DBS Bank Credit Analyst Interview Questions and Answers

Q1. What is hypothesis testing?
Ans. 
Hypothesis testing is a statistical method used to make inferences about a population based on sample data.
• It involves setting up a hypothesis (null and alternative), collecting data, and using statistical tests to determine the likelihood of the null hypothesis being true.

• The null hypothesis typically states that there is no effect or no difference, while the alternative hypothesis suggests there is an effect or diffe...read more
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Q2. What are ways through which credit card companies earn revenue?
Ans. 
Credit card companies earn revenue through interest charges, annual fees, interchange fees, and late payment fees.
• Interest charges on balances carried over from month to month

• Annual fees charged for card membership

• Interchange fees paid by merchants for processing transactions

• Late payment fees for missed or delayed payments
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Q1. Why do you want to join axis bank?
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30 minutes, numerical type

Q1. Tell about yourself
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Q2. Tell about your one achievement
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Q1. Basic quaestions
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Q1. SQL,Python,Puzzles
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Q1. What is your level of knowledge and experience with Excel?
Ans. 
I have advanced knowledge and extensive experience with Excel.
• Proficient in creating complex formulas and functions

• Skilled in data analysis and visualization using pivot tables and charts

• Experience with VBA programming for automation tasks

• Familiar with advanced features like Power Query and Power Pivot

• Have used Excel for financial modeling and forecasting
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Q1. Why do you want to join us?
Ans. 
I am impressed by your company's reputation for innovative solutions and strong team collaboration.
• I am drawn to your company's commitment to excellence in analytics

• I am excited about the opportunity to work with a talented team of analysts

• I believe my skills and experience align well with the challenges your company faces
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Q2. Where do you see yourself in five years?
Ans. 
In five years, I see myself as a senior analyst leading a team and making significant contributions to the company's growth.
• Leading a team of analysts

• Making significant contributions to company growth

• Continuing professional development and learning new skills

• Building strong relationships with colleagues and clients
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General topics on current budget

Q1. What is your name
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Q1. Nothing to say asked about roles
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Q2. Nothing to say just technicals
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Q3. If we are confident of what we done past
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Q4. Asked about all together
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Q1. Asked about salary negotiable
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