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I applied via Recruitment Consulltant and was interviewed in Mar 2023. There were 3 interview rounds.
posted on 22 Oct 2023
I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.
MPBF stands for Maximum Permissible Bank Finance.
MPBF is the maximum amount of credit that a bank can extend to a borrower based on their financial statements and creditworthiness.
It is calculated by considering factors such as the borrower's working capital, profitability, and repayment capacity.
MPBF helps banks determine the maximum amount of loan they can provide to a borrower without exceeding the risk threshold.
Fo...
Cash Credit becomes NPA when the borrower fails to repay the loan within the stipulated time period.
Non-payment of EMIs
Defaulting on interest payments
Lack of adequate collateral
Economic downturn affecting borrower's ability to repay
Fraudulent activities by the borrower
I applied via Company Website and was interviewed in May 2022. There were 2 interview rounds.
New India Co-Op Bank interview questions for popular designations
I applied via Referral and was interviewed before Apr 2022. There were 3 interview rounds.
Cooperative banks are financial institutions owned and operated by their members.
Cooperative banks are different from traditional banks as they are owned and controlled by their members
They provide banking services to their members and are focused on the development of their local communities
Cooperative banks are regulated by the Reserve Bank of India (RBI) and are required to follow the guidelines set by the RBI
Exampl...
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I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.
I was interviewed before May 2016.
I am an avid rock climber and have scaled some of the tallest peaks in the region.
I have been rock climbing for over 5 years.
I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.
Rock climbing has taught me valuable lessons in perseverance and problem-solving.
The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.
Trade tensions between China and the US have led to a decrease in demand for the yuan
China's economic growth has slowed down, leading to a decrease in investor confidence
The Chinese government has implemented policies to devalue the yuan in order to boost exports
The fall in the yuan has led to conce
Ratios are important for banks to measure their financial health and performance.
Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.
Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.
Net interest margin measures the difference between interest earned on loans and interest paid on d...
ICICI is a leading financial institution known for its innovative products and services.
ICICI has a strong reputation in the financial industry
Offers a wide range of products and services for customers
Known for its innovative digital banking solutions
Provides opportunities for growth and development
I was interviewed before Mar 2016.
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