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Nivara Home Finance
3.7
based on 116 Reviews
Company Overview
Company Locations
Working at Nivara Home Finance
Company Summary
Nivara Home Finance specializes in affordable home loans targeting the informal sector in urban India, addressing access to housing finance.
Overall Rating
3.7/5
based on 116 reviews

3% below
industry average

Highly rated for
Job security, Work-life balance, Skill development
Work Policy

Work from office
92% employees reported

Monday to Saturday
70% employees reported

Strict timing
65% employees reported

Within city
49% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
4 employees reported
Health insurance
2 employees reported
Professional degree assistance
1 employee reported
Office cab/shuttle
1 employee reported
View all benefits
About Nivara Home Finance
Founded in2014 (11 yrs old)
India Employee Count51-200
Global Employee Count51-200
India HeadquartersBengaluru, Karnataka, India
Office Locations
--
Websitenivarahousing.com
Primary Industry
Other Industries
--
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The genesis of Nivara Home Finance Limited is traced to C V Rao and Sunil Rohokale, professional colleagues for two decades and veterans in the retail banking industry, primarily in the housing finance & real estate sectors.
It all started over a telephonic conversation between the two during the Spring of 2014 where both felt the need to pursue their passion; leverage their experience and unique ideas to create a lasting, well-respected organization in the affordable housing finance business. Subsequently, the company Nivara Home Finance Limited was born and has as its promoters C V Rao, Sunil Rohokale and a group of like-minded professionals having decades of rich experience in this field.
Nivara was incorporated on December 02, 2014 under The Companies Act, 2013 with an objective to provide home loans mainly to the informal sector of urban India. Later, the company commenced its operations in October 2015 after obtaining the necessary Certificate of Registration from the National Housing Bank (NHB) in September 2015.
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Nivara Home Finance Ratings
based on 116 reviews
Overall Rating
3.7/5
How AmbitionBox ratings work?
5
54
4
17
3
17
2
6
1
22
Category Ratings
3.8
Job security
3.8
Work-life balance
3.8
Skill development
3.7
Company culture
3.7
Salary
3.7
Promotions
3.7
Work satisfaction
Nivara Home Finance is rated 3.7 out of 5 stars on AmbitionBox, based on 116 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Nivara Home Finance
based on 112 reviews
4.5
Rated by 20 Women
Rated 4.6 for Company culture and 4.5 for Work-life balance
3.6
Rated by 92 Men
Rated 3.7 for Work-life balance and 3.6 for Salary
Work Policy at Nivara Home Finance
based on 24 reviews in last 6 months
Work from office
92%
Hybrid
8%
Nivara Home Finance Reviews
Top mentions in Nivara Home Finance Reviews
+ 2 more
Compare Nivara Home Finance with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 3.7/5 based on 116 reviews | 3.7/5 based on 258 reviews | 3.8/5 based on 308 reviews | 3.9/5 based on 231 reviews |
Highly Rated for | Skill development Work-life balance Job security | No highly rated category | Work-life balance Company culture | Work-life balance Job security Company culture |
Critically Rated for | No critically rated category | Promotions Job security Work satisfaction | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 92% employees reported | Work from office 57% employees reported | - | Work from office 92% employees reported |
Rating by Women Employees | 4.5 Good rated by 20 women | 4.0 Good rated by 34 women | 4.0 Good rated by 79 women | 3.4 Average rated by 37 women |
Rating by Men Employees | 3.6 Good rated by 92 men | 3.6 Good rated by 205 men | 3.7 Good rated by 192 men | 3.9 Good rated by 153 men |
Job security | 3.8 Good | 3.3 Average | 3.7 Good | 3.8 Good |
View more
Nivara Home Finance Salaries
Nivara Home Finance salaries have received with an average score of 3.7 out of 5 by 116 employees.
Sales Manager
(30 salaries)
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₹3 L/yr - ₹5.2 L/yr
Relationship Officer
(21 salaries)
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₹1.8 L/yr - ₹3 L/yr
Sales Officer
(20 salaries)
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₹1.7 L/yr - ₹3.5 L/yr
Branch Credit Manager
(14 salaries)
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₹3 L/yr - ₹6.3 L/yr
Deputy Credit Manager
(13 salaries)
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₹2.8 L/yr - ₹4 L/yr
Credit Officer
(13 salaries)
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₹2.4 L/yr - ₹3 L/yr
Data Analyst
(10 salaries)
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₹3 L/yr - ₹5.1 L/yr
Operations Officer
(10 salaries)
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₹2.3 L/yr - ₹4 L/yr
Area Sales Manager
(8 salaries)
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₹5.8 L/yr - ₹9 L/yr
Collection Officer
(8 salaries)
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₹2.7 L/yr - ₹3.2 L/yr
Nivara Home Finance Jobs
Popular Designations Nivara Home Finance Hires for
Sales Manager
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Branch Sales Manager
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Manager Learning & Development
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Campus Recruiter
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Nivara Home Finance News
From Nivara Home Finance To Pilgrim — Indian Startups Raised $109 Mn This Week
- Indian startups raised $109.2 Mn in the third week of March, witnessing a decrease compared to the previous week's $428.8 Mn funding.
- 18 startups secured funding in various sectors, showcasing a rise from 14 startups the previous week.
- Fintech stood out with Nivara Home Finance and Navadhan collectively raising $40.8 Mn, while ecommerce saw six startups securing $28.7 Mn.
- Five seed-stage startups received $5.2 Mn funding, a drop from the previous week's $10.1 Mn.
- Inflection Point Ventures actively invested in STAGE and My Pahadi Dukan, being a prominent investor this week.
- Nikhil Kamath’s Gruhas launched a real estate tech fund while All In Capital, Yashaa Global Capital, and Venturi Partners introduced new funding initiatives.
- M&A activity included Nazara Technologies acquiring Absolute Sports and Unicommerce acquiring Shipway.
- IPO updates featured PhysicsWallah filing for a $531.4 Mn IPO and Pine Labs planning its IPO for the second half of 2025.
- PayU acquired a stake in Mindgate Solutions, Hero Motorcorp invested in Euler Motors, and Jeevansathi plans to invest in Aisle.
- Icertis aims to raise $50 Mn in an equity funding round, showcasing the diverse growth in the Indian startup ecosystem.
Inc42 | 22 Mar, 2025

