Motilal Oswal Financial Services Interview Questions, Process, and Tips

Duration 30 minitis, topic- investment products

Q1. Invest details and future and options
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Q2. What is future and option
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Future and option are financial instruments that derive their value from an underlying asset.
• Future contracts obligate the buyer to purchase an asset at a specific price on a future date.

• Option contracts give the buyer the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time period.

• Both futures and options are commonly used for hedging, speculation, and arbitrage in fi
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Q3. What is systematic investment plan
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Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds to benefit from rupee cost averaging.
• SIP involves investing a fixed amount at regular intervals, usually monthly

• Investors benefit from rupee cost averaging, buying more units when prices are low and fewer units when prices are high

• SIP helps in disciplined investing and reduces the impact of market volatility

• Popular way fo
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Q4. What is mutal fund
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A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities, managed by a professional fund manager.
• Mutual funds pool money from multiple investors to invest in a diversified portfolio of securities.

• Investors buy shares of the mutual fund, which represent a portion of the holdings in the fund.

• Mutual funds are managed by professional fund managers who make investment dec...read more
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Q5. Details about portfoliyo investment plan
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Q1. What is Gradient Descents?
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Gradient descent is an optimization algorithm used to minimize a function by iteratively moving in the direction of steepest descent.
• Gradient descent is used to find the minimum of a function by taking steps proportional to the negative of the gradient at the current point.

• It is commonly used in machine learning to optimize the parameters of a model by minimizing the loss function.

• There are different variants of gradie...read more
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Q2. What is LSTM?, and what are the gates in it?
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LSTM (Long Short-Term Memory) is a type of recurrent neural network designed to handle long-term dependencies.
• LSTM has three gates: input gate, forget gate, and output gate.

• Input gate controls the flow of information into the cell state.

• Forget gate decides what information to discard from the cell state.

• Output gate determines the output based on the cell state.
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Q3. They gave me a link to dataset and started saying the operations to apply on that. E.g, value_counts, null_values, fill the values with mean,etc.
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Q4. What is t-test? What is Mean, Median and Mode and where to use these?
Ans. 
T-test is a statistical test used to determine if there is a significant difference between the means of two groups.
• Mean is the average of a set of numbers, median is the middle value when the numbers are ordered, and mode is the most frequently occurring value.

• Mean is sensitive to outliers, median is robust to outliers, and mode is useful for categorical data.

• T-test is used to compare means of two groups, mean is used...read more
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Q5. What is RANDOM FOREST ?
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Random Forest is an ensemble learning method used for classification and regression tasks.
• Random Forest is a collection of decision trees that are trained on random subsets of the data.

• Each tree in the forest makes a prediction, and the final prediction is the average (regression) or majority vote (classification) of all trees.

• Random Forest helps reduce overfitting and improve accuracy compared to a single decision tre...read more
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Q1. What are derivatives?
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Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Derivatives can be used for hedging, speculation, or arbitrage.

• Common types of derivatives include options, futures, forwards, and swaps.

• For example, a stock option gives the holder the right to buy or sell a stock at a specified price within a certain time frame.
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Q2. Difference between futures and options
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Futures are contracts to buy or sell assets at a specified price on a future date, while options give the holder the right but not the obligation to buy or sell assets at a specified price within a certain time frame.
• Futures involve an obligation to buy or sell the underlying asset at a specified price on a future date, while options provide the holder with the right but not the obligation to buy or sell the asset at a...read more
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Q1. About salary expectations etc
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Q1. What about you?
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Q2. How many years of experience in Home loan and Lap
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