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Muthoot Housing Finance Company Branch Credit Manager Interview Questions and Answers

Updated 3 Apr 2025

Muthoot Housing Finance Company Branch Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Apr 2024, where I was asked the following questions.

  • Q1. What methods can be used to identify a fraudulent customer?
  • Ans. 

    Identifying fraudulent customers involves analyzing behavior, data discrepancies, and using technology for detection.

    • Analyze transaction patterns: Look for unusual spending habits, such as large purchases in a short time frame.

    • Verify identity: Use multi-factor authentication and cross-check personal information against reliable databases.

    • Monitor account activity: Set alerts for suspicious activities, like multiple fail...

  • Answered by AI
  • Q2. What methods can be used to identify document fabrication?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Tell me about your experience

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Interview questions from similar companies

I applied via Walk-in and was interviewed before May 2021. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

General Question and Basic maths

Round 3 - One-on-one 

(1 Question)

  • Q1. About CRIF, About MSME and LAP , About Field Verification and Document verification and Previous Experience Details
Round 4 - HR 

(1 Question)

  • Q1. Salary and Documents

Interview Preparation Tips

Interview preparation tips for other job seekers - Hai, The some time The Interview take higher Officer so be brave and good Attitude for all time.

I applied via Referral and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If you have experience interview nathing to asked about your work profile but, they obersving your hounesty and hardworking and how hounest about our work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is just about observation and mutually understading about seriours and juniors, sernior always obesrved interactuality about work.
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Rbi guidelines and about NBFC BANKING ETC
Round 2 - HR 

(1 Question)

  • Q1. Personal information
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Works details regarding affordable HL and LAP
  • Q2. PD UNDERWRITING DECISION SANCTIONING DISBURSEMENT
Round 3 - HR 

(1 Question)

  • Q1. Notice and salary CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Bad working behavior
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I appeared for an interview before Mar 2023.

Round 1 - One-on-one 

(1 Question)

  • Q1. About Credit Underwriting and previous experience
Round 2 - HR 

(1 Question)

  • Q1. Salary discussion
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Typing Test 

(2 Questions)

  • Q1. Not asking for everyone
  • Q2. Based on situation only, would be take car upto 12 Months repayment customer
Round 3 - Case Study 

Working capital gap? Can explain in detail

Interview Preparation Tips

Interview preparation tips for other job seekers - Self introduction
Basic norms of credit Role
Bank statement analysis
Working capital means? Gap 3 types
ITR brief explain
If Branch manager/Sales team forcing high loan then wt u do???

I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All financial questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked me about banking structure and process
Round 2 - HR 

(1 Question)

  • Q1. They ask me previous experience and current position and qualifications

Muthoot Housing Finance Company Interview FAQs

How many rounds are there in Muthoot Housing Finance Company Branch Credit Manager interview?
Muthoot Housing Finance Company interview process usually has 1 rounds. The most common rounds in the Muthoot Housing Finance Company interview process are One-on-one Round.
How to prepare for Muthoot Housing Finance Company Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Muthoot Housing Finance Company. The most common topics and skills that interviewers at Muthoot Housing Finance Company expect are Credit Appraisal, Credit Risk Analysis, Home Loans and Underwriting.
What are the top questions asked in Muthoot Housing Finance Company Branch Credit Manager interview?

Some of the top questions asked at the Muthoot Housing Finance Company Branch Credit Manager interview -

  1. What methods can be used to identify a fraudulent custom...read more
  2. What methods can be used to identify document fabricati...read more

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Muthoot Housing Finance Company Branch Credit Manager Interview Process

based on 3 interviews

Interview experience

4.7
  
Excellent
View more
Muthoot Housing Finance Company Branch Credit Manager Salary
based on 27 salaries
₹3 L/yr - ₹6.8 L/yr
10% less than the average Branch Credit Manager Salary in India
View more details

Muthoot Housing Finance Company Branch Credit Manager Reviews and Ratings

based on 6 reviews

4.3/5

Rating in categories

3.9

Skill development

4.0

Work-life balance

3.5

Salary

3.7

Job security

3.5

Company culture

3.7

Promotions

3.9

Work satisfaction

Explore 6 Reviews and Ratings
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₹3 L/yr - ₹6.8 L/yr

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