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New India Co-Op Bank Interview Questions and Answers
New India Co-Op Bank Interview Experiences
5 interviews found
Assistant Credit Manager Interview Questions & Answers
Sanket Ramchandra Suvarna
posted on 22 Oct 2023
Selected
I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Describe M P B F
- Ans.
MPBF stands for Maximum Permissible Bank Finance.
MPBF is the maximum amount of credit that a bank can extend to a borrower based on their financial statements and creditworthiness.
It is calculated by considering factors such as the borrower's working capital, profitability, and repayment capacity.
MPBF helps banks determine the maximum amount of loan they can provide to a borrower without exceeding the risk threshold.
Fo...
- Q2. Ways in which Cash Credit becomes NPA
- Ans.
Cash Credit becomes NPA when the borrower fails to repay the loan within the stipulated time period.
Non-payment of EMIs
Defaulting on interest payments
Lack of adequate collateral
Economic downturn affecting borrower's ability to repay
Fraudulent activities by the borrower
(1 Question)
- Q1. Package Related questions and Answers
Assistant Credit Manager Interview Questions asked at other Companies
(1 Question)
- Q1. Rest template, spring boot , java
Java Developer Interview Questions asked at other Companies
I applied via Recruitment Consulltant and was interviewed in Mar 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me something about yourself. Who are you? From where do you come from? Say details of your family background.
- Q2. Interview lasted for 2 hours.
(1 Question)
- Q1. If you are leaving your previous job what is the assurance that you will not leave this job?
Interview Preparation Tips
Branch Manager Interview Questions asked at other Companies
I applied via Company Website and was interviewed in May 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Self introduction .... My name is komal ingle . I am belong from Kanhan. But basically from khedi . My education is deploma in cs
- Q2. Self motivated..... I was 20 years old girl ... My small goal is get to this job this company
- Q3. Self confidence.... I am interested your work from home and traveling also...
Interview Preparation Tips
I get to this apportunity
Computer Operator Interview Questions asked at other Companies
New India Co-Op Bank interview questions for popular designations
Selected
I applied via Referral and was interviewed before Apr 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Tell me about yourself
- Q2. What do you know about co operative banks
- Ans.
Cooperative banks are financial institutions owned and operated by their members.
Cooperative banks are different from traditional banks as they are owned and controlled by their members
They provide banking services to their members and are focused on the development of their local communities
Cooperative banks are regulated by the Reserve Bank of India (RBI) and are required to follow the guidelines set by the RBI
Exampl...
(2 Questions)
- Q1. Why do you want to join this organization
- Q2. How did you come to know about this job
Interview Preparation Tips
should have some good knowledge about co operative sector
Senior Manager Interview Questions asked at other Companies
Interview questions from similar companies
I applied via Naukri.com and was interviewed before Oct 2021. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself?
- Ans. Confidently answer and you will be through
- Q2. Can u do sells if yess sell me a savings account
- Ans.
Yes, I can sell savings accounts. Our savings account offers competitive interest rates and no monthly fees.
I would start by asking the customer about their current savings account and if they are happy with it.
Then, I would highlight the benefits of our savings account such as the competitive interest rates and no monthly fees.
I would also mention any additional perks such as online banking and mobile app access.
Final...
Interview Preparation Tips
- Banking
I applied via Referral and was interviewed in Apr 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Insurance and it’s products
- Q2. NRI services
Interview Preparation Tips
Interview Questionnaire
2 Questions
- Q1. Strengh and weakness
- Q2. Regarding sales
I applied via Referral and was interviewed in May 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Why should we hire you?
- Q2. Just keep your answer simple and show confidence
Interview Preparation Tips
I applied via Company Website and was interviewed in Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basel regulatory
- Q2. Implementation knowledge
Interview Preparation Tips
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