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Vistaar Finance Branch Credit Manager Interview Questions and Answers

Updated 29 Nov 2022

Vistaar Finance Branch Credit Manager Interview Experiences

1 interview found

Branch Credit Manager Interview Questions & Answers

user image Anonymous

posted on 16 Nov 2022

I applied via Recruitment Consulltant and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Discuss current organization and work, responsibility and, other daily task work underwriting.
    • Add your answer
  • Q2. Job responsibility, current job working, underwriting credit process, and other branch related work.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Comunication, discuss current CTC, and job responsibility, other credit related work, credit underwriting.

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Interview Tips & Stories
1w
mrstorm
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works at
Wipro
90 days notice period
"Hi everyone, I have a 90-day notice period and actively seeking new job opportunities. However, I haven't received any interview calls yet due to this notice period. I would appreciate any advice on how to navigate this situation. Additionally, if I update my profile to indicate that I am serving my notice period (even though I’m not), how should I handle questions regarding this during interviews? Any guidance or referrals would be greatly appreciated.I am looking for opportunities in ad tech field now.Thank you!"
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Interview questions from similar companies

Credit Manager Interview Questions & Answers

Shubham Housing Development Finance user image Anonymous

posted on 15 Nov 2021

Interview Questionnaire 

3 Questions

  • Q1. How to calculate loan eligibility
  • Ans. 

    Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

    • Determine the borrower's income and employment stability

    • Check the borrower's credit score and credit history

    • Calculate the borrower's debt-to-income ratio

    • Consider the loan amount and term

    • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

    • Answered by AI
    View 4 more answers
  • Q2. How many years of search required
  • Ans. 

    The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

    • The required years of experience may vary depending on the company's size and industry.

    • The complexity of the job may also affect the required years of experience.

    • Some companies may require a minimum of 3-5 years of experience, while others may require more.

    • Experience in credit analy...

    • Answered by AI
    Add your answer
  • Q3. LTV calculation
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Go positively
Give your best
Go through company rate of interest
Profile related knowledge

Credit Manager Interview Questions & Answers

Shubham Housing Development Finance user image Anonymous

posted on 3 Jul 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
    • Add your answer
  • Q2. Work experience
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement

Credit Manager Interview Questions & Answers

PNB Housing Finance user image Anonymous

posted on 4 Jan 2022

Interview Questionnaire 

1 Question

  • Q1. Type ratio DSCr and debt to equity ratio
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls read and understand about all ratio before going for interview

Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Panjari Chandrakant

posted on 4 Dec 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
    • Add your answer
  • Q2. Product knowledge
    • Add your answer
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
    • Add your answer
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.

Credit Manager Interview Questions & Answers

Bajaj Housing Finance user image Anand Kumar

posted on 22 Feb 2024

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
    • Add your answer
  • Q2. Why you want to change job
    • Add your answer
  • Q3. What's your hobbies
    • Add your answer
  • Q4. Weakness and strength
    • Add your answer
  • Q5. Your notice period
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily

Credit Manager Interview Questions & Answers

Bajaj Housing Finance user image Anonymous

posted on 7 Jul 2021

I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All financial questions
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good

Credit Manager Interview Questions & Answers

Kotak Mahindra Prime user image Anonymous

posted on 25 Jan 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Product related question. CIBIL and Finance related.
    • Add your answer
  • Q2. Dont worry you will crack it.
    • Add your answer
  • Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
    • Add your answer
  • Q4. Why you want to move to NBFC and what are your expectations
    • Add your answer

Credit Manager Interview Questions & Answers

Kogta Financial India Limited user image Anonymous

posted on 10 Jan 2021

I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Visit related to different cases, HL & LAP cases details, Information related to property paper chain
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - You are aware of the field you are going to,
Know about that company, what work is being done there

Branch Credit Manager Interview Questions & Answers

Bajaj Housing Finance user image Anonymous

posted on 17 Jun 2020

I applied via Referral and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If you have experience interview nathing to asked about your work profile but, they obersving your hounesty and hardworking and how hounest about our work.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is just about observation and mutually understading about seriours and juniors, sernior always obesrved interactuality about work.
More about working at Vistaar Finance
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#2 Best Mid-Sized Financial Services Company - 2022

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#13 Best Mid-Sized Company

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#1 Best Mid-Sized Financial Services Company - 2021

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Vistaar Finance Interview FAQs

How many rounds are there in Vistaar Finance Branch Credit Manager interview?
Vistaar Finance interview process usually has 2 rounds. The most common rounds in the Vistaar Finance interview process are Resume Shortlist and HR.

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Vistaar Finance Branch Credit Manager Salary
based on 35 salaries
₹3.5 L/yr - ₹7.5 L/yr
7% more than the average Branch Credit Manager Salary in India
View more details

Vistaar Finance Branch Credit Manager Reviews and Ratings

based on 11 reviews

2.6/5

Rating in categories

3.1

Skill development

2.5

Work-life balance

2.9

Salary

2.9

Job security

2.6

Company culture

2.8

Promotions

2.6

Work satisfaction

Explore 11 Reviews and Ratings
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