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TJSB Sahakari Bank Credit Analyst Interview Questions and Answers

Updated 21 Nov 2021

TJSB Sahakari Bank Credit Analyst Interview Experiences

1 interview found

Interview Questionnaire 

2 Questions

  • Q1. Ratio Analysis
  • Q2. Questions about the bank

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about the bank, its Financials and you are good to go

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Interview Tips & Stories
2w
toobluntforu
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works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
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Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Oct 2020. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. How does bank earn money?
  • Ans. 

    Banks earn money through various sources such as interest on loans, fees, investments, and trading.

    • Interest on loans

    • Fees (e.g. account maintenance fees, ATM fees, overdraft fees)

    • Investments (e.g. stocks, bonds, mutual funds)

    • Trading (e.g. foreign exchange, commodities)

    • Credit card interest and fees

  • Answered by AI
  • Q2. Basic finance questions?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be real and study about all the certifications you mentioned on your CV.
Be confident.

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. What is the difference between Hypothecation and pledge?
Q3. How do you check the repayment capacity of an applicant?
Q4. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q5. What is the correlation between the balance sheet and the profit ... read more

Interview Questionnaire 

4 Questions

  • Q1. Why ANZ?
  • Ans. 

    ANZ is a leading bank with a strong reputation for innovation and customer service.

    • ANZ has a strong focus on digital innovation, making banking more convenient for customers.

    • ANZ has a reputation for excellent customer service, putting the needs of customers first.

    • ANZ is a global bank with a strong presence in the Asia-Pacific region, providing opportunities for growth and development.

    • ANZ has a commitment to sustainabil...

  • Answered by AI
  • Q2. Future Plans?
  • Q3. Differentiate ANZ from others
  • Ans. 

    ANZ differentiates itself through its focus on customer experience, innovation, and sustainability.

    • ANZ has a strong focus on customer experience, with initiatives such as their 'MoneyMinded' financial education program

    • ANZ is committed to innovation, with investments in digital banking and partnerships with fintech startups

    • ANZ is a leader in sustainability, with a goal to be carbon neutral by 2050 and investments in ren...

  • Answered by AI
  • Q4. Stats and credit risk

Interview Preparation Tips

Round: Test
Experience: 25 MCQ, 1 case study: difficult than other companies' aptitude tests.
Tips: Focus more on the precision than score.
Duration: 60 minutes
Total Questions: 25+1

Round: Technical Interview
Experience: Open for Programme/Departments: M.Sc- MATH (5year and 2 year)
Number of Students selected: 1

General Tips: 1. Improve on Statistical courses
2. Prepare for CAT
3. Try best to get a company internship in pre-final year
College Name: IIT KANPUR

I applied via LinkedIn and was interviewed in Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. CV based ques, scenarios a BA would face on the job, BA responsibilities related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Go through company , interviewer profile, avoid negative reviews online they're not going to get you another interview.

I applied via Referral and was interviewed before Nov 2019. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Share your 5 yr plan towards the company.
  • Ans. 

    I aim to grow with the company, enhancing my skills and contributing to strategic goals over the next five years.

    • Year 1: Master the analytical tools and processes used in the company, ensuring I can provide valuable insights from day one.

    • Year 2: Take on more complex projects, such as leading a data analysis initiative that improves operational efficiency by 15%.

    • Year 3: Collaborate with cross-functional teams to develop...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Sometimes it's okay not to know answer but you should be convincing why you didn't know it. Like not your stream, or your focus was on other topics, or you didn't find it enough practical for your interest or there are other alternatives you found. Every interview should be taken as opportunity to learn.

Interview Questionnaire 

1 Question

  • Q1. Mostly From Resume, Be Confident on what you know

I applied via Naukri.com and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Introduce about your self
  • Q2. Tell about your college
  • Ans. 

    My college experience was transformative, filled with academic challenges, personal growth, and lasting friendships.

    • Engaged in diverse coursework, including data analysis and statistics, which laid the foundation for my analytical skills.

    • Participated in a student-led research project that analyzed local economic trends, enhancing my practical experience.

    • Joined the finance club, where I collaborated with peers on invest...

  • Answered by AI
  • Q3. Tell about father of accounts
  • Ans. 

    Luca Pacioli is considered the father of modern accounting.

    • Luca Pacioli was an Italian mathematician and Franciscan friar who wrote the first book on double-entry accounting in 1494.

    • He is known for his contributions to the development of accounting as a profession.

    • Pacioli's book, Summa de Arithmetica, Geometria, Proportioni et Proportionalita, included a section on bookkeeping that introduced the concept of double-entr...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared about basic knowledge of company and have good knowledge of accounting.
Are these interview questions helpful?

Credit Analyst Interview Questions & Answers

CSB Bank user image Jothimani ArunKumar

posted on 28 Oct 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What kind of Ratios analyse by credit manager
  • Ans. 

    Credit managers analyze various ratios to assess the creditworthiness of a borrower.

    • Liquidity ratios (e.g. current ratio, quick ratio)

    • Profitability ratios (e.g. return on assets, return on equity)

    • Leverage ratios (e.g. debt to equity ratio)

    • Efficiency ratios (e.g. asset turnover ratio)

    • Coverage ratios (e.g. interest coverage ratio)

  • Answered by AI
  • Q2. Few points regarding CSB Bank
  • Q3. What kind of work performed by credit manager
Round 3 - One-on-one 

(4 Questions)

  • Q1. When compared to other banks reason for selecting CSB BANK
  • Ans. 

    CSB Bank stood out due to its strong financial performance, customer-centric approach, and innovative products.

    • CSB Bank has consistently shown strong financial performance, with steady growth in revenue and profits.

    • The bank has a reputation for being customer-centric, offering personalized services and quick decision-making processes.

    • CSB Bank is known for its innovative products and services, such as digital banking so...

  • Answered by AI
  • Q2. Self Introduction
  • Q3. What do you know about our bank
  • Q4. Reason for selecting banking industry
  • Ans. 

    I selected the banking industry due to its stability, growth opportunities, and the chance to work with diverse clients.

    • Stability: Banking industry is known for its stability even during economic downturns.

    • Growth opportunities: There are various career advancement opportunities within the banking sector.

    • Working with diverse clients: Banking allows me to interact with clients from different backgrounds and industries.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for CSB Bank Credit Analyst interview:
  • Ratios
  • Banking
  • Credit Analysis
  • Credit Appraisal
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Discussed about experience

Round 2 - One-on-one 

(1 Question)

  • Q1. Work detailed explanation

Interview Preparation Tips

Interview preparation tips for other job seekers - Same as continued
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. Nothing nothing

Interview Preparation Tips

Interview preparation tips for other job seekers - nothing

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TJSB Sahakari Bank Credit Analyst Salary
based on 20 salaries
₹4.6 L/yr - ₹6.6 L/yr
34% less than the average Credit Analyst Salary in India
View more details

TJSB Sahakari Bank Credit Analyst Reviews and Ratings

based on 4 reviews

3.2/5

Rating in categories

2.9

Skill development

3.6

Work-life balance

1.9

Salary

4.8

Job security

2.6

Company culture

1.8

Promotions

3.0

Work satisfaction

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