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South Indian Bank Credit Analyst Interview Questions and Answers
South Indian Bank Credit Analyst Interview Experiences
1 interview found
Selected
I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.
Easy, logical reasoning
(2 Questions)
- Q1. Why South Indian Bank?
- Ans.
South Indian Bank has a strong reputation for stability, growth, and customer service in the banking industry.
South Indian Bank has a long history of financial stability and growth, making it a reliable choice for customers and investors.
The bank has a strong focus on customer service, ensuring that clients receive personalized attention and support.
South Indian Bank has a wide network of branches and ATMs, making it c...
- Q2. AI in Banking and the transformation
- Ans.
AI in banking is transforming the industry by improving customer service, risk management, and operational efficiency.
AI is being used in banking for customer service through chatbots and virtual assistants.
AI helps in risk management by analyzing large amounts of data to detect fraud and assess credit risk.
AI improves operational efficiency by automating repetitive tasks such as data entry and document processing.
Exam...
Interview Preparation Tips
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Business Analyst Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 23 May 2021
Interview Questionnaire
2 Questions
- Q1. Why ujjivan
- Q2. Tell them how your skills would match ujjivans vision. Sometime you might be considered overqualified based on the answers you give
Business Analyst Interview Questions & Answers
Jana Small Finance Bank
Anonymous
posted on 24 Jun 2022
I applied via Campus Placement and was interviewed before Jun 2021. There were 3 interview rounds.
Basic aptitude test
(1 Question)
- Q1. Related to data science
Interview Preparation Tips
- SQL
- Excel
I applied via Campus Placement and was interviewed before Jan 2021. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. I was asked 3 Guesstimates. They weren't that difficult. They only wanted to see the process I took to get to the answer. The answer need not be correct.
- Q2. They asked me what I thought about team work and how every team member's contribution is needed for the success of the project.
- Q3. I talked about my work ex in Tableau so they asked what kind of work I did there.
Interview Preparation Tips
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Aug 2020. There were 4 interview rounds.
Interview Questionnaire
6 Questions
- Q1. SQL JOINS
- Q2. Python Packages
- Ans.
Python packages are pre-written code libraries that can be imported and used in Python programs.
Packages contain modules, which contain functions and classes
Packages can be installed using pip or conda
Popular packages include NumPy, Pandas, and Matplotlib
- Q3. Python Projects mentioned in the resume
- Q4. Basic HR questions
- Q5. Puzzles
- Q6. Basics about loans default in banking
Interview Preparation Tips
Revise SQL, SAS, and Python if you are targeting a role in the business intelligence unit of axis bank
Interview Preparation Tips
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.
Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.
Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.
Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.
Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What products would you process with Axis Bank .?
- Ans.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
- Q2. How do you deal with your customers.?
- Q3. Wht are the details of Business you would collect.?
- Ans.
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
Interview Preparation Tips
I applied via Company Website and was interviewed in Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basel regulatory
- Q2. Implementation knowledge
Interview Preparation Tips
I applied via Walk-in and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Asked about career expectations
Interview Preparation Tips
South Indian Bank Interview FAQs
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South Indian Bank Interviews By Designations
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South Indian Bank Credit Analyst Interview Process
based on 1 interview
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South Indian Bank Credit Analyst Reviews and Ratings
based on 2 reviews
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