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Indostar Capital Finance Credit Officer Interview Questions and Answers

Updated 28 Mar 2025

Indostar Capital Finance Credit Officer Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. What is the field of finance?
  • Q2. What are finite elements in finance companies?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company Norms

I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Work experience related
  • Q2. Technical knowledge related

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Don't be fake
Don't hesitate for ask for package

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

Interview questions from similar companies

I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Group Discussion 

First discussed Credit Manager and Second discussed with cluster credit manager

Round 2 - Case Study 

Cibil report review and came report and customer person discussion and gst and nip sheet banking

Interview Preparation Tips

Interview preparation tips for other job seekers - Your interview the most part of your experience

Interview Questionnaire 

1 Question

  • Q1. What is your ambition

I applied via Referral and was interviewed before Dec 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - Case Study 

SUPPOSE YOU HAVE TO FINANCE TRUCK TO A DRIVER PROFILE WHAT SHOULD BE CRITERIA FOR ELIGIBILITY - I ANSWERED AS HAVE MINIMUM EXPERIENCE OF 3 YEARS, SHOULD HAVE OWN HOUSE, SHOULD HAVE SOUND KNOWLEDGE OF MARKET WHERE HIS FLEET RUN, GOOD CIBIL SCORE, GOOD IF PROVIDES GUARANTOR

Round 3 - HR 

(2 Questions)

  • Q1. WHY WE SHOULD WE HIRE YOU?
  • Q2. WHY WOULD YOU LIKE TO JOIN MAS?

Interview Preparation Tips

Interview preparation tips for other job seekers - COME JOIN US, HAVE BRIGHT FUTURE HERE. ITS 27 YEARS OLD ORGANISATION HAVE GOOD WORKING CAPITAL

Interview Questionnaire 

1 Question

  • Q1. About current role

Interview Questionnaire 

3 Questions

  • Q1. Current job
  • Q2. Current ctc
  • Ans. 

    My current CTC is $60,000 per annum.

    • My current CTC is $60,000 per annum.

    • I am currently earning $5,000 per month.

    • My current salary package is $60,000 per year.

  • Answered by AI
  • Q3. Experience
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Case Study 

Credit policy and case analysis

I applied via Recruitment Consultant and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

14 Questions

  • Q1. The first question was, tell me about yourself.
  • Q2. Then where you used to work what was the work that you used to work according to the policy
  • Q3. Fir aap agr gramin me loan kro ge to waha kese log hote h un ki income ka koi docoment nhi hota h to aap kese us ki income dekho ge or aap kin kin bato ka dhyan rkho ge
  • Q4. If a farmer does farming, then how will you get his income, then I told that he will take the value of the crop which is harvested from his land and then he sold it in the market.
  • Q5. If his crop comes in 6 months, after seeing the bill of 1 year, he will take out that confeda and then give loan to him.
  • Ans. 

    The statement is unclear and needs clarification.

    • The question needs to be rephrased for better understanding.

    • It is unclear what 'confeda' means in this context.

    • More information is needed about the borrower's creditworthiness and repayment history.

    • The loan officer should assess the borrower's ability to repay the loan based on their income and expenses.

    • The loan officer should also consider the risks associated with lend

  • Answered by AI
  • Q6. Rest of the general information you should know about the department in which you are applying.
  • Q7. And you need to be confident
  • Q8. How to answer your question Question: Answering you the same way: Do not add something to B:
  • Q9. You must have that Confidence and Attitude in your voice for the post you are applying for.
  • Q10. That's my only advice
  • Q11. The rest of the field you are going to be aware of.
  • Q12. And I told you that you have to go to another branch for some reason, so I did not say yes because it happens in very less chance.
  • Q13. Mahindra good company
  • Q14. I am looking for job in mahindra

Interview Preparation Tips

Interview preparation tips for other job seekers - Whether your video is calling or face to face, take care of dressing

Indostar Capital Finance Interview FAQs

How many rounds are there in Indostar Capital Finance Credit Officer interview?
Indostar Capital Finance interview process usually has 1-2 rounds. The most common rounds in the Indostar Capital Finance interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in Indostar Capital Finance Credit Officer interview?

Some of the top questions asked at the Indostar Capital Finance Credit Officer interview -

  1. What are finite elements in finance compani...read more
  2. What is the field of finan...read more
  3. Technical knowledge rela...read more

Tell us how to improve this page.

Indostar Capital Finance Credit Officer Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more
Indostar Capital Finance Credit Officer Salary
based on 14 salaries
₹2 L/yr - ₹4.5 L/yr
9% less than the average Credit Officer Salary in India
View more details

Indostar Capital Finance Credit Officer Reviews and Ratings

based on 7 reviews

4.8/5

Rating in categories

4.6

Skill development

4.7

Work-life balance

4.6

Salary

4.5

Job security

4.6

Company culture

4.7

Promotions

4.6

Work satisfaction

Explore 7 Reviews and Ratings
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Area Credit Manager
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₹5.8 L/yr - ₹16 L/yr

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