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Vistaar Finance Branch Credit Manager Interview Questions and Answers

Updated 29 Nov 2022

Vistaar Finance Branch Credit Manager Interview Experiences

1 interview found

I applied via Recruitment Consulltant and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Discuss current organization and work, responsibility and, other daily task work underwriting.
  • Q2. Job responsibility, current job working, underwriting credit process, and other branch related work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Comunication, discuss current CTC, and job responsibility, other credit related work, credit underwriting.

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Type ratio DSCr and debt to equity ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls read and understand about all ratio before going for interview

I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Visit related to different cases, HL & LAP cases details, Information related to property paper chain

Interview Preparation Tips

Interview preparation tips for other job seekers - You are aware of the field you are going to,
Know about that company, what work is being done there
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.

Interview Questionnaire 

3 Questions

  • Q1. How to calculate loan eligibility
  • Ans. 

    Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

    • Determine the borrower's income and employment stability

    • Check the borrower's credit score and credit history

    • Calculate the borrower's debt-to-income ratio

    • Consider the loan amount and term

    • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

  • Answered by AI
  • Q2. How many years of search required
  • Ans. 

    The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

    • The required years of experience may vary depending on the company's size and industry.

    • The complexity of the job may also affect the required years of experience.

    • Some companies may require a minimum of 3-5 years of experience, while others may require more.

    • Experience in credit analy...

  • Answered by AI
  • Q3. LTV calculation

Interview Preparation Tips

Interview preparation tips for other job seekers - Go positively
Give your best
Go through company rate of interest
Profile related knowledge

I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All financial questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Product related question. CIBIL and Finance related.
  • Q2. Dont worry you will crack it.
  • Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
  • Q4. Why you want to move to NBFC and what are your expectations

I applied via Referral and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If you have experience interview nathing to asked about your work profile but, they obersving your hounesty and hardworking and how hounest about our work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is just about observation and mutually understading about seriours and juniors, sernior always obesrved interactuality about work.

Vistaar Finance Interview FAQs

How many rounds are there in Vistaar Finance Branch Credit Manager interview?
Vistaar Finance interview process usually has 2 rounds. The most common rounds in the Vistaar Finance interview process are Resume Shortlist and HR.

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Vistaar Finance Branch Credit Manager Salary
based on 37 salaries
₹3.5 L/yr - ₹7.5 L/yr
7% more than the average Branch Credit Manager Salary in India
View more details

Vistaar Finance Branch Credit Manager Reviews and Ratings

based on 11 reviews

2.6/5

Rating in categories

3.1

Skill development

2.5

Work-life balance

2.9

Salary

2.9

Job security

2.6

Company culture

2.8

Promotions

2.6

Work satisfaction

Explore 11 Reviews and Ratings
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