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Shubham Housing Development Finance Interview Questions and Answers
12 Interview questions
Home loans against property allow borrowers to leverage their real estate for financing, enhancing liquidity and investment potential.
Home loans against property typically offer lower interest rates compared to personal loans due to secured collateral.
Borrowers can access a larger loan amount based on the property's market value, often up to 70-80%.
For example, if a property is valued at $200,000, a borrower might...
Achieving sales targets requires strategic planning, effective communication, and continuous performance monitoring.
Set clear, measurable goals: For example, increase sales by 20% in Q2.
Utilize data analytics: Analyze past sales data to identify trends and opportunities.
Implement targeted marketing campaigns: Use social media ads to reach specific demographics.
Foster strong customer relationships: Regular follow-u...
Effective customer service involves understanding needs, providing solutions, and ensuring satisfaction through communication and support.
Listen actively to customer concerns to understand their needs.
Provide timely and accurate information to resolve issues, e.g., responding to inquiries within 24 hours.
Follow up with customers after service to ensure satisfaction, such as sending a thank-you email.
Train staff re...
Credit underwriting process involves assessing the creditworthiness of a borrower to determine their eligibility for a loan.
Gathering financial information from the borrower
Analyzing the borrower's credit history
Evaluating the borrower's debt-to-income ratio
Assessing the borrower's ability to repay the loan
Determining the appropriate loan amount and interest rate
Approving or denying the loan based on the underwrit...
To increase sales every month, I plan to implement targeted marketing campaigns, offer promotions and discounts, improve customer service, and analyze sales data to identify trends and opportunities.
Implement targeted marketing campaigns to reach specific customer segments
Offer promotions and discounts to attract new customers and retain existing ones
Improve customer service to enhance customer satisfaction and lo...
Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.
Determine the borrower's income and employment stability
Check the borrower's credit score and credit history
Calculate the borrower's debt-to-income ratio
Consider the loan amount and term
Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible ...
I logged a total of 500 files.
I logged 500 files in my previous role as a Relationship Manager.
I maintained a detailed record of each file, including client information and transaction history.
The files were organized and easily accessible for reference and analysis.
I ensured accuracy and completeness in logging the files, minimizing errors and discrepancies.
The files included various types of documents such as co...
We have a large market with a significant number of connectors/DSAs connected with us.
Our market is extensive, covering various industries and sectors.
We have a strong network of connectors/DSAs who help us reach out to potential clients.
Currently, we have around 50 connectors/DSAs connected with us.
Our focus is on building and maintaining long-term relationships with our clients and partners.
Human resources management involves overseeing the recruitment, training, and retention of employees within an organization.
Recruitment: Involves sourcing, screening, and selecting candidates for job openings.
Training: Providing employees with the necessary skills and knowledge to perform their roles effectively.
Retention: Implementing strategies to keep employees engaged and motivated to stay with the company.
Per...
Management is the process of planning, organizing, leading, and controlling resources to achieve specific goals.
Involves planning, setting goals, and creating strategies
Organizing resources such as people, finances, and materials
Leading and motivating employees to work towards the goals
Controlling and evaluating the progress to ensure goals are met
Examples: setting sales targets, scheduling shifts, training employ...
Shubham Housing Development Finance Interview Experiences
44 interviews found
Anonymous
Selected
I applied via Walk-in and was interviewed in Apr 2025. There was 0 interview round.
- Q1. Expected Digenastion Assistant manager legal.
- Q2. Knowledge for the organisation. Litigation.
- Q3. Near Barth palace raebareli up.
- Q4. Legal Letigastion.
- Q5. Sarfasi Act and cs cases.
Interview Preparation Tips
- Arbitration Matters
- 138 Ni Act
- Sarfasi Act
- Recovery Matters
Selected
(2 Questions)
- Q1. Introduction your and family
- Q2. Why r u joining my comoany and left last to last company with .....details
- Ans.
I am joining your company because of its strong reputation in the industry and opportunities for growth. I left my last company due to limited advancement prospects.
Strong reputation of the company in the industry
Opportunities for growth and advancement
Limited advancement prospects in previous company
Interview Preparation Tips
2- Market and dsa network knowledge..
3- legal and technical knowledge...
4- type of properties delhi / noida / ghaziabad/ faridabad/ gurgoan/ grater noida ...
5 - team handing knowledge
6- product and Programme knowledge.......product wise
SHALINI BAGGAN
Selected
I appeared for an interview in Apr 2025, where I was asked the following questions.
- Q1. Everyone question regarding home loan
- Q2. Home loan against property in experience shubham housing development officer
- Ans.
Home loans against property allow borrowers to leverage their real estate for financing, enhancing liquidity and investment potential.
Home loans against property typically offer lower interest rates compared to personal loans due to secured collateral.
