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Vistaar Finance Branch Credit Manager Interview Questions and Answers

Updated 29 Nov 2022

Vistaar Finance Branch Credit Manager Interview Experiences

1 interview found

I applied via Recruitment Consulltant and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Discuss current organization and work, responsibility and, other daily task work underwriting.
  • Q2. Job responsibility, current job working, underwriting credit process, and other branch related work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Comunication, discuss current CTC, and job responsibility, other credit related work, credit underwriting.

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. There are asking to me first .me & my family background, also checking my work experience stability of job ,company detail where you go for interview products knowledge most important thing your body lang...

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is finance Company
  • Ans. 

    A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.

    • Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.

    • They may also offer leasing and financing options for businesses to acquire equipment and vehicles.

    • Examples of finance companies include American Express, Capital On...

  • Answered by AI
  • Q2. What is your work in this company
  • Q3. To whom will you give loan on what terms?
  • Ans. 

    I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.

    • I will consider credit score and payment history of the borrower

    • I will also look at the borrower's income and employment stability

    • For businesses, I will consider their financial statements and business plan

    • I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness

    • I will...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion with senior

Round 2 - HR 

(2 Questions)

  • Q1. Question related to salary package
  • Q2. Question related to notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Working here has been a disastrous experience due to the company's terrible work culture and environment, characterized by significant work pressure and a lack of recognition for accomplishments; it is primarily sales-oriented.

Credit Manager Interview Questions & Answers

Tata Capital user image Amit Kumar Agrawal

posted on 27 Mar 2024

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. About credit policy Working hours
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(4 Questions)

  • Q1. Credit related questions
  • Q2. Loan sanction process
  • Q3. Basic requirements
  • Q4. Client visit plan and discussion with regard to business and risk involved

Interview Preparation Tips

Interview preparation tips for other job seekers - Normal credit interview questions
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous job roles
  • Ans. 

    I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.

    • Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.

    • Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.

    • Credit Supervisor role involved overseeing a team of credit analysts and col...

  • Answered by AI
Round 1 - One-on-one 

Interview Preparation Tips

Topics to prepare for Tata Capital Credit Manager interview:
  • Financial Analysis
Interview preparation tips for other job seekers - As working in Tata you should be very true type of person. Tata always select those who is generous and innocent.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How much experience in field
  • Ans. 

    I have 8 years of experience in the field of credit management.

    • I have worked in various roles within credit management for the past 8 years.

    • I have experience in assessing creditworthiness, setting credit limits, and managing collections.

    • I have successfully reduced bad debt and improved cash flow in previous roles.

    • I am familiar with credit risk analysis and compliance with regulations.

    • I have a proven track record of bui...

  • Answered by AI
  • Q2. What is your expectations
  • Ans. 

    I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

    • Utilize analytical skills to assess credit risk

    • Make informed decisions based on data analysis

    • Implement strategies to minimize credit losses

    • Maintain strong relationships with clients and vendors

  • Answered by AI
  • Q3. No need to interview
  • Q4. No need to interview now
  • Q5. Have good knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.

Vistaar Finance Interview FAQs

How many rounds are there in Vistaar Finance Branch Credit Manager interview?
Vistaar Finance interview process usually has 2 rounds. The most common rounds in the Vistaar Finance interview process are Resume Shortlist and HR.

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Vistaar Finance Branch Credit Manager Salary
based on 30 salaries
₹3.5 L/yr - ₹7.5 L/yr
At par with the average Branch Credit Manager Salary in India
View more details

Vistaar Finance Branch Credit Manager Reviews and Ratings

based on 12 reviews

3.2/5

Rating in categories

3.6

Skill development

3.1

Work-life balance

3.4

Salary

3.4

Job security

3.1

Company culture

3.3

Promotions

3.1

Work satisfaction

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