Nivara Home Finance Bags INR 245 Cr To Bolster Its Distribution Network
- Nivara Home Finance has raised INR 245 Cr in a Series B funding round led by True North.
- The funding round included participation from existing backer Baring Private Equity and promoters.
- The company plans to use the funds to strengthen its technology platform, expand its distribution network, and enter new markets.
- Nivara Home Finance offers affordable home loans to micro-entrepreneurs and informal salaried customers and currently operates in five states with 68 branches.
Inc42 | 17 Mar, 2025

Private equity firms inject ₹2,450 million into Nivara Home Finance
- Private equity firms True North Fund VII and Baring PE India have invested ₹2,450 million in Nivara Home Finance.
- True North Fund VII will contribute ₹1,700 million, while Baring PE India will invest ₹500 million. Nivara's promoters, Sunil Rohokale and Monik Koticha, will add ₹250 million to the funding round.
- Nivara Home Finance, founded in 2015, specializes in providing home loans to India's informal sector. They target micro-entrepreneurs and informal salaried customers with loans typically ranging between ₹5-7.5 lakhs.
- The current funding round will support Nivara's expansion plans, including technology enhancement, geographic expansion, distribution network strengthening, and the development of new credit solutions.
HinduBusinessLine | 17 Mar, 2025

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Nivara Home Finance FAQs
When was Nivara Home Finance founded?
Nivara Home Finance was founded in 2014. The company has been operating for 11 years primarily in the Financial Services sector.
Where is the Nivara Home Finance headquarters located?
Nivara Home Finance is headquartered in Bengaluru, Karnataka.
How many employees does Nivara Home Finance have in India?
Nivara Home Finance currently has more than 100+ employees in India. Sales & Business Development department appears to have the highest employee count in Nivara Home Finance based on the number of reviews submitted on AmbitionBox.
Does Nivara Home Finance have good work-life balance?
Nivara Home Finance has a Work-Life Balance Rating of 3.8 out of 5 based on 100+ employee reviews on AmbitionBox. 61% employees rated Nivara Home Finance 4 or above, while 39% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Nivara Home Finance reviews for more details
Is Nivara Home Finance good for career growth?
Career growth at Nivara Home Finance is rated fairly well, with a promotions and appraisal rating of 3.7. 61% employees rated Nivara Home Finance 4 or above, while 39% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Nivara Home Finance reviews for more detailed insights.
What are the pros of working in Nivara Home Finance?
Working at Nivara Home Finance offers several advantages that make it an appealing place for employees. The company is highly rated for job security, skill development and work life balance, based on 100+ employee reviews on AmbitionBox.
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