South Indian Bank Credit Analyst Interview Questions and Answers

Q1. SQL queries were asked
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It was for solving a problem on spring boot java project and ine question in the react.. question based on the technology you select while filling the registration form for it

Q1. Fro basic java then jpa, hibernate, microservices, a bit react, and database.
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Q1. Second technical round was on same technologies.
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Q1. It was simple chit chat with manager like which sute you used for technical things to learn andall . And then hr things happend on ph.
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Q1. Mostly Resume based questions
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Q2. Are you ok with the location
Ans. 
Yes, I am okay with the location. I have no issues with the location provided.
• I am comfortable with the location and have no concerns about it.

• I have researched the area and feel it is a suitable location for me.

• I have visited the location before and found it to be convenient for me.
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Q1. Who is the vice president of india
Ans. 
Venkaiah Naidu is the current Vice President of India.
• Venkaiah Naidu assumed office on August 11, 2017.

• He previously served as the Minister of Housing and Urban Poverty Alleviation, Urban Development and Information and Broadcasting in the Government of India.

• Naidu is a member of the Bharatiya Janata Party (BJP).
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Q2. Resume based questions against
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It had 20 MCQ and 2 coding questions

Q1. Develop a Help desk kiosk system for a bank
Ans. 
A help desk kiosk system for a bank to assist customers with their queries and transactions.
• Include touch screen interface for easy navigation

• Provide options for common banking tasks such as account balance check, fund transfer, bill payment

• Integrate with bank's database for real-time information

• Offer language options for multilingual customers

• Include a printer for transaction receipts
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Q2. Design a transaction fraud detection system
Ans. 
Implementing a transaction fraud detection system
• Utilize machine learning algorithms to analyze transaction patterns and detect anomalies

• Implement real-time monitoring to flag suspicious transactions

• Utilize historical data to train the system and improve accuracy

• Implement multi-factor authentication for high-risk transactions

• Collaborate with financial institutions and law enforcement agencies to share information and i
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Q1. Tell me about yourself
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Q2. Why are you leaving your current organisation?
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Q1. Role related experience
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Q1. Salary discussion
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Case study learning test and perks

Q1. Joining formalities
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General Topic of current affairs.

Q1. Previous work experience and contribution
Ans. 
I have 3 years of experience as a financial analyst and have contributed to improving financial forecasting and analysis.
• Worked as a financial analyst for 3 years

• Contributed to improving financial forecasting and analysis

• Developed financial models to support decision-making

• Conducted in-depth financial analysis and provided recommendations

• Collaborated with cross-functional teams to optimize financial processes
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Q2. Why Banking Industry
Ans. 
I am passionate about finance and enjoy analyzing market trends and economic indicators.
• Fascinated by the complexity and dynamics of financial markets

• Enjoy analyzing economic indicators and market trends

• Opportunity to work with diverse financial products and services

• Interest in understanding the impact of global events on the financial sector
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Q1. Introduction about yourself
Ans. 
I am a highly motivated and detail-oriented analyst with a strong background in data analysis and problem-solving.
• Graduated with a degree in Statistics from XYZ University

• Proficient in statistical software such as R and Python

• Experience in analyzing large datasets to identify trends and patterns

• Strong communication skills to present findings to stakeholders
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Q2. Product details and Knowledge check
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Q1. Process and compliance
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Q2. Team Handled or not
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Q1. Questions regarding articleship experience mentioned in resume
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