IndusInd Bank Interview Questions, Process, and Tips

Q1. Kya kaam kiya hai?
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Basic banking related terms and work

Q1. How you will bring customers
Ans. 
I will bring customers by implementing targeted marketing strategies, providing exceptional customer service, and building strong relationships within the community.
• Implement targeted marketing strategies to reach potential customers

• Provide exceptional customer service to retain existing customers and attract new ones

• Build strong relationships within the community through networking events and partnerships

• Offer promoti...read more
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Q2. How will increase revenues
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I will increase revenues by implementing targeted marketing strategies, improving customer retention, and expanding product offerings.
• Implement targeted marketing strategies to reach new customers

• Improve customer retention through excellent service and loyalty programs

• Expand product offerings to attract a wider range of customers
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Q1. Salary expected
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My expected salary is based on my experience, skills, and the industry standard for Teller Authorisers.
• I have researched the average salary range for Teller Authorisers in this region.

• I am open to negotiation based on the overall compensation package offered.

• I am looking for a salary that reflects my qualifications and contributions to the role.

• I am seeking a competitive salary that aligns with my experience in the ban
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Q1. What is the disbursement process post login of a new customer
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The disbursement process post login of a new customer involves verifying the customer's information, approving the loan amount, and transferring the funds.
• Verify the customer's identity and information provided during the application process

• Approve the loan amount based on the customer's creditworthiness and financial status

• Transfer the approved funds to the customer's designated account

• Send a notification to the custo
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Q2. What is CERSAI and ROC filing
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CERSAI is a central registry for security interests in India. ROC filing refers to filing documents with the Registrar of Companies.
• CERSAI stands for Central Registry of Securitization Asset Reconstruction and Security Interest of India.

• It is a government initiative to maintain a registry of all security interests created in favor of banks and financial institutions.

• ROC filing refers to the process of submitting variou...read more
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Q3. How to deal with cases under consortium finance
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Dealing with cases under consortium finance involves coordinating with multiple lenders and ensuring proper communication and documentation.
• Establish clear communication channels with all consortium members

• Ensure all parties are aware of their responsibilities and obligations

• Coordinate meetings and discussions to address any issues or concerns

• Maintain accurate records and documentation for all transactions

• Monitor the p...read more
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Q1. Logistic regression loss function
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Q2. Step function in ML context
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Step function is a function that returns a constant value for a certain range of inputs.
• In machine learning, step functions are used as activation functions in neural networks.

• They are typically used in binary classification problems where the output is either 0 or 1.

• Examples include Heaviside step function and sigmoid step function.
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