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Poonawalla Housing Finance Credit Manager Interview Questions and Answers

Updated 12 Oct 2022

Poonawalla Housing Finance Credit Manager Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed in Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Dscr ratio ask and LTV ratio Baki CV se questions poochhe the or loan k bare mein Loan against property k bare me LAP
Round 3 - HR 

(1 Question)

  • Q1. For your Confirmation enquiry

Interview Preparation Tips

Interview preparation tips for other job seekers - Go through the profile for credit manager and also CV skills and projects

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Type ratio DSCr and debt to equity ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls read and understand about all ratio before going for interview

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I was interviewed before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

I applied via Recruitment Consulltant and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - Direct 

(1 Question)

  • Q1. Profile related mainly

Interview Preparation Tips

Interview preparation tips for other job seekers - If you a workoholic then this is the best company for you else stay away
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell us about financial ratios, what do you understand from bank statement of a person?
  • Ans. 

    Financial ratios are tools used to analyze a company's financial performance and health. Bank statements provide a snapshot of an individual's financial transactions and balances.

    • Financial ratios are used to evaluate a company's profitability, liquidity, solvency, and efficiency.

    • Examples of financial ratios include debt-to-equity ratio, current ratio, return on equity, and gross margin.

    • Bank statements show a person's i...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. How long do you see with our company

Poonawalla Housing Finance Interview FAQs

How many rounds are there in Poonawalla Housing Finance Credit Manager interview?
Poonawalla Housing Finance interview process usually has 3 rounds. The most common rounds in the Poonawalla Housing Finance interview process are HR, Resume Shortlist and One-on-one Round.
What are the top questions asked in Poonawalla Housing Finance Credit Manager interview?

Some of the top questions asked at the Poonawalla Housing Finance Credit Manager interview -

  1. Dscr ratio ask and LTV ratio Baki CV se questions poochhe the or loan k bare m...read more
  2. For your Confirmation enqu...read more

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Poonawalla Housing Finance Credit Manager Salary
based on 19 salaries
₹4.6 L/yr - ₹9.7 L/yr
8% less than the average Credit Manager Salary in India
View more details

Poonawalla Housing Finance Credit Manager Reviews and Ratings

based on 9 reviews

2.4/5

Rating in categories

2.0

Skill development

1.9

Work-life balance

2.5

Salary

3.1

Job security

2.2

Company culture

2.5

Promotions

2.1

Work satisfaction

Explore 9 Reviews and Ratings
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