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Dmi Housing Finance Branch Credit Manager Interview Questions and Answers

Updated 16 Jul 2024

Dmi Housing Finance Branch Credit Manager Interview Experiences

1 interview found

Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. ABOUT WORKING EXPERIENCE
  • Q2. WILL I BE ABLE TO DO PD VISITS AS A FEMALE
Round 2 - INTERVIEW WITH CREDIT HEAD 

(2 Questions)

  • Q1. WILL I BE ABLE TO PD VISIT AS FEMALE
  • Q2. HOW WILL ASSESS INCOME OF BORROWER
  • Ans. 

    Income of borrower can be assessed through various documents and verification methods.

    • Reviewing pay stubs and tax returns

    • Verifying employment status and income with employer

    • Analyzing bank statements for regular income deposits

    • Considering other sources of income such as rental properties or investments

  • Answered by AI

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Specific knowledge about department

Round 3 - HR 

(2 Questions)

  • Q1. Salary and other questions
  • Q2. How much salar you expecting

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to know atleast basic knowledge of field or department your are applied for
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

A Online Round based on Appitude.

Round 3 - Group Discussion 

A Current News Related to CBDC ,Duration :- 30 mins

Round 4 - One-on-one 

(1 Question)

  • Q1. TAXATION , TYPES OF LOANS,ABOUT ROLE
Round 5 - HR 

(1 Question)

  • Q1. FAMILY BACKGROUND AND GENERAL QUESTIONS

Interview Preparation Tips

Interview preparation tips for other job seekers - BE PREPARED WIT ITR KNOWLEDGE ,AND LOAN TYPES AS WELL AS GOOD IN APPTITUDE
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(1 Question)

  • Q1. Where is the contingent liability appear in FS?
  • Ans. 

    Contingent liabilities appear in the financial statements as a footnote or disclosure.

    • Contingent liabilities are disclosed in the notes to the financial statements.

    • They are potential liabilities that may arise in the future based on certain events.

    • Examples include lawsuits, warranties, and guarantees.

    • They are not recorded on the balance sheet but can have a significant impact on the company's financial health.

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. Why do you want to join hdfc bank?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with the concepts of Accounting standards

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via Naukri.com and was interviewed before Apr 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. I dnt remember since it was 15 yrs back

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills and should k ow about current affairs

I applied via Referral and was interviewed before Jul 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

General awareness and competitive test

Round 3 - HR 

(1 Question)

  • Q1. Salary negotiation and job profile discussed

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask for better ctc and allowance benifits

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

I applied via Recruitment Consultant and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. NA

Interview Preparation Tips

Interview preparation tips for other job seekers - Ensure you are well informed about the profile you have been called for, be confident and don't share any wrong information, avoid any negative comments about your previous organisation.
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Dmi Housing Finance Interview FAQs

How many rounds are there in Dmi Housing Finance Branch Credit Manager interview?
Dmi Housing Finance interview process usually has 2 rounds. The most common rounds in the Dmi Housing Finance interview process are HR.
What are the top questions asked in Dmi Housing Finance Branch Credit Manager interview?

Some of the top questions asked at the Dmi Housing Finance Branch Credit Manager interview -

  1. HOW WILL ASSESS INCOME OF BORRO...read more
  2. WILL I BE ABLE TO PD VISIT AS FEM...read more

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Dmi Housing Finance Branch Credit Manager Interview Process

based on 1 interview

Interview experience

2
  
Poor
View more

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Dmi Housing Finance Branch Credit Manager Salary
based on 7 salaries
₹4.5 L/yr - ₹6.5 L/yr
11% more than the average Branch Credit Manager Salary in India
View more details

Dmi Housing Finance Branch Credit Manager Reviews and Ratings

based on 4 reviews

4.2/5

Rating in categories

2.9

Skill development

3.4

Work-life balance

3.2

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3.6

Job security

3.4

Company culture

2.9

Promotions

3.3

Work satisfaction

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