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Paytm Payments Bank Associate Interview Questions and Answers

Updated 19 May 2024

Paytm Payments Bank Associate Interview Experiences

3 interviews found

Associate Interview Questions & Answers

user image Anonymous

posted on 3 Apr 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Why you will to change your current job
  • Q2. What is your 5 best skill

Interview Preparation Tips

Interview preparation tips for other job seekers - There is no shortcut for your success. Always believe in you

Associate Interview Questions & Answers

user image Anonymous

posted on 19 May 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Introduction, what is kyc
  • Ans. 

    KYC stands for Know Your Customer, a process used by financial institutions to verify the identity of their clients.

    • KYC is a regulatory requirement to prevent money laundering and fraud.

    • It involves collecting personal information such as name, address, and identification documents.

    • KYC also includes verifying the source of funds and assessing the risk associated with a customer.

    • Failure to comply with KYC regulations can...

  • Answered by AI
Round 2 - Behavioral 

(1 Question)

  • Q1. Introduction, what is kyc
  • Ans. 

    KYC stands for Know Your Customer, a process used by financial institutions to verify the identity of their clients.

    • KYC is a regulatory requirement to prevent money laundering and fraud

    • It involves collecting personal information and verifying it through documents like ID cards, passports, etc.

    • KYC also includes assessing the risk of a customer to ensure compliance with anti-money laundering regulations

    • Failure to comply ...

  • Answered by AI

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Q5. What's IP address and why is it required?

Associate Interview Questions & Answers

user image Anonymous

posted on 15 Jan 2022

I applied via Walk-in and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. About the yourself
  • Q2. Where you want to see yourself in next 5 years
  • Q3. About the process in which i am working
  • Q4. About the strength and weekness

Interview Preparation Tips

Interview preparation tips for other job seekers - I have losts of knowledge about the process and i want to work with wns as a senior associate..i am thankful WNS to giving me this opportunity

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - Aptitude Test 

Basic online English spoken, listening and written test of approximately 60 mins.

Round 2 - One-on-one 

(5 Questions)

  • Q1. Why did you decide to join NAB?
  • Ans. 

    I decided to join NAB because of its strong reputation in the industry and opportunities for career growth.

    • NAB has a strong reputation in the industry for its commitment to customer service and innovation

    • I was impressed by NAB's focus on employee development and opportunities for career growth

    • I believe that NAB's values align with my own professional goals and aspirations

  • Answered by AI
  • Q2. What is your perspective of the term 'Risk'?
  • Ans. 

    Risk is the potential of gaining or losing something of value.

    • Risk is the uncertainty of outcome, whether positive or negative.

    • It involves the possibility of harm or loss.

    • Risk can be managed through various strategies such as risk avoidance, risk reduction, risk transfer, or risk acceptance.

    • Examples of risks include financial risk, health risk, and project risk.

  • Answered by AI
  • Q3. What is the difference between secured and unsecured loan?
  • Ans. 

    Secured loans are backed by collateral, while unsecured loans are not.

    • Secured loans require collateral to secure the loan, such as a house or car.

    • Unsecured loans do not require collateral and are based on the borrower's creditworthiness.

    • Secured loans typically have lower interest rates due to the lower risk for the lender.

    • Examples of secured loans include mortgages and auto loans, while credit cards and personal loans

  • Answered by AI
  • Q4. What skills do you think matches with this job role?
  • Ans. 

    Some skills that match with this job role include strong communication, attention to detail, time management, and teamwork.

    • Strong communication skills to effectively interact with colleagues and clients

    • Attention to detail to ensure accuracy in tasks and projects

    • Time management skills to prioritize tasks and meet deadlines

    • Teamwork skills to collaborate with team members and achieve common goals

  • Answered by AI
  • Q5. Why interpersonal skills are important in an organization?
  • Ans. 

    Interpersonal skills are crucial for effective communication, collaboration, and relationship-building within an organization.

    • Interpersonal skills help in building strong relationships with colleagues, clients, and stakeholders.

    • Effective communication is key to successful teamwork and project management.

    • Conflict resolution skills are essential for handling disagreements and maintaining a positive work environment.

    • Empat...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - 1. Do research about the company
2. Grasp some basic banking concepts
3. Be confident in what you are saying
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Portal and was interviewed in Nov 2022. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Question on REST architecture and Java
  • Q2. Find output of java programs
  • Ans. 

    Java programs output can be determined by running the code and observing the console or log files.

    • Compile the Java code using a compiler like javac

    • Run the compiled code using the Java Virtual Machine (JVM)

    • Observe the output in the console or log files

    • Output can be text, numbers, or other data types

  • Answered by AI
Round 3 - One-on-one 

(4 Questions)

  • Q1. Basics of Spring Framework
  • Q2. Java 8 Features and uses
  • Ans. 

    Java 8 introduced several new features including lambda expressions, streams, and functional interfaces.

    • Lambda expressions allow for functional programming and simplify code

    • Streams provide a way to process collections of data in a functional way

    • Functional interfaces allow for the use of lambda expressions

    • Default methods allow for adding methods to interfaces without breaking existing implementations

    • Date and time API im

  • Answered by AI
  • Q3. Streams and their applications
  • Ans. 

    Streams are a sequence of data elements that can be processed in parallel or sequentially. They are used in various applications.

    • Streams are used for data processing, such as filtering, mapping, and reducing.

    • They are also used for I/O operations, such as reading and writing files or network sockets.

    • Streams can be parallelized to improve performance on multi-core systems.

    • Examples of stream-based APIs include Java 8 Stre

  • Answered by AI
  • Q4. Find second largest number using stream
  • Ans. 

    Using stream, find the second largest number.

