Paytm Payments Bank Analyst Interview Questions and Answers

Q1. Give All Answer in Star Approach.
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Q2. If you have conflict with your collogue how you will handle that?
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GD was the first round of the Interview
Topics like AI taking over human intelligence -for or against
Taking risk is the only way to succeed in life -Agree or Disagree
Duration for each candidate will be 2 minutes
Basically to test our vocabulary, accent, flow of thoughts and expression.

This round contains writing emails based on a scenario.
For example you are a customer support representative , how would you write an email to a customer who is irate and lodged a complaint and how will you address with your supervisor.

Q1. Managerial round
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It was general communication based

Q1. It was based on resume and later few technical questions on accounts and later we had behavioural round
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Talk for min. 2 mins on topic provided

Q1. Based on a situation
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Q1. Talk on a topic for a min
Ans. 
The impact of social media on mental health
• Social media can contribute to feelings of inadequacy and low self-esteem

• Excessive use of social media can lead to anxiety and depression

• Comparison to others on social media can negatively impact mental health

• Cyberbullying on social media platforms can have serious consequences

• However, social media can also provide support and connection for those struggling with mental health
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It had 20 MCQ and 2 coding questions

Q1. Develop a Help desk kiosk system for a bank
Ans. 
A help desk kiosk system for a bank to assist customers with their queries and transactions.
• Include touch screen interface for easy navigation

• Provide options for common banking tasks such as account balance check, fund transfer, bill payment

• Integrate with bank's database for real-time information

• Offer language options for multilingual customers

• Include a printer for transaction receipts
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Q2. Design a transaction fraud detection system
Ans. 
Implementing a transaction fraud detection system
• Utilize machine learning algorithms to analyze transaction patterns and detect anomalies

• Implement real-time monitoring to flag suspicious transactions

• Utilize historical data to train the system and improve accuracy

• Implement multi-factor authentication for high-risk transactions

• Collaborate with financial institutions and law enforcement agencies to share information and i
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Q1. Tell me about yourself
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Q2. Why are you leaving your current organisation?
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