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Paytm Payments Bank KYC Analyst Interview Questions and Answers

Updated 11 Jun 2024

Paytm Payments Bank KYC Analyst Interview Experiences

1 interview found

KYC Analyst Interview Questions & Answers

user image Anonymous

posted on 11 Jun 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. What do you know about the job role

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and prepare your introduction well and short

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Mail writing 

(2 Questions)

  • Q1. Mail writing for manager
  • Q2. Mail writing for customer
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Easy, logical reasoning

Round 2 - HR 

(2 Questions)

  • Q1. Why South Indian Bank?
  • Ans. 

    South Indian Bank has a strong reputation for stability, growth, and customer service in the banking industry.

    • South Indian Bank has a long history of financial stability and growth, making it a reliable choice for customers and investors.

    • The bank has a strong focus on customer service, ensuring that clients receive personalized attention and support.

    • South Indian Bank has a wide network of branches and ATMs, making it c...

  • Answered by AI
  • Q2. AI in Banking and the transformation
  • Ans. 

    AI in banking is transforming the industry by improving customer service, risk management, and operational efficiency.

    • AI is being used in banking for customer service through chatbots and virtual assistants.

    • AI helps in risk management by analyzing large amounts of data to detect fraud and assess credit risk.

    • AI improves operational efficiency by automating repetitive tasks such as data entry and document processing.

    • Exam...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare technical questions as well
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Naukri.com and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Mail writing 

(2 Questions)

  • Q1. Mail writing for manager
  • Q2. Mail writing for customer
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at The Institute for Financial Management and Research, Chennai and was interviewed before Nov 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

LRDI-QA-VARC-GK-Banking-Finance.

Round 2 - Group Discussion 

One Nation One Election

Round 3 - One-on-one 

(1 Question)

  • Q1. Tell me about yourself and why this job?
Round 4 - Technical 

(1 Question)

  • Q1. Finance related questions

Credit Analyst Interview Questions & Answers

CSB Bank user image Jothimani ArunKumar

posted on 28 Oct 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What kind of Ratios analyse by credit manager
  • Ans. 

    Credit managers analyze various ratios to assess the creditworthiness of a borrower.

    • Liquidity ratios (e.g. current ratio, quick ratio)

    • Profitability ratios (e.g. return on assets, return on equity)

    • Leverage ratios (e.g. debt to equity ratio)

    • Efficiency ratios (e.g. asset turnover ratio)

    • Coverage ratios (e.g. interest coverage ratio)

  • Answered by AI
  • Q2. Few points regarding CSB Bank
  • Q3. What kind of work performed by credit manager
Round 3 - One-on-one 

(4 Questions)

  • Q1. When compared to other banks reason for selecting CSB BANK
  • Ans. 

    CSB Bank stood out due to its strong financial performance, customer-centric approach, and innovative products.

    • CSB Bank has consistently shown strong financial performance, with steady growth in revenue and profits.

    • The bank has a reputation for being customer-centric, offering personalized services and quick decision-making processes.

    • CSB Bank is known for its innovative products and services, such as digital banking so...

  • Answered by AI
  • Q2. Self Introduction
  • Q3. What do you know about our bank
  • Q4. Reason for selecting banking industry
  • Ans. 

    I selected the banking industry due to its stability, growth opportunities, and the chance to work with diverse clients.

    • Stability: Banking industry is known for its stability even during economic downturns.

    • Growth opportunities: There are various career advancement opportunities within the banking sector.

    • Working with diverse clients: Banking allows me to interact with clients from different backgrounds and industries.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for CSB Bank Credit Analyst interview:
  • Ratios
  • Banking
  • Credit Analysis
  • Credit Appraisal
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Pranveer Singh Institute of Technology, Kanpur and was interviewed before Apr 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

Australian Payslip Analysis

Round 2 - Group Discussion 

English Language proficiency check

Round 3 - One-on-one 

(5 Questions)

  • Q1. Role play of a Loan officer
  • Ans. 

    As a loan officer, I would assess the creditworthiness of applicants and make decisions on loan approvals.

    • Review applicant's credit history, income, and debt-to-income ratio

    • Evaluate collateral if applicable

    • Consider the purpose of the loan and the applicant's ability to repay

    • Communicate loan terms and conditions to the applicant

    • Make a decision on loan approval or denial

  • Answered by AI
  • Q2. Financial statement’s Analysis
  • Q3. Background analysis includes hobbies, interest area, book reading
  • Q4. Questions pertaining to candidate Resume
  • Q5. Mortgage Loans Related Knowledge
Round 4 - Case Study 

Email writing pertaining to a customer problem

Interview Preparation Tips

Topics to prepare for ANZ Banking Group Credit Analyst interview:
  • Financial Statement Analysis
  • Mortgage Loans
Interview preparation tips for other job seekers - Don’t get nervous, give clear and precise answers.
Make it a friendly conversation during the interview.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before May 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

A simple aptitude test to understand analytical skills of the candidate

Round 2 - Group Discussion 

Well monitored discussions

Round 3 - One-on-one 

(1 Question)

  • Q1. Majorly risk related topics were asked
Round 4 - HR 

(1 Question)

  • Q1. Questions asked to understand the mentality of the candidate and if we are inline with their principles.

Interview Preparation Tips

Interview preparation tips for other job seekers - Have basic grip on risk management
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About existing role
  • Q2. About yourself and why looking for a change

Interview Questionnaire 

2 Questions

  • Q1. Ratio Analysis
  • Q2. Questions about the bank

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about the bank, its Financials and you are good to go

Paytm Payments Bank Interview FAQs

How many rounds are there in Paytm Payments Bank KYC Analyst interview?
Paytm Payments Bank interview process usually has 1 rounds. The most common rounds in the Paytm Payments Bank interview process are One-on-one Round.

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Paytm Payments Bank KYC Analyst Salary
based on 9 salaries
₹2.6 L/yr - ₹4.2 L/yr
22% less than the average KYC Analyst Salary in India
View more details

Paytm Payments Bank KYC Analyst Reviews and Ratings

based on 2 reviews

5.0/5

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2.8

Skill development

2.8

Work-life balance

5.0

Salary

2.0

Job security

3.5

Company culture

3.5

Promotions

2.8

Work satisfaction

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