Poonawalla Housing Finance Operations Executive Interview Questions and Answers

Its basically a Psychometric test , which sees how one will respond in different situations.

Q1. Question related to Domain
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Q1. Questions related to domain
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Q1. Goal Discussion
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Discussion on people management

Q1. All questions from points mentioned on Resume. CAPA- Explain the detail procedure followed on previous organisation. Achievements on the previous organisation Transition experience Sop drafting Team handli...read more
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Q1. Detailed questions from resume points, Achievement,Team Handling challenges
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Excel test was given related to reports

Q1. Psychological questions
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Q2. Risk management question
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Q1. Tell be about yourself
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Q1. Why you want to join smbc
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Q1. Self introduction
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Q2. Do you have any experience
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Q3. Why do you left that organisation
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Q4. Why do you want to join indialends
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Q5. What's your salary expectation
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Q1. Why do you left previous organisation
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Q2. What is sales Sell me this pen
Ans. 
Sales is the process of persuading a potential customer to purchase a product or service.
• Identify customer needs and demonstrate how the pen meets those needs

• Highlight the unique features and benefits of the pen

• Create a sense of urgency or scarcity to encourage immediate purchase
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Q3. Some easy maths questions
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Q4. What is credit score
Ans. 
A credit score is a numerical representation of a person's creditworthiness based on their credit history.
• Credit scores typically range from 300 to 850, with higher scores indicating better creditworthiness.

• Factors that can impact a credit score include payment history, credit utilization, length of credit history, types of credit used, and new credit accounts.

• Lenders use credit scores to assess the risk of lending mon...read more
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Its basically a Psychometric test , which sees how one will respond in different situations.

Multiple choice questions

Q1. What is sales ?
Ans. 
Sales is the process of selling goods or services in exchange for money or other forms of compensation.
• Sales involves identifying potential customers

• Sales includes presenting products or services to customers

• Sales also involves negotiating prices and terms

• Closing the sale and following up with customers are key parts of sales

• Examples: a car salesperson selling cars to customers, a software company selling licenses to b
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Q2. What is credit card and loan ?
Ans. 
Credit card is a form of payment card issued by a financial institution, while a loan is a sum of money borrowed from a lender that is expected to be paid back with interest.
• Credit card allows users to make purchases on credit up to a certain limit

• Loan is a lump sum of money borrowed from a lender that needs to be repaid over time with interest

• Credit card typically has a revolving credit limit that can be used repeated...read more
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Q3. What is greatest strength and weakness
Ans. 
My greatest strength is my ability to lead and motivate teams towards achieving goals. My greatest weakness is my tendency to be overly critical of myself.
• Strength: Strong leadership skills, ability to motivate team members, effective communication

• Weakness: Being overly critical of myself, striving for perfection, difficulty in delegating tasks

• Example: As a Operations Manager, I successfully led a team to exceed quarte...read more
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Q1. Sale me this pen ?
Ans. 
This pen is not just a writing tool, but a stylish accessory that will make you stand out in any professional setting.
• Highlight the sleek design and professional look of the pen

• Emphasize the smooth writing experience it provides

• Mention the durability and long-lasting quality of the pen
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Q2. Why should I hire you
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Q3. Why do you want to Join indialends?
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I want to join IndiaLends because of its innovative approach to financial services and its strong reputation in the industry.
• IndiaLends is known for its cutting-edge technology and data-driven approach to financial services.

• I am impressed by IndiaLends' track record of helping customers improve their financial health through personalized loan offerings.

• I believe that my skills and experience align well with IndiaLends'...read more
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