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Ibps test aptitude,reasoning
Group Discussion on current topics
I applied via Campus Placement and was interviewed before Oct 2020. There was 1 interview round.
South Indian Bank's competitive advantage lies in its strong customer base, innovative products, and efficient operations.
Strong customer base with a focus on personalized service
Innovative products like SIB Mirror+ and SIB M-Pay
Efficient operations with a low cost-to-income ratio
Robust risk management practices
Strong digital presence with a user-friendly mobile app
Diversified loan portfolio with a focus on SMEs and re
Top trending discussions
I was interviewed in Sep 2024.
The personality Matters to them, professional approach. Prompt answers are accepted each time they ask questions. Your answer should be shot, but clear at the same time. Professional achievements would be Additional advantage. Describe about your professional achievements.
I applied via Referral and was interviewed in Sep 2024. There were 5 interview rounds.
About performance and achievements
Good and quality discussion
Address non-performing employees by setting clear expectations, providing feedback, offering support, and taking appropriate disciplinary action if necessary.
Communicate clear performance expectations to the employee
Provide regular feedback on their performance and areas for improvement
Offer support and resources to help them improve
Consider reassigning tasks or providing additional training if needed
If performance doe...
To improve business for CV Finance in HDFC, I would focus on expanding the customer base, offering competitive interest rates, and enhancing customer service.
Expand customer base by targeting new demographics and industries
Offer competitive interest rates to attract more borrowers
Enhance customer service by providing personalized assistance and quick response times
I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.
Experienced manager with a strong background in team leadership and project management.
Over 5 years of experience in managing teams and projects
Proven track record of successfully leading cross-functional teams to achieve goals
Strong communication and interpersonal skills
Ability to prioritize tasks and meet deadlines consistently
I work in Kotak by effectively managing teams, setting clear goals, and fostering a positive work environment.
I prioritize communication and collaboration within the team
I set clear expectations and provide regular feedback to team members
I encourage professional development and growth opportunities for team members
I ensure alignment with company goals and values
How do you work in kotak
I applied via Company Website and was interviewed in Sep 2024. There were 3 interview rounds.
Online exam for customer responses
Current role discussion
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Credit appraisal involves evaluating the creditworthiness of a borrower before approving a loan.
Assessing the borrower's credit history, including past loans and repayment behavior
Analyzing the borrower's income and financial stability
Reviewing the borrower's debt-to-income ratio
Considering the purpose of the loan and the borrower's ability to repay
Using credit scoring models to determine risk level
Verifying the borrow
Basic ratios used in credit assessments include debt-to-income ratio, loan-to-value ratio, and credit utilization ratio.
Debt-to-Income Ratio: Compares an individual's monthly debt payments to their monthly income.
Loan-to-Value Ratio: Compares the amount of a loan to the appraised value of the asset being purchased.
Credit Utilization Ratio: Compares the amount of credit being used to the total amount of credit available
based on 1 interview
Interview experience
based on 47 reviews
Rating in categories
Assistant Manager
381
salaries
| ₹5 L/yr - ₹16 L/yr |
Manager
249
salaries
| ₹7.5 L/yr - ₹25 L/yr |
Probationary Officer
102
salaries
| ₹4.8 L/yr - ₹13 L/yr |
Senior Manager
90
salaries
| ₹10 L/yr - ₹24.5 L/yr |
Customer Service Executive
52
salaries
| ₹2 L/yr - ₹8 L/yr |
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