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Light Microfinance Branch Credit Manager Interview Questions and Answers

Updated 26 Sep 2024

Light Microfinance Branch Credit Manager Interview Experiences

2 interviews found

Branch Credit Manager Interview Questions & Answers

user image Sorabh Bhargav

posted on 26 Sep 2024

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Ok and satisfy and positive
  • Q2. Ok and satisfy and positive done

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Interview Questionnaire 

3 Questions

  • Q1. How to verify house
  • Ans. 

    To verify a house, one can use various methods such as conducting a physical inspection, checking property records, and verifying ownership documents.

    • Conduct a physical inspection of the house to ensure its condition and authenticity.

    • Check property records at the local government office or online to verify ownership details and any existing liens or encumbrances.

    • Verify ownership documents such as title deeds, sale agre...

  • Answered by AI
  • Q2. How to Yourself represent the customer
  • Ans. 

    Representing the customer requires empathy, active listening, and a willingness to understand their needs and concerns.

    • Put yourself in the customer's shoes

    • Listen actively to their concerns and needs

    • Ask questions to clarify their situation

    • Be empathetic and understanding

    • Provide solutions that meet their needs

  • Answered by AI
  • Q3. What type of clothes should wear in company

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

  • Answered by AI
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
  • Q2. Grip on work and product also team handles

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - below mention 

(4 Questions)

  • Q1. Privious experiance
  • Q2. Family background
  • Q3. How do to Your pd and cam prperation
  • Q4. U r family status and backgriunds

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask privious employment How do under Writing experiance an then next Your family back ground details
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Typing Test 

(2 Questions)

  • Q1. Not asking for everyone
  • Q2. Based on situation only, would be take car upto 12 Months repayment customer
Round 3 - Case Study 

Working capital gap? Can explain in detail

Interview Preparation Tips

Interview preparation tips for other job seekers - Self introduction
Basic norms of credit Role
Bank statement analysis
Working capital means? Gap 3 types
ITR brief explain
If Branch manager/Sales team forcing high loan then wt u do???
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Rbi guidelines and about NBFC BANKING ETC
Round 2 - HR 

(1 Question)

  • Q1. Personal information

I applied via Recruitment Consulltant and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Discuss current organization and work, responsibility and, other daily task work underwriting.
  • Q2. Job responsibility, current job working, underwriting credit process, and other branch related work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Comunication, discuss current CTC, and job responsibility, other credit related work, credit underwriting.
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Works details regarding affordable HL and LAP
  • Q2. PD UNDERWRITING DECISION SANCTIONING DISBURSEMENT
Round 3 - HR 

(1 Question)

  • Q1. Notice and salary CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Bad working behavior

I applied via Walk-in and was interviewed in Oct 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. How will I manage work as job profile Branch Credit Manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Grabs all knowledge about the company, products, goals & about the work profile.

I applied via Referral and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If you have experience interview nathing to asked about your work profile but, they obersving your hounesty and hardworking and how hounest about our work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is just about observation and mutually understading about seriours and juniors, sernior always obesrved interactuality about work.

Light Microfinance Interview FAQs

How many rounds are there in Light Microfinance Branch Credit Manager interview?
Light Microfinance interview process usually has 1 rounds. The most common rounds in the Light Microfinance interview process are One-on-one Round.
What are the top questions asked in Light Microfinance Branch Credit Manager interview?

Some of the top questions asked at the Light Microfinance Branch Credit Manager interview -

  1. How to Yourself represent the custom...read more
  2. How to verify ho...read more
  3. Ok and satisfy and positive d...read more

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Light Microfinance Branch Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more
Light Microfinance Branch Credit Manager Salary
based on 36 salaries
₹2 L/yr - ₹5 L/yr
32% less than the average Branch Credit Manager Salary in India
View more details

Light Microfinance Branch Credit Manager Reviews and Ratings

based on 13 reviews

4.4/5

Rating in categories

3.9

Skill development

4.0

Work-life balance

4.3

Salary

3.9

Job security

4.3

Company culture

4.3

Promotions

4.3

Work satisfaction

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