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South Indian Bank Credit Analyst Interview Questions and Answers
South Indian Bank Credit Analyst Interview Experiences
1 interview found
Anonymous
Selected
I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.
Easy, logical reasoning
(2 Questions)
- Q1. Why South Indian Bank?
- Ans.
South Indian Bank has a strong reputation for stability, growth, and customer service in the banking industry.
South Indian Bank has a long history of financial stability and growth, making it a reliable choice for customers and investors.
The bank has a strong focus on customer service, ensuring that clients receive personalized attention and support.
South Indian Bank has a wide network of branches and ATMs, making it c...
- Q2. AI in Banking and the transformation
- Ans.
AI in banking is transforming the industry by improving customer service, risk management, and operational efficiency.
AI is being used in banking for customer service through chatbots and virtual assistants.
AI helps in risk management by analyzing large amounts of data to detect fraud and assess credit risk.
AI improves operational efficiency by automating repetitive tasks such as data entry and document processing.
Exam...
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Interview Preparation Tips
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.
Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.
Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.
Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.
Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What products would you process with Axis Bank .?
- Ans.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
- Q2. How do you deal with your customers.?
- Q3. Wht are the details of Business you would collect.?
- Ans.
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. SAS ,SQl knowledge
Interview Questionnaire
1 Question
- Q1. What is company history
I applied via Company Website and was interviewed in Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basel regulatory
- Q2. Implementation knowledge
Interview Preparation Tips
Business Analyst Interview Questions & Answers
IDFC FIRST Bank
Shubham Jaiswal
posted on 18 Sep 2022
I applied via Naukri.com and was interviewed before Sep 2021. There were 5 interview rounds.
(2 Questions)
- Q1. Purely on SSIS and SQL server
- Q2. Performance Tuning,Scheduling , Deployment related questions.
(1 Question)
- Q1. About Previous Projects and SSIS scenario based questions.
(1 Question)
- Q1. About the company policies
(1 Question)
- Q1. Discussion on Salary Front.
Interview Preparation Tips
- Performance Tuning
There will be direct questions and scenario based questions as well.
I applied via Company Website and was interviewed in Jun 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Tell us about yourself, CA Articleship, ratio based questions ( B/S ratios), Profile of Credit Manager
- Ans. B/S Ratios (profitability, solvency, Liquidity), Interest Coverage Ratio), Profile of Credit Manager (Role)
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Feb 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Sales of the customers I was dealing with and their installed capacity
- Ans.
I would gather sales data and installed capacity information of the customers to analyze their creditworthiness.
I would request sales data from the customers to understand their revenue generation.
I would also gather information on their installed capacity to assess their production capabilities.
This data would help me determine their creditworthiness and ability to repay loans.
For example, if a customer has high sales...
- Q2. How many proposals do I make in a month
Interview Preparation Tips
I applied via Walk-in and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Asked about career expectations
Interview Preparation Tips
South Indian Bank Interview FAQs
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South Indian Bank Interviews By Designations
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South Indian Bank Credit Analyst Interview Process
based on 1 interview
Interview experience
Credit Analyst Interview Questions from Similar Companies
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South Indian Bank Credit Analyst Reviews and Ratings
based on 2 reviews
Rating in categories
|
Assistant Manager
397
salaries
|  ₹5 L/yr - ₹16 L/yr |
|
Manager
244
salaries
| ₹7.5 L/yr - ₹25 L/yr |
|
Probationary Officer
105
salaries
| ₹4.8 L/yr - ₹13 L/yr |
|
Senior Manager
90
salaries
| ₹10 L/yr - ₹24.5 L/yr |
|
Customer Service Executive
54
salaries
| ₹4 L/yr - ₹8 L/yr |
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