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Jana Small Finance Bank Relationship Officer Interview Questions and Answers

Updated 10 May 2024

Jana Small Finance Bank Relationship Officer Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Group Discussion 

Collection & secure &Unsecured lone

Round 2 - Area head 

(1 Question)

  • Q1. Company is very good

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected
Round 1 - Group Discussion 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 2 - Group Discussion 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 3 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
Show more

Round 4 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 5 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Interview Preparation Tips

Interview preparation tips for other job seekers - Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Relationship Officer Interview Questions & Answers

Yes Bank user image MichaelGeorge MichaelGeorge

posted on 6 Oct 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Yes bank total employee working level
  • Q2. Yes Bank daily is target employee people, loans services target most importants
  • Q3. People are coming into for fast questions.Yes Bank
  • Q4. Employees starting stage
  • Q5. Yes Bank first Target people are money!

Interview Preparation Tips

Interview preparation tips for other job seekers - Importance money naver say people relationship only
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me What about your self
  • Ans. 

    I am a dedicated and empathetic Relationship Officer with a strong background in customer service and communication skills.

    • I have a Bachelor's degree in Business Administration

    • I have over 5 years of experience in customer service roles

    • I excel at building and maintaining relationships with clients

    • I am proficient in handling customer inquiries and resolving issues efficiently

  • Answered by AI
  • Q2. What is your goal
  • Ans. 

    My goal is to build strong relationships with clients, understand their needs, and provide excellent customer service.

    • Building strong relationships with clients

    • Understanding clients' needs

    • Providing excellent customer service

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. What about thing HDFC
  • Q2. Are you dedicated workers
  • Ans. 

    Yes, we are dedicated workers who strive to exceed expectations and achieve goals consistently.

    • We consistently meet deadlines and deliver high-quality work

    • We are proactive in seeking out opportunities for improvement

    • We are committed to the success of our team and organization

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am getting a job and serching
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Tell me something about yourself?
  • Ans. My Name is Kanhiya Kataria I leaving chhawla BSF New Delhi I am married my father is ex sarvice man Indian army my mother is housewife.
  • Answered Anonymously
  • Q2. Tell them about your education
  • Ans. My qualification BBA parsing one year hardware networking engineering certificate and digital marketing manager Facebook business manager Google Analytics 4 social media marketing manager email marketing from great learning academy certificate.
  • Answered Anonymously
  • Q3. Tell them about your experience
  • Q4. 5 year working experience fenesta Buildings systems job role HR Manager team leader lead generate menage showroom selles.
  • Q5. What is your weakness

Interview Preparation Tips

Interview preparation tips for other job seekers - Check your employee background and criminal cases and document and start your online interview video calling
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jul 2024.

Round 1 - One-on-one 

(1 Question)

  • Q1. Hr management for third party pay roll
  • Ans. 

    HR management for third party payroll involves overseeing the payroll process for employees who are not directly employed by the company.

    • Ensure accurate and timely processing of payroll for third party employees

    • Coordinate with third party vendors to address any payroll issues or discrepancies

    • Maintain confidentiality of payroll information for third party employees

    • Comply with legal and regulatory requirements related to...

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Hr management is third party pay roll not for job security

Interview Preparation Tips

Interview preparation tips for other job seekers - Hr management is good but customer service very bad
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - HR 

(6 Questions)

  • Q1. What is your emition for your future ?
  • Ans. 

    My ambition for the future is to become a successful Relationship Officer, helping clients build strong and lasting relationships with the organization.

    • To excel in customer service and communication skills

    • To develop a deep understanding of financial products and services

    • To build a strong network of clients and maintain long-term relationships

  • Answered by AI
  • Q2. What are the types of accounts in a bank ?
  • Ans. 

    Types of accounts in a bank include savings accounts, checking accounts, money market accounts, and certificates of deposit.

    • Savings accounts: Earn interest on deposited funds, typically used for long-term savings goals.

    • Checking accounts: Used for everyday transactions like paying bills and making purchases.

    • Money market accounts: Offer higher interest rates than savings accounts but may have higher minimum balance requi...

  • Answered by AI
  • Q3. What is personal loan?
  • Ans. 

    A personal loan is a type of unsecured loan that is issued by a bank or financial institution based on the borrower's creditworthiness.

    • Personal loans are typically used for various purposes such as debt consolidation, home improvements, or unexpected expenses.

    • They have fixed interest rates and repayment terms, and the borrower must make regular monthly payments until the loan is fully repaid.

    • Approval for a personal loa...

  • Answered by AI
  • Q4. Why are you interested this company
  • Ans. 

    I am interested in this company because of its strong reputation in the industry and its commitment to providing excellent customer service.

    • Strong reputation in the industry

    • Commitment to excellent customer service

    • Opportunities for growth and development

    • Innovative products and services

    • Positive company culture

  • Answered by AI
  • Q5. Do you prefer to work on your own or in a team
  • Ans. 

    I prefer working in a team as it allows for collaboration, diverse perspectives, and shared responsibilities.

    • I enjoy bouncing ideas off of others and working towards a common goal

    • Teamwork often leads to more creative solutions and better outcomes

    • I appreciate the support and camaraderie that comes with working in a team

    • In my previous role, I was part of a successful team that consistently exceeded targets

  • Answered by AI
  • Q6. What motivates you to work efficiently?
  • Ans. 

    I am motivated to work efficiently by setting clear goals, staying organized, and seeking opportunities for growth.

    • Setting clear goals helps me stay focused and motivated to achieve them

    • Staying organized allows me to manage my time effectively and prioritize tasks

    • Seeking opportunities for growth keeps me engaged and excited about my work, leading to increased efficiency

    • For example, in my previous role, I set a goal to ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - In field line a person have a good communication skill
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Normal interview for product related
  • Q2. Company policy norms
  • Ans. 

    Company policy norms refer to the rules and regulations set by the company for employees to follow.

    • Company policy norms outline acceptable behavior in the workplace

    • They often cover areas such as dress code, attendance, and communication

    • Employees are expected to adhere to these policies to maintain a positive work environment

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company & culture best market
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction done
  • Q2. Introduction excellent
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What is banking?
  • Ans. 

    Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.

    • Banking involves accepting deposits from customers and lending money to individuals and businesses.

    • Banks offer various financial products and services such as savings accounts, loans, credit cards, and investment options.

    • They also provide services like online banking, mobile banking, and ATM facilities...

  • Answered by AI

Jana Small Finance Bank Interview FAQs

How many rounds are there in Jana Small Finance Bank Relationship Officer interview?
Jana Small Finance Bank interview process usually has 2 rounds. The most common rounds in the Jana Small Finance Bank interview process are Group Discussion.
How to prepare for Jana Small Finance Bank Relationship Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Jana Small Finance Bank. The most common topics and skills that interviewers at Jana Small Finance Bank expect are Lap, Home Loans, housing loan, home finance and housing finance.

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Jana Small Finance Bank Relationship Officer Interview Process

based on 3 interviews

Interview experience

3.3
  
Average
View more
Jana Small Finance Bank Relationship Officer Salary
based on 99 salaries
₹1.2 L/yr - ₹3.2 L/yr
25% less than the average Relationship Officer Salary in India
View more details

Jana Small Finance Bank Relationship Officer Reviews and Ratings

based on 56 reviews

3.5/5

Rating in categories

3.1

Skill development

2.8

Work-life balance

3.2

Salary

3.3

Job security

2.8

Company culture

3.3

Promotions

2.8

Work satisfaction

Explore 56 Reviews and Ratings
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