TJSB Sahakari Bank Credit Analyst Interview Questions and Answers

RBI visit scenario and how to respond to them.
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Q1. Salary discussion and job description shared by them
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Q2. Location details, family details and work profile
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Q1. Work experience in detail.
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Q2. What are the analyst's responsibilities ?
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Q1. How to calculate service level ?
Ans. 
Service level is calculated by dividing the number of calls answered within a certain time frame by the total number of calls received.
• Determine the time frame for which you want to calculate the service level

• Count the number of calls received during that time frame

• Count the number of calls answered within the specified time frame

• Divide the number of calls answered by the total number of calls received and multiply by ...read more
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Q2. How to calculate shrinkage in the right way ?
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Shrinkage can be calculated by dividing the difference between actual and expected values by the expected value.
• Calculate expected value of a variable

• Calculate actual value of the same variable

• Subtract actual value from expected value

• Divide the difference by expected value to get shrinkage percentage

• Example: If expected sales are $100,000 and actual sales are $80,000, the shrinkage percentage is 20%
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Q1. Salary expectations based on previous package ?
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Q2. Open to relocate, if yes, how soon ?
Ans. 
Yes, I am open to relocate. Ideally within the next 2-3 months.
• I am willing to relocate for the right opportunity

• I am flexible with the timeline, but ideally within the next 2-3 months

• I am open to discussing relocation packages and assistance
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Q1. About existing role
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Q2. About yourself and why looking for a change
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Scenario based coding

Q1. Introduction and previous project
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Q1. Mostly Resume based questions
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Q2. Are you ok with the location
Ans. 
Yes, I am okay with the location. I have no issues with the location provided.
• I am comfortable with the location and have no concerns about it.

• I have researched the area and feel it is a suitable location for me.

• I have visited the location before and found it to be convenient for me.
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Q1. Who is the vice president of india
Ans. 
Venkaiah Naidu is the current Vice President of India.
• Venkaiah Naidu assumed office on August 11, 2017.

• He previously served as the Minister of Housing and Urban Poverty Alleviation, Urban Development and Information and Broadcasting in the Government of India.

• Naidu is a member of the Bharatiya Janata Party (BJP).
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Q2. Resume based questions against
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It had 20 MCQ and 2 coding questions

Q1. Develop a Help desk kiosk system for a bank
Ans. 
A help desk kiosk system for a bank to assist customers with their queries and transactions.
• Include touch screen interface for easy navigation

• Provide options for common banking tasks such as account balance check, fund transfer, bill payment

• Integrate with bank's database for real-time information

• Offer language options for multilingual customers

• Include a printer for transaction receipts
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Q2. Design a transaction fraud detection system
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Implementing a transaction fraud detection system
• Utilize machine learning algorithms to analyze transaction patterns and detect anomalies

• Implement real-time monitoring to flag suspicious transactions

• Utilize historical data to train the system and improve accuracy

• Implement multi-factor authentication for high-risk transactions

• Collaborate with financial institutions and law enforcement agencies to share information and i
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Q1. Tell me about yourself
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Q2. Why are you leaving your current organisation?
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Q1. String questions
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Q2. Heap memory questions
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Q1. SQL queries were asked
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