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Muthoot Housing Finance Company Branch Manager Interview Questions and Answers

Updated 15 Sep 2022

Muthoot Housing Finance Company Branch Manager Interview Experiences

1 interview found

I applied via Recruitment Consulltant and was interviewed before Sep 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Why are looking search for jobs
  • Ans. 

    I am looking for new job opportunities to further develop my skills and advance my career.

    • Seeking new challenges and growth opportunities

    • Wanting to expand my knowledge and experience

    • Desire for career advancement

    • Exploring better compensation and benefits

    • Looking for a better work-life balance

    • Relocation or change in personal circumstances

  • Answered by AI
  • Q2. Resign for job change
  • Q3. Scele for candidates
  • Ans. 

    Scele is an online learning platform used by universities and institutions.

    • Scele provides a variety of courses and resources for students.

    • It allows for online collaboration and communication between students and teachers.

    • Scele also offers assessments and grading features for assignments and exams.

    • Some universities that use Scele include Universitas Indonesia and Institut Teknologi Bandung.

  • Answered by AI
Round 3 - Group Discussion 

Experience, education,CTC, anything

Interview Preparation Tips

Interview preparation tips for other job seekers - Fast a candidate experience and experience CTC than others company verification product nollige after that candidate selection.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked me about banking structure and process
Round 2 - HR 

(1 Question)

  • Q1. They ask me previous experience and current position and qualifications

Interview Questionnaire 

3 Questions

  • Q1. How to calculate loan eligibility
  • Ans. 

    Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

    • Determine the borrower's income and employment stability

    • Check the borrower's credit score and credit history

    • Calculate the borrower's debt-to-income ratio

    • Consider the loan amount and term

    • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

  • Answered by AI
  • Q2. How many years of search required
  • Ans. 

    The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

    • The required years of experience may vary depending on the company's size and industry.

    • The complexity of the job may also affect the required years of experience.

    • Some companies may require a minimum of 3-5 years of experience, while others may require more.

    • Experience in credit analy...

  • Answered by AI
  • Q3. LTV calculation

Interview Preparation Tips

Interview preparation tips for other job seekers - Go positively
Give your best
Go through company rate of interest
Profile related knowledge
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about credit underwriting
  • Ans. 

    Credit underwriting involves assessing the creditworthiness of borrowers to determine their ability to repay loans.

    • Credit underwriting is the process of evaluating the financial information of borrowers to determine their creditworthiness.

    • It involves analyzing factors such as income, credit history, debt-to-income ratio, and collateral.

    • The goal of credit underwriting is to assess the risk associated with lending money ...

  • Answered by AI
  • Q2. What is Mortgage or unsecured loan
  • Ans. 

    A mortgage is a loan secured by real estate property, while an unsecured loan is not backed by collateral.

    • Mortgage: A loan where the borrower uses their property as collateral.

    • Unsecured loan: A loan that is not backed by collateral.

    • Mortgages typically have lower interest rates compared to unsecured loans.

    • Examples of unsecured loans include personal loans and credit card debt.

    • If a borrower defaults on a mortgage, the le...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Knowledge
Attitude
How to explore ourselves
Mortgage/unsecured loan
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily

I applied via Referral and was interviewed in Dec 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Work profile, experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Bangalore ACM and HR taken the interview short listed they offered and i accept that offer but they didnt realize the offer latter

I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All financial questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

I applied via Referral and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. How big team are you handling and how do you manage them.
  • Q2. There is 5 sub staff in my team and i gave work as to there competitiveness.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and honest to interviewer no exaggerating need.Interviewer just check you knowledge and how would you handle different situation?

Interview Questionnaire 

1 Question

  • Q1. Self induction

Muthoot Housing Finance Company Interview FAQs

How many rounds are there in Muthoot Housing Finance Company Branch Manager interview?
Muthoot Housing Finance Company interview process usually has 3 rounds. The most common rounds in the Muthoot Housing Finance Company interview process are Resume Shortlist, HR and Group Discussion.
How to prepare for Muthoot Housing Finance Company Branch Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Muthoot Housing Finance Company. The most common topics and skills that interviewers at Muthoot Housing Finance Company expect are Sales, Business Development, Team Management, Area Management and Lead Generation.

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Muthoot Housing Finance Company Branch Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more
Muthoot Housing Finance Company Branch Manager Salary
based on 59 salaries
₹2.7 L/yr - ₹8 L/yr
38% less than the average Branch Manager Salary in India
View more details

Muthoot Housing Finance Company Branch Manager Reviews and Ratings

based on 20 reviews

3.8/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.9

Salary

3.0

Job security

3.4

Company culture

3.8

Promotions

3.5

Work satisfaction

Explore 20 Reviews and Ratings
Relationship Manager
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₹2 L/yr - ₹4.5 L/yr

Branch Manager
59 salaries
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₹2.7 L/yr - ₹8 L/yr

Branch Credit Manager
27 salaries
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₹3 L/yr - ₹6.8 L/yr

Relationship Officer
26 salaries
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₹1.7 L/yr - ₹3.5 L/yr

Credit Manager
22 salaries
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₹2.8 L/yr - ₹7.8 L/yr

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