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Shubham Housing Development Finance

3.9
based on 933 Reviews
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Saiesh Info Solutions Interview Questions and Answers

Updated 8 Dec 2024

Q1. How large market you have how maany connectors/DSAs/ connected with you.

Ans.

We have a large market with a significant number of connectors/DSAs connected with us.

  • Our market is extensive, covering various industries and sectors.

  • We have a strong network of connectors/DSAs who help us reach out to potential clients.

  • Currently, we have around 50 connectors/DSAs connected with us.

  • Our focus is on building and maintaining long-term relationships with our clients and partners.

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Q2. How did many files you logged?

Ans.

I logged a total of 500 files.

  • I logged 500 files in my previous role as a Relationship Manager.

  • I maintained a detailed record of each file, including client information and transaction history.

  • The files were organized and easily accessible for reference and analysis.

  • I ensured accuracy and completeness in logging the files, minimizing errors and discrepancies.

  • The files included various types of documents such as contracts, agreements, and financial statements.

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Q3. How to calculate loan eligibility

Ans.

Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

  • Determine the borrower's income and employment stability

  • Check the borrower's credit score and credit history

  • Calculate the borrower's debt-to-income ratio

  • Consider the loan amount and term

  • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a larger loan with a lower interest rate.

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Q4. How many years of search required

Ans.

The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

  • The required years of experience may vary depending on the company's size and industry.

  • The complexity of the job may also affect the required years of experience.

  • Some companies may require a minimum of 3-5 years of experience, while others may require more.

  • Experience in credit analysis, risk management, and financial analysis is usually pr...read more

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Q5. how are you going to increase sales every month ?

Ans.

To increase sales every month, I plan to implement targeted marketing campaigns, offer promotions and discounts, improve customer service, and analyze sales data to identify trends and opportunities.

  • Implement targeted marketing campaigns to reach specific customer segments

  • Offer promotions and discounts to attract new customers and retain existing ones

  • Improve customer service to enhance customer satisfaction and loyalty

  • Analyze sales data to identify trends and opportunities fo...read more

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Q6. What's lal dora property

Ans.

Lal Dora property refers to land that is part of a village but is not officially recorded in government records.

  • Lal Dora properties are typically found in villages around Delhi, India.

  • These properties are exempt from certain building regulations and taxes due to their unique status.

  • Owners of Lal Dora properties may face challenges in obtaining loans or selling their land due to the lack of official documentation.

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Q7. What is human resources management

Ans.

Human resources management involves overseeing the recruitment, training, and retention of employees within an organization.

  • Recruitment: Involves sourcing, screening, and selecting candidates for job openings.

  • Training: Providing employees with the necessary skills and knowledge to perform their roles effectively.

  • Retention: Implementing strategies to keep employees engaged and motivated to stay with the company.

  • Performance management: Evaluating and rewarding employees based o...read more

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Q8. What is Management

Ans.

Management is the process of planning, organizing, leading, and controlling resources to achieve specific goals.

  • Involves planning, setting goals, and creating strategies

  • Organizing resources such as people, finances, and materials

  • Leading and motivating employees to work towards the goals

  • Controlling and evaluating the progress to ensure goals are met

  • Examples: setting sales targets, scheduling shifts, training employees

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