Muthoot Housing Finance Company Branch Credit Manager Interview Questions and Answers

Specific knowledge about department

Q1. Salary and other questions
Add your answer
Q2. How much salar you expecting
Add your answer

Q1. Financial and Mortgage
Add your answer
Q2. Was good and taken on phone as video calling and found positive
Add your answer

Best in the industry nd good knowing about

A Online Round based on Appitude.

A Current News Related to CBDC ,Duration :- 30 mins

Q1. TAXATION , TYPES OF LOANS,ABOUT ROLE
Add your answer

Q1. FAMILY BACKGROUND AND GENERAL QUESTIONS
Add your answer

Q1. What is the business vintage & stability spoof & whats the reason s to reject files, business profile,banking statement, about technical report how to
Ans. 
Business vintage & stability spoof refers to the falsification of business history and financial stability to deceive lenders. Reasons to reject files include inconsistencies in business profile, banking statements, and technical reports.
• Business vintage refers to the length of time a business has been operating. Lenders look for established businesses with a proven track record.

• Stability spoof involves presenting fals...read more
Answered by AI
Add your answer

Q1. Where is the contingent liability appear in FS?
Ans. 
Contingent liabilities appear in the financial statements as a footnote or disclosure.
• Contingent liabilities are disclosed in the notes to the financial statements.

• They are potential liabilities that may arise in the future based on certain events.

• Examples include lawsuits, warranties, and guarantees.

• They are not recorded on the balance sheet but can have a significant impact on the company's financial health.
Answered by AI
Add your answer

Q1. Why do you want to join hdfc bank?
Add your answer

Q1. What is your past experience in team handling?
Ans. 
I have extensive experience in team handling, leading diverse teams to achieve operational goals and enhance performance.
• Led a team of 15 sales associates, achieving a 20% increase in quarterly sales through effective training and motivation.

• Implemented weekly team meetings to foster communication and collaboration, resulting in improved project turnaround times.

• Managed conflict resolution within the team, successfully...read more
Answered by AI
Add your answer
Q2. How do you plan to manage the responsibilities of team leadership alongside the tasks of a Direct Sourcing Agent (DSA)?
Ans. 
Balancing team leadership with DSA tasks requires effective delegation, prioritization, and communication.
• Establish clear roles: Define responsibilities for team members to ensure everyone knows their tasks, allowing me to focus on leadership.

• Prioritize tasks: Use a task management system to prioritize DSA responsibilities and team leadership duties, ensuring deadlines are met.

• Regular check-ins: Schedule weekly meeting...read more
Answered by AI
Add your answer

Meeting of the HR team and the board.

Q1. Business discussion as well as about home loan and mortgage
Add your answer

Discussion on a case-by-case basis.

Reasoning,general knowledge,comprehension quantitive

Q1. Hobbies and skills
Add your answer
Q2. About yourself and future orientation
Add your answer