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Light Microfinance Branch Credit Manager Interview Questions and Answers

Updated 9 Mar 2025

Light Microfinance Branch Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025.

Round 1 - Aptitude Test 

About yourself and introduce about you.

Round 2 - HR 

(2 Questions)

  • Q1. Credit related question
  • Q2. Personal discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - No feedback tips and overall statisfy

Branch Credit Manager Interview Questions & Answers

user image Sorabh Bhargav

posted on 26 Sep 2024

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Ok and satisfy and positive
  • Q2. Ok and satisfy and positive done

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Interview Questionnaire 

3 Questions

  • Q1. How to verify house
  • Ans. 

    To verify a house, one can use various methods such as conducting a physical inspection, checking property records, and verifying ownership documents.

    • Conduct a physical inspection of the house to ensure its condition and authenticity.

    • Check property records at the local government office or online to verify ownership details and any existing liens or encumbrances.

    • Verify ownership documents such as title deeds, sale agre...

  • Answered by AI
  • Q2. How to Yourself represent the customer
  • Ans. 

    Representing the customer requires empathy, active listening, and a willingness to understand their needs and concerns.

    • Put yourself in the customer's shoes

    • Listen actively to their concerns and needs

    • Ask questions to clarify their situation

    • Be empathetic and understanding

    • Provide solutions that meet their needs

  • Answered by AI
  • Q3. What type of clothes should wear in company

Interview questions from similar companies

I applied via Referral and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. If you have experience interview nathing to asked about your work profile but, they obersving your hounesty and hardworking and how hounest about our work.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is just about observation and mutually understading about seriours and juniors, sernior always obesrved interactuality about work.
Interview experience
2
Poor
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Works details regarding affordable HL and LAP
  • Q2. PD UNDERWRITING DECISION SANCTIONING DISBURSEMENT
Round 3 - HR 

(1 Question)

  • Q1. Notice and salary CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Bad working behavior

Interview Questionnaire 

1 Question

  • Q1. Reason for job, difference between product & expected ctc
  • Ans. 

    The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

    • I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.

    • I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.

    • I am excited ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

I applied via Naukri.com and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Alll Mortgage Credit , Disbursement value , avg ticket size ,

Interview Preparation Tips

Interview preparation tips for other job seekers - Jst if you are versed in mortgage you will easily crack

Interview Questionnaire 

3 Questions

  • Q1. How to calculate loan eligibility
  • Ans. 

    Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

    • Determine the borrower's income and employment stability

    • Check the borrower's credit score and credit history

    • Calculate the borrower's debt-to-income ratio

    • Consider the loan amount and term

    • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

  • Answered by AI
  • Q2. How many years of search required
  • Ans. 

    The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

    • The required years of experience may vary depending on the company's size and industry.

    • The complexity of the job may also affect the required years of experience.

    • Some companies may require a minimum of 3-5 years of experience, while others may require more.

    • Experience in credit analy...

  • Answered by AI
  • Q3. LTV calculation

Interview Preparation Tips

Interview preparation tips for other job seekers - Go positively
Give your best
Go through company rate of interest
Profile related knowledge

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Simple template only product questions
  • Q2. Simply finished, there is no hardly
  • Q3. There is no hard, easily good
  • Q4. Way of tata making the most beautiful
  • Ans. 

    The question is unclear and not related to credit management.

    • The question is not related to credit management and seems to be incomplete or irrelevant.

    • Without further context or clarification, it is impossible to provide a meaningful answer.

    • It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok, experience and skills knowledge based on HL and lap
Interview experience
3
Average
Difficulty level
Easy
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction your and family
  • Q2. Why r u joining my comoany and left last to last company with .....details
  • Ans. 

    I am joining your company because of its strong reputation in the industry and opportunities for growth. I left my last company due to limited advancement prospects.

    • Strong reputation of the company in the industry

    • Opportunities for growth and advancement

    • Limited advancement prospects in previous company

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - 1- All questions in your resume related ....
2- Market and dsa network knowledge..
3- legal and technical knowledge...
4- type of properties delhi / noida / ghaziabad/ faridabad/ gurgoan/ grater noida ...
5 - team handing knowledge
6- product and Programme knowledge.......product wise

Light Microfinance Interview FAQs

How many rounds are there in Light Microfinance Branch Credit Manager interview?
Light Microfinance interview process usually has 1-2 rounds. The most common rounds in the Light Microfinance interview process are One-on-one Round, Aptitude Test and HR.
What are the top questions asked in Light Microfinance Branch Credit Manager interview?

Some of the top questions asked at the Light Microfinance Branch Credit Manager interview -

  1. How to Yourself represent the custom...read more
  2. How to verify ho...read more
  3. Ok and satisfy and positive d...read more

Tell us how to improve this page.

Light Microfinance Branch Credit Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more
Light Microfinance Branch Credit Manager Salary
based on 30 salaries
₹2.4 L/yr - ₹4.5 L/yr
31% less than the average Branch Credit Manager Salary in India
View more details

Light Microfinance Branch Credit Manager Reviews and Ratings

based on 14 reviews

4.2/5

Rating in categories

3.6

Skill development

3.5

Work-life balance

4.4

Salary

3.4

Job security

3.8

Company culture

4.4

Promotions

3.8

Work satisfaction

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