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South Indian Bank Credit Analyst Interview Questions and Answers
South Indian Bank Credit Analyst Interview Experiences
1 interview found
Anonymous
Selected
I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.
Easy, logical reasoning
(2 Questions)
- Q1. Why South Indian Bank?
- Ans.
South Indian Bank has a strong reputation for stability, growth, and customer service in the banking industry.
South Indian Bank has a long history of financial stability and growth, making it a reliable choice for customers and investors.
The bank has a strong focus on customer service, ensuring that clients receive personalized attention and support.
South Indian Bank has a wide network of branches and ATMs, making it c...
- Q2. AI in Banking and the transformation
- Ans.
AI in banking is transforming the industry by improving customer service, risk management, and operational efficiency.
AI is being used in banking for customer service through chatbots and virtual assistants.
AI helps in risk management by analyzing large amounts of data to detect fraud and assess credit risk.
AI improves operational efficiency by automating repetitive tasks such as data entry and document processing.
Exam...
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. What is the difference between OD and VC?
- Q2. How you determine drawing power?
- Q3. What is DLOD?
- Q4. What is Leverage ratio?
- Q5. Why do you what to switch job?
Selected
(1 Question)
- Q1. Related to fiancials
(1 Question)
- Q1. Basic ques to hr
Jana Anand
(1 Question)
- Q1. Tell me about your school and college exposure
- Ans. This is to check our communication skill
(1 Question)
- Q1. How does a bank analyse the creditworthiness of a company
- Ans.
Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.
Evaluate financial statements to assess profitability, liquidity, and leverage ratios
Review credit history and payment patterns to determine past credit behavior
Analyze industry trends and economic conditions to assess the company's competitive position
Assess the management team's ...
Interview Preparation Tips
Selected
I applied via campus placement at The Institute for Financial Management and Research, Chennai and was interviewed before Nov 2023. There were 4 interview rounds.
LRDI-QA-VARC-GK-Banking-Finance.
One Nation One Election
(1 Question)
- Q1. Tell me about yourself and why this job?
(1 Question)
- Q1. Finance related questions
Akansha Dave
(2 Questions)
- Q1. Tell me about your self
- Q2. About ratio analysis
Yashika Garg
(1 Question)
- Q1. Tell me about yourself
- Ans.
I am a detail-oriented Credit Analyst with a strong background in financial analysis and risk assessment.
I have a Bachelor's degree in Finance and 3 years of experience in credit analysis.
I am proficient in financial modeling and have a strong understanding of credit risk management.
I have a track record of making sound credit decisions and improving credit processes.
I am skilled in analyzing financial statements, asse...
Darshan Tomar
Selected
I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.
(1 Question)
- Q1. Introduction and qualifications
Interview Preparation Tips
Selected
I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.
Very basic aptitude test post selection.
(1 Question)
- Q1. Previous working experiences
Interview Preparation Tips
I interviewed for the role of Credit Analyst.
First round was with my immediate manager - the interview was all bout my previous work profile and I was asked about my understanding of the role and responsibilities
Second round was with the RH, it was a very simple and basic round. No technical questions asked.
Selected
I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.
Discussed about experience
(1 Question)
- Q1. Work detailed explanation
Interview Preparation Tips
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South Indian Bank Credit Analyst Interview Process
based on 1 interview
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South Indian Bank Credit Analyst Reviews and Ratings
based on 2 reviews
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