    • Sort the stream in descending order and return the second element.

    • Use the reduce() method to compare and find the second largest number.

    • Create a priority queue and add elements to it. Pop the second largest element from the queue.

  • Answered by AI
Round 4 - One-on-one 

(2 Questions)

  • Q1. Spring Boot features and uses
  • Ans. 

    Spring Boot is a framework for building standalone, production-grade Spring-based applications.

    • Provides a simplified way to create Spring applications with minimal configuration

    • Includes an embedded Tomcat, Jetty or Undertow server for easy deployment

    • Supports auto-configuration, which automatically configures Spring based on dependencies

    • Offers a wide range of starter dependencies for common use cases

    • Enables easy integra...

  • Answered by AI
  • Q2. Questions on previous projects and technical challenges
Round 5 - HR 

(1 Question)

  • Q1. Salary structure and benefits were explained

Interview Preparation Tips

Topics to prepare for DBS Bank Associate interview:
  • Java 8
  • Spring Framework
Interview preparation tips for other job seekers - Most projects use java 8 features and spring framework, so brush up on these topics before the interview.

Skills evaluated in this interview

I applied via Walk-in and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Balance Sheet, Profit and Loss Account
  • Ans. Balance Sheet and Profit and Loss account are two tools for knowing the financial state of the company during a particular time period.
  • Answered Anonymously
  • Q2. Current Products
  • Ans. Solar water heater, Solar cooker, Natural water purifier.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Know about the history and founder of the company. Also know about the basic accounting terms, the laters products, the current market position.
Round 1 - HR 

(1 Question)

  • Q1. Experience with Power BI
  • Ans. 

    I have extensive experience with Power BI.

    • Created and maintained multiple dashboards for various departments

    • Used DAX formulas to create complex calculations

    • Integrated Power BI with other Microsoft tools like Excel and SharePoint

    • Trained colleagues on how to use Power BI effectively

  • Answered by AI
Round 2 - Technical 

(1 Question)

  • Q1. CRS and FATCA compliance

Interview Preparation Tips

Interview preparation tips for other job seekers - Well versed with CRS and FATCA compliance

Skills evaluated in this interview

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Dec 2022. There were 7 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Full resume screening
Round 3 - One-on-one 

(1 Question)

  • Q1. Question on questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Assurance of joining
Round 5 - One-on-one 

(1 Question)

  • Q1. Re-Assuarance of results
  • Ans. 

    Reassuring the interviewer about the reliability of the results

    • Highlight the thoroughness of the process followed to obtain the results

    • Mention any quality control measures implemented to ensure accuracy

    • Provide examples of successful outcomes or positive feedback received

    • Discuss any certifications or accreditations that validate the results

  • Answered by AI
Round 6 - One-on-one 

(1 Question)

  • Q1. Final assurance of achieving of Target
  • Ans. 

    Final assurance of achieving target is through continuous monitoring, adjusting strategies, and team collaboration.

    • Regularly track progress towards the target

    • Analyze data to identify areas of improvement

    • Adjust strategies based on feedback and results

    • Collaborate with team members to ensure everyone is aligned and working towards the same goal

  • Answered by AI
Round 7 - HR 

(1 Question)

  • Q1. Salary negotiation

Interview Preparation Tips

Interview preparation tips for other job seekers - You need to have in depth knowledge of your existing work
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Tell me about yourself
Round 3 - Technical 

(1 Question)

  • Q1. What is selenium
  • Ans. 

    Selenium is an open-source automation testing tool used for web application testing.

    • Selenium supports multiple programming languages like Java, Python, C#, etc.

    • It can automate web browsers like Chrome, Firefox, Safari, etc.

    • Selenium can perform various testing types like functional, regression, and load testing.

    • It can also interact with web elements like buttons, text fields, etc.

    • Selenium can be integrated with other to...

  • Answered by AI
Round 4 - Technical 

(1 Question)

  • Q1. What is UAT testing
  • Ans. 

    UAT testing is the process of testing a software application by the end-users to ensure its usability, functionality, and compatibility.

    • UAT stands for User Acceptance Testing

    • It is the final phase of testing before the software is released to the market

    • It is performed by the end-users to ensure that the software meets their requirements

    • It focuses on the usability, functionality, and compatibility of the software

    • It helps...

  • Answered by AI

Skills evaluated in this interview

Interview experience
3
Average
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Personal Details
  • Q2. Work Experience

Paytm Payments Bank Interview FAQs

How many rounds are there in Paytm Payments Bank Associate interview?
Paytm Payments Bank interview process usually has 2 rounds. The most common rounds in the Paytm Payments Bank interview process are HR, Resume Shortlist and Behavioral.
How to prepare for Paytm Payments Bank Associate interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Paytm Payments Bank. The most common topics and skills that interviewers at Paytm Payments Bank expect are Attendance, CCTV, DHCP, DNS and Electronic Security.
What are the top questions asked in Paytm Payments Bank Associate interview?

Some of the top questions asked at the Paytm Payments Bank Associate interview -

  1. Introduction, what is ...read more
  2. About the strength and weekn...read more

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Paytm Payments Bank Associate Interview Process

based on 3 interviews

Interview experience

4.7
  
Excellent
View more
Paytm Payments Bank Associate Salary
based on 369 salaries
₹2 L/yr - ₹4.6 L/yr
56% less than the average Associate Salary in India
View more details

Paytm Payments Bank Associate Reviews and Ratings

based on 96 reviews

4.1/5

Rating in categories

3.7

Skill development

4.1

Work-life balance

3.6

Salary

3.3

Job security

3.9

Company culture

3.3

Promotions

3.9

Work satisfaction

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