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New India Co-Op Bank Interview Questions and Answers
New India Co-Op Bank Interview Experiences
5 interviews found
(1 Question)
- Q1. Rest template, spring boot , java
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I applied via Recruitment Consulltant and was interviewed in Mar 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me something about yourself. Who are you? From where do you come from? Say details of your family background.
- Q2. Interview lasted for 2 hours.
(1 Question)
- Q1. If you are leaving your previous job what is the assurance that you will not leave this job?
Interview Preparation Tips
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Assistant Credit Manager Interview Questions & Answers
Sanket Ramchandra Suvarna
posted on 22 Oct 2023
Selected
I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Describe M P B F
- Ans.
MPBF stands for Maximum Permissible Bank Finance.
MPBF is the maximum amount of credit that a bank can extend to a borrower based on their financial statements and creditworthiness.
It is calculated by considering factors such as the borrower's working capital, profitability, and repayment capacity.
MPBF helps banks determine the maximum amount of loan they can provide to a borrower without exceeding the risk threshold.
Fo...
- Q2. Ways in which Cash Credit becomes NPA
- Ans.
Cash Credit becomes NPA when the borrower fails to repay the loan within the stipulated time period.
Non-payment of EMIs
Defaulting on interest payments
Lack of adequate collateral
Economic downturn affecting borrower's ability to repay
Fraudulent activities by the borrower
(1 Question)
- Q1. Package Related questions and Answers
Assistant Credit Manager Interview Questions asked at other Companies
I applied via Company Website and was interviewed in May 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Self introduction .... My name is komal ingle . I am belong from Kanhan. But basically from khedi . My education is deploma in cs
- Q2. Self motivated..... I was 20 years old girl ... My small goal is get to this job this company
- Q3. Self confidence.... I am interested your work from home and traveling also...
Interview Preparation Tips
I get to this apportunity
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New India Co-Op Bank interview questions for popular designations
Selected
I applied via Referral and was interviewed before Apr 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me about yourself
- Q2. What do you know about co operative banks
- Ans.
Cooperative banks are financial institutions owned and operated by their members.
Cooperative banks are different from traditional banks as they are owned and controlled by their members
They provide banking services to their members and are focused on the development of their local communities
Cooperative banks are regulated by the Reserve Bank of India (RBI) and are required to follow the guidelines set by the RBI
Exampl...
(2 Questions)
- Q1. Why do you want to join this organization
- Q2. How did you come to know about this job
Interview Preparation Tips
should have some good knowledge about co operative sector
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I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.
Interview Preparation Tips
Skills: Computer Networking
Priyanka Bagree
I was interviewed before May 2016.
Interview Questionnaire
4 Questions
- Q1. Tell us something which we can't find out from your CV.
- Ans.
I am an avid rock climber and have scaled some of the tallest peaks in the region.
I have been rock climbing for over 5 years.
I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.
Rock climbing has taught me valuable lessons in perseverance and problem-solving.
- Q2. Fall in the Chinese yuan
- Ans.
The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.
Trade tensions between China and the US have led to a decrease in demand for the yuan
China's economic growth has slowed down, leading to a decrease in investor confidence
The Chinese government has implemented policies to devalue the yuan in order to boost exports
The fall in the yuan has led to conce
- Q3. Ratios for banks
- Ans.
Ratios are important for banks to measure their financial health and performance.
Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.
Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.
Net interest margin measures the difference between interest earned on loans and interest paid on d...
- Q4. Why ICICI?
- Ans.
ICICI is a leading financial institution known for its innovative products and services.
ICICI has a strong reputation in the financial industry
Offers a wide range of products and services for customers
Known for its innovative digital banking solutions
Provides opportunities for growth and development
Interview Preparation Tips
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes
Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes
Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.
College Name: IIM Raipur
Interview Questionnaire
1 Question
- Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV
Interview Preparation Tips
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.
I was interviewed before Mar 2016.
Interview Questionnaire
2 Questions
- Q1. Some technical questions were asked
- Q2. They spring hibernate MVC flow and core java and Oracle connectivity questions
Interview Preparation Tips
Experience: There was a Team manager and his junior for the interview
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