit score and credit history

• Calculate the borrower's debt-to-income ratio

• Consider the loan amount and term

• Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a larger loan with a lower interest rate.

I logged a total of 500 files.

• I logged 500 files in my previous role as a Relationship Manager.

• I maintained a detailed record of each file, including client information and transaction history.

• The files were organized and easily accessible for reference and analysis.

• I ensured accuracy and completeness in logging the files, minimizing errors and discrepancies.

• The files included various types of documents such as contracts, agreements, and financial statements.

I have 5 years of experience in housing finance, including managing a team of loan officers and exceeding sales targets.

• Managed a team of loan officers to ensure timely processing of mortgage applications

• Exceeded sales targets by 20% in the last fiscal year

• Developed relationships with real estate agents and builders to generate leads

• Implemented new marketing strategies to attract first-time homebuyers

The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

• The required years of experience may vary depending on the company's size and industry.

• The complexity of the job may also affect the required years of experience.

• Some companies may require a minimum of 3-5 years of experience, while others may require more.

• Experience in credit analysis, risk management, and financial analysis is usually pr...read more

To increase sales every month, I plan to implement targeted marketing campaigns, offer promotions and discounts, improve customer service, and analyze sales data to identify trends and opportunities.

• Implement targeted marketing campaigns to reach specific customer segments

• Offer promotions and discounts to attract new customers and retain existing ones

• Improve customer service to enhance customer satisfaction and loyalty

• Analyze sales data to identify trends and opportunities fo...read more

Credit underwriting process involves assessing the creditworthiness of a borrower to determine their eligibility for a loan.

• Gathering financial information from the borrower

• Analyzing the borrower's credit history

• Evaluating the borrower's debt-to-income ratio

• Assessing the borrower's ability to repay the loan

• Determining the appropriate loan amount and interest rate

• Approving or denying the loan based on the underwriting criteria

Human resources management involves overseeing the recruitment, training, and retention of employees within an organization.

• Recruitment: Involves sourcing, screening, and selecting candidates for job openings.

• Training: Providing employees with the necessary skills and knowledge to perform their roles effectively.

• Retention: Implementing strategies to keep employees engaged and motivated to stay with the company.

• Performance management: Evaluating and rewarding employees based o...read more