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IndusInd Bank

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20+ MSME Technology Center Rohtak Interview Questions and Answers

Updated 8 Mar 2025
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Q1. When you do business, along with business, default will also come in the market. If there is a default, how will you control it and how will you get the default collected?

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Q2. What will you do from your end to develop the business in vehicle finance?

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Q3. What do you know about IndusInd Bank and vehicle finance?

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Q4. Indian market share of the bank which sector it was more growth?

Ans.

The bank's Indian market share has seen significant growth in the retail sector.

  • The retail sector has been the primary driver of growth for the bank in the Indian market.

  • The bank has focused on expanding its retail banking services and products to cater to the growing demand.

  • Increased consumer spending and rising middle-class population have contributed to the growth in the retail sector.

  • The bank has successfully captured a larger market share in retail banking compared to ot...read more

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Q5. what steps should bank follow to increase its customer base?

Ans.

Banks can increase their customer base by implementing various strategies.

  • Enhance customer experience through personalized services

  • Offer competitive interest rates and rewards programs

  • Improve digital banking services and mobile apps

  • Expand branch network and ATM accessibility

  • Provide financial education and literacy programs

  • Develop targeted marketing campaigns

  • Strengthen customer relationship management

  • Collaborate with fintech companies for innovative solutions

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Q6. Effect of demonetization in banking sector?

Ans.

Demonetization had a significant impact on the banking sector in India.

  • Increase in digital transactions

  • Rise in deposits

  • Temporary liquidity crunch

  • Shift towards cashless economy

  • Introduction of new banking services

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Q7. What is my AUM ( Asset under management )? Whats the portfolio size that i Handle?

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Q8. 7)How can you deal with customers, explain

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Q9. Scenario analysis of hedging products for exporter and importer.

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Q10. Speak about recent RBI regulations and their impacts.

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Q11. Above two roles persons develop the bank ?

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Q12. HR and RH s lead the bank in south side ?

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Q13. How you Do Business in Open Market?

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Q14. Which all tools are you handson

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Q15. Per sq. Ft. Rate for owner scope of work.

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Q16. Views on different currency pairs and economics.

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Q17. What is your working loans and sales

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Q18. Expectations from bank

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Q19. Best quality ant best selection

Ans.

The best quality refers to the highest standard of products or services, while the best selection refers to a wide range of options to choose from.

  • Best quality ensures superior performance, durability, and customer satisfaction.

  • Best selection offers customers a variety of choices to meet their specific needs and preferences.

  • Examples: Apple products are known for their high quality, while Amazon offers a wide selection of products from various brands.

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Q20. How how to export CTC

Ans.

Exporting CTC involves calculating the total cost of an employee to the company.

  • Calculate the employee's basic salary

  • Add any allowances or benefits provided by the company

  • Include any deductions such as taxes or insurance premiums

  • The final amount is the employee's CTC

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Q21. How to achievement target

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Q22. Finally design for a hr

Ans.

Designing a HR system involves creating processes and tools to manage employee recruitment, training, performance evaluation, and retention.

  • Identify the key HR functions that need to be addressed in the design

  • Develop a clear organizational structure for HR roles and responsibilities

  • Implement technology solutions for efficient HR management

  • Establish policies and procedures for employee recruitment, training, and performance evaluation

  • Create a feedback mechanism for continuous ...read more

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