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Nivara Home Finance Deputy Credit Manager Interview Questions and Answers

Updated 1 Feb 2024

Nivara Home Finance Deputy Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Tell me About yourself
  • Q2. What is your Academic qualification ?
  • Q3. Are you interested to work in field ?
  • Q4. Are you aware of verification process ?
  • Ans. 

    Yes, I am aware of the verification process.

    • Verification process involves confirming the accuracy and authenticity of information or documents.

    • It is commonly used in credit management to assess the creditworthiness of individuals or businesses.

    • Verification can include checking employment history, income, references, and other relevant information.

    • It helps in minimizing the risk of fraud and ensuring the reliability of ...

  • Answered by AI
  • Q5. What are the required documents for home loan ?
  • Ans. 

    The required documents for a home loan include proof of identity, income, employment, property documents, and bank statements.

    • Proof of identity: Valid passport, driver's license, or Aadhaar card.

    • Proof of income: Salary slips, income tax returns, or bank statements.

    • Proof of employment: Employment letter or appointment letter.

    • Property documents: Sale deed, agreement to sell, or property registration documents.

    • Bank statem...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work as a team, Good support given by seniors.

Interview questions from similar companies

Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. ABOUT WORKING EXPERIENCE
  • Q2. WILL I BE ABLE TO DO PD VISITS AS A FEMALE
Round 2 - INTERVIEW WITH CREDIT HEAD 

(2 Questions)

  • Q1. WILL I BE ABLE TO PD VISIT AS FEMALE
  • Q2. HOW WILL ASSESS INCOME OF BORROWER
  • Ans. 

    Income of borrower can be assessed through various documents and verification methods.

    • Reviewing pay stubs and tax returns

    • Verifying employment status and income with employer

    • Analyzing bank statements for regular income deposits

    • Considering other sources of income such as rental properties or investments

  • Answered by AI
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
Selected Selected

I was interviewed in Feb 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What are the financial parameters check while file approval for sme.
  • Ans. 

    Financial parameters checked for SME file approval include credit score, cash flow, collateral, and industry risk.

    • Credit score of the business owner

    • Cash flow analysis to ensure ability to repay

    • Collateral value to mitigate risk

    • Industry risk assessment for sector-specific challenges

  • Answered by AI
  • Q2. What is key financial ratio
  • Ans. 

    Key financial ratios are metrics used to evaluate a company's financial performance and health.

    • Key financial ratios include profitability ratios, liquidity ratios, leverage ratios, and efficiency ratios.

    • Examples of key financial ratios include return on assets (ROA), current ratio, debt-to-equity ratio, and inventory turnover ratio.

    • These ratios help investors, creditors, and management assess the financial strength and

  • Answered by AI
  • Q3. Your knowledge about your existence company
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Financial understanding

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. What is your name and give us a snapshot of career

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and composed and try to give straight and honest answer

Interview Questionnaire 

3 Questions

  • Q1. Briefly say about yourself?
  • Q2. Subject related questions?
  • Q3. About Technical and legal related questions?

Nivara Home Finance Interview FAQs

How many rounds are there in Nivara Home Finance Deputy Credit Manager interview?
Nivara Home Finance interview process usually has 1 rounds. The most common rounds in the Nivara Home Finance interview process are One-on-one Round.
What are the top questions asked in Nivara Home Finance Deputy Credit Manager interview?

Some of the top questions asked at the Nivara Home Finance Deputy Credit Manager interview -

  1. What are the required documents for home loa...read more
  2. Are you aware of verification proces...read more

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Nivara Home Finance Deputy Credit Manager Salary
based on 13 salaries
₹2.8 L/yr - ₹4 L/yr
45% less than the average Deputy Credit Manager Salary in India
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Nivara Home Finance Deputy Credit Manager Reviews and Ratings

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