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Muthoot Housing Finance Company
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Muthoot Housing Finance Company Credit Manager Interview Questions and Answers
Muthoot Housing Finance Company Credit Manager Interview Experiences
2 interviews found
Selected
I appeared for an interview before Feb 2024.
I have a meeting with my reporting manager, who is asking about my current job role and responsibilities at the company.
How do you assess the income of a Kirana general store?
Selected
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Senior authorities no any knowledge regarding documented profile
Top trending discussions
Interview questions from similar companies
I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.
(1 Question)
- Q1. Work profile, experience
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 15 Nov 2021
Interview Questionnaire
3 Questions
- Q1. How to calculate loan eligibility
- Ans.
Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.
Determine the borrower's income and employment stability
Check the borrower's credit score and credit history
Calculate the borrower's debt-to-income ratio
Consider the loan amount and term
Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a
- Q2. How many years of search required
- Ans.
The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.
The required years of experience may vary depending on the company's size and industry.
The complexity of the job may also affect the required years of experience.
Some companies may require a minimum of 3-5 years of experience, while others may require more.
Experience in credit analy...
- Q3. LTV calculation
Interview Preparation Tips
Give your best
Go through company rate of interest
Profile related knowledge
Credit Manager Interview Questions & Answers
Shubham Housing Development Finance
Anonymous
posted on 3 Jul 2024
Selected
I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.
(2 Questions)
- Q1. Salary expected
- Q2. Work experience
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed in Dec 2022. There was 1 interview round.
(2 Questions)
- Q1. Tell me about credit underwriting
- Ans.
Credit underwriting involves assessing the creditworthiness of borrowers to determine their ability to repay loans.
Credit underwriting is the process of evaluating the financial information of borrowers to determine their creditworthiness.
It involves analyzing factors such as income, credit history, debt-to-income ratio, and collateral.
The goal of credit underwriting is to assess the risk associated with lending money ...
- Q2. What is Mortgage or unsecured loan
- Ans.
A mortgage is a loan secured by real estate property, while an unsecured loan is not backed by collateral.
Mortgage: A loan where the borrower uses their property as collateral.
Unsecured loan: A loan that is not backed by collateral.
Mortgages typically have lower interest rates compared to unsecured loans.
Examples of unsecured loans include personal loans and credit card debt.
If a borrower defaults on a mortgage, the le...
Interview Preparation Tips
Attitude
How to explore ourselves
Mortgage/unsecured loan
Credit Manager Interview Questions & Answers
India Shelter Finance Corporation
Mintu Jha
posted on 23 Mar 2024
Selected
I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.
(1 Question)
- Q1. They asked me about banking structure and process
(1 Question)
- Q1. They ask me previous experience and current position and qualifications
Credit Manager Interview Questions & Answers
Bajaj Housing Finance
Anand Kumar
posted on 22 Feb 2024
Selected
I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.
(5 Questions)
- Q1. About your self
- Q2. Why you want to change job
- Q3. What's your hobbies
- Q4. Weakness and strength
- Q5. Your notice period
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. All financial questions
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Noo more questions, here only processing joining formalities
Interview Preparation Tips
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing
Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....
Muthoot Housing Finance Company Interview FAQs
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Muthoot Housing Finance Company Interviews By Designations
- Muthoot Housing Finance Company Relationship Manager Interview Questions
- Muthoot Housing Finance Company Credit Manager Interview Questions
- Muthoot Housing Finance Company Senior Relationship Manager Interview Questions
- Muthoot Housing Finance Company Branch Credit Manager Interview Questions
- Muthoot Housing Finance Company Management Trainee Interview Questions
- Muthoot Housing Finance Company Credit Officer Interview Questions
- Muthoot Housing Finance Company Sales Officer Interview Questions
- Muthoot Housing Finance Company Assistant Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Credit Processing Associate Interview Questions
- Senior Credit Analyst Interview Questions
- Show more
Muthoot Housing Finance Company Credit Manager Interview Process
based on 4 interviews
Interview experience
Credit Manager Interview Questions from Similar Companies
Muthoot Housing Finance Company Credit Manager Reviews and Ratings
based on 6 reviews
Rating in categories
|
Relationship Manager
174
salaries
|  ₹2 L/yr - ₹4.5 L/yr |
|
Branch Manager
59
salaries
| ₹2.7 L/yr - ₹8 L/yr |
|
Assistant Manager
28
salaries
| ₹3 L/yr - ₹5.4 L/yr |
|
Branch Credit Manager
27
salaries
| ₹3 L/yr - ₹6.8 L/yr |
|
Relationship Officer
26
salaries
| ₹1.7 L/yr - ₹3.5 L/yr |
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