Borrowers can access a larger loan amount based on the property's market value, often up to 70-80%.
For example, if a property is valued at $200,000, a borrower might secu...
- Q3. Anyone question of the loan
Interview Preparation Tips
Selected
I appeared for an interview in May 2025, where I was asked the following questions.
- Q1. Last time experience
- Ans.
In my last role, I successfully increased sales by 30% through strategic client engagement and tailored solutions.
Developed strong relationships with clients, leading to repeat business.
Implemented a new CRM system that improved tracking of customer interactions.
Conducted market research to identify new sales opportunities, resulting in a 15% increase in leads.
Collaborated with the marketing team to create targeted cam...
- Q2. Current experience
- Q3. Have expected to our company
(2 Questions)
- Q1. Housing finance total experience
- Ans.
I have 5 years of experience in housing finance, including managing a team of loan officers and exceeding sales targets.
Managed a team of loan officers to ensure timely processing of mortgage applications
Exceeded sales targets by 20% in the last fiscal year
Developed relationships with real estate agents and builders to generate leads
Implemented new marketing strategies to attract first-time homebuyers
- Q2. Present ctc and technical and
(2 Questions)
- Q1. Total experience and present ctc
- Q2. Were is the location
Interview Preparation Tips
Your target reachable payslip and incentives for payslip
Selected
I applied via Recruitment Consulltant and was interviewed in Mar 2024. There were 2 interview rounds.
(1 Question)
- Q1. Previous company working details
(1 Question)
- Q1. They were asking basis details
Interview Preparation Tips
(2 Questions)
- Q1. What is human resources management
- Ans.
Human resources management involves overseeing the recruitment, training, and retention of employees within an organization.
Recruitment: Involves sourcing, screening, and selecting candidates for job openings.
Training: Providing employees with the necessary skills and knowledge to perform their roles effectively.
Retention: Implementing strategies to keep employees engaged and motivated to stay with the company.
Performa...
- Q2. What is Management
- Ans.
Management is the process of planning, organizing, leading, and controlling resources to achieve specific goals.
Involves planning, setting goals, and creating strategies
Organizing resources such as people, finances, and materials
Leading and motivating employees to work towards the goals
Controlling and evaluating the progress to ensure goals are met
Examples: setting sales targets, scheduling shifts, training employees
(3 Questions)
- Q1. Shubham Korbanwad vishvanth
- Q2. Vishvanth tukaram Korbanwad
- Q3. Shubham Korbanwad
(4 Questions)
- Q1. Shubham vishvanth Korbanwad
- Q2. Shubham vishvantg Korbanwad
- Q3. Shubham Korbanwad
- Q4. Shubham Kordwad
Shubham Korbanwad vishvanth
Shubham vishcanth korbanwad mh Nended
Interview Preparation Tips
- Q1. What is your work experience.
- Q2. Will you be flexible regarding timing
- Q1. Sale's target achive
- Ans.
Achieving sales targets requires strategic planning, effective communication, and continuous performance monitoring.
Set clear, measurable goals: For example, increase sales by 20% in Q2.
Utilize data analytics: Analyze past sales data to identify trends and opportunities.
Implement targeted marketing campaigns: Use social media ads to reach specific demographics.
Foster strong customer relationships: Regular follow-ups ca...
- Q2. Business development finance
Top trending discussions
Shubham Housing Development Finance Interview FAQs
The duration of Shubham Housing Development Finance interview process can vary, but typically it takes about less than 2 weeks to complete.
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Shubham Housing Development Finance Interviews By Designations
- Shubham Housing Development Finance Relationship Manager Interview Questions
- Shubham Housing Development Finance Sales Manager Interview Questions
- Shubham Housing Development Finance Salesman Interview Questions
- Shubham Housing Development Finance Assistant Manager - Legal Interview Questions
- Shubham Housing Development Finance Credit Manager Interview Questions
- Shubham Housing Development Finance Operations Officer Interview Questions
- Shubham Housing Development Finance Credit Officer Interview Questions
- Shubham Housing Development Finance Branch Manager Interview Questions
- Show more
Interview Questions for Popular Designations
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- Sales Manager Interview Questions
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Overall Interview Experience Rating
based on 76 interview experiences
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Shubham Housing Development Finance Reviews and Ratings
based on 1.1k reviews
Rating in categories
|
Relationship Manager
389
salaries
|  ₹2.3 L/yr - ₹4.5 L/yr |
|
Sales Manager
173
salaries
| ₹2.6 L/yr - ₹5.3 L/yr |
|
Credit Manager
163
salaries
| ₹2.2 L/yr - ₹5.3 L/yr |
|
Branch Manager
148
salaries
| ₹4.4 L/yr - ₹9.6 L/yr |
|
Relationship Officer
145
salaries
| ₹1.6 L/yr - ₹3.5 L/yr |
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