Shubham Housing Development Finance
Saiesh Info Solutions Interview Questions and Answers
Q1. How large market you have how maany connectors/DSAs/ connected with you.
We have a large market with a significant number of connectors/DSAs connected with us.
Our market is extensive, covering various industries and sectors.
We have a strong network of connectors/DSAs who help us reach out to potential clients.
Currently, we have around 50 connectors/DSAs connected with us.
Our focus is on building and maintaining long-term relationships with our clients and partners.
Q2. How did many files you logged?
I logged a total of 500 files.
I logged 500 files in my previous role as a Relationship Manager.
I maintained a detailed record of each file, including client information and transaction history.
The files were organized and easily accessible for reference and analysis.
I ensured accuracy and completeness in logging the files, minimizing errors and discrepancies.
The files included various types of documents such as contracts, agreements, and financial statements.
Q3. How to calculate loan eligibility
Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.
Determine the borrower's income and employment stability
Check the borrower's credit score and credit history
Calculate the borrower's debt-to-income ratio
Consider the loan amount and term
Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a larger loan with a lower interest rate.
Q4. How many years of search required
The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.
The required years of experience may vary depending on the company's size and industry.
The complexity of the job may also affect the required years of experience.
Some companies may require a minimum of 3-5 years of experience, while others may require more.
Experience in credit analysis, risk management, and financial analysis is usually pr...read more
Q5. how are you going to increase sales every month ?
To increase sales every month, I plan to implement targeted marketing campaigns, offer promotions and discounts, improve customer service, and analyze sales data to identify trends and opportunities.
Implement targeted marketing campaigns to reach specific customer segments
Offer promotions and discounts to attract new customers and retain existing ones
Improve customer service to enhance customer satisfaction and loyalty
Analyze sales data to identify trends and opportunities fo...read more
Q6. What's lal dora property
Lal Dora property refers to land that is part of a village but is not officially recorded in government records.
Lal Dora properties are typically found in villages around Delhi, India.
These properties are exempt from certain building regulations and taxes due to their unique status.
Owners of Lal Dora properties may face challenges in obtaining loans or selling their land due to the lack of official documentation.
Q7. What is human resources management
Human resources management involves overseeing the recruitment, training, and retention of employees within an organization.
Recruitment: Involves sourcing, screening, and selecting candidates for job openings.
Training: Providing employees with the necessary skills and knowledge to perform their roles effectively.
Retention: Implementing strategies to keep employees engaged and motivated to stay with the company.
Performance management: Evaluating and rewarding employees based o...read more
Q8. What is Management
Management is the process of planning, organizing, leading, and controlling resources to achieve specific goals.
Involves planning, setting goals, and creating strategies
Organizing resources such as people, finances, and materials
Leading and motivating employees to work towards the goals
Controlling and evaluating the progress to ensure goals are met
Examples: setting sales targets, scheduling shifts, training employees
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