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MAS Financial Services
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MAS Financial Services Credit Officer Interview Questions, Process, and Tips
Top MAS Financial Services Credit Officer Interview Questions and Answers
- Q1. How to assess cashflow n liquidity
- Q2. Bank vs NBFC differences
- Q3. Current ctc
MAS Financial Services Credit Officer Interview Experiences
8 interviews found
Anonymous
I applied via Approached by Company and was interviewed in Sep 2022. There were 3 interview rounds.
(2 Questions)
- Q1. Bank vs NBFC differences
- Ans.
Banks are regulated by RBI, while NBFCs are regulated by Companies Act. Banks can accept demand deposits, while NBFCs cannot.
Banks are financial institutions that are regulated by the Reserve Bank of India (RBI), while Non-Banking Financial Companies (NBFCs) are regulated by the Companies Act.
Banks can accept demand deposits, while NBFCs cannot.
Banks can issue cheques and demand drafts, while NBFCs cannot.
Banks can off...
- Q2. How to assess cashflow n liquidity
- Ans.
Assessing cashflow and liquidity involves analyzing financial statements and ratios to determine the ability of a company to meet its financial obligations.
Reviewing cash flow statements to determine the inflow and outflow of cash
Analyzing liquidity ratios such as current ratio and quick ratio
Assessing the company's ability to generate cash through operations
Evaluating the company's debt-to-equity ratio and debt servic...
(1 Question)
- Q1. Basic knowledge of background check of company n various loan products offered by nbfcs
Interview Preparation Tips
Be in formal attire and read about recent nbfc frauds n fintech related rbi guidelines.
Interview Questionnaire
3 Questions
- Q1. They just want low cost employee that's it.
- Q2. No questions asked. They will simply ask kab join karoge??
- Q3. Chutti wutti nahi milegi. Kaam karna padega 9 baje tak .
Interview Preparation Tips
Purely DESI
I applied via Walk-in and was interviewed in Mar 2022. There were 3 interview rounds.
Credit Apprisal, Process of Loan disbursement, KYC DOCUMENTS VERIFICATION
(2 Questions)
- Q1. Previous work experience
- Q2. Nananaanaananamamamamam
Interview Preparation Tips
(1 Question)
- Q1. Praise the company …thats it
Interview Preparation Tips
MAS Financial Services interview questions for designations
I applied via Approached by Company and was interviewed before Jul 2021. There were 2 interview rounds.
(3 Questions)
- Q1. Ms excell with branch handling
- Q2. About goals and business support view as per policy
- Q3. Credit policy overview
- Ans.
Credit policy overview refers to the guidelines and procedures set by a company to manage credit risk.
Credit policy overview outlines the criteria for granting credit to customers.
It includes the credit evaluation process, credit limits, and payment terms.
The policy also defines the consequences of defaulting on payments and the steps to be taken in case of delinquency.
For example, a company may have a policy of granti...
Interview Preparation Tips
I applied via Referral and was interviewed before Dec 2021. There were 3 interview rounds.
SUPPOSE YOU HAVE TO FINANCE TRUCK TO A DRIVER PROFILE WHAT SHOULD BE CRITERIA FOR ELIGIBILITY - I ANSWERED AS HAVE MINIMUM EXPERIENCE OF 3 YEARS, SHOULD HAVE OWN HOUSE, SHOULD HAVE SOUND KNOWLEDGE OF MARKET WHERE HIS FLEET RUN, GOOD CIBIL SCORE, GOOD IF PROVIDES GUARANTOR
(2 Questions)
- Q1. WHY WE SHOULD WE HIRE YOU?
- Q2. WHY WOULD YOU LIKE TO JOIN MAS?
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. Current job
- Q2. Current ctc
- Ans.
My current CTC is $60,000 per annum.
My current CTC is $60,000 per annum.
I am currently earning $5,000 per month.
My current salary package is $60,000 per year.
- Q3. Experience
Interview Questionnaire
1 Question
- Q1. About current role
Top trending discussions
Interview questions from similar companies
I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.
First discussed Credit Manager and Second discussed with cluster credit manager
Cibil report review and came report and customer person discussion and gst and nip sheet banking
Interview Preparation Tips
I applied via Referral and was interviewed before Mar 2020. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. About financial statements analysis.
- Q2. Importance of critical thinking process in unsecured lending.
- Ans.
Critical thinking is crucial in unsecured lending as it helps in assessing the borrower's creditworthiness and mitigating risks.
Critical thinking helps in analyzing the borrower's financial history and identifying any red flags.
It enables the credit officer to make informed decisions based on the borrower's creditworthiness and ability to repay the loan.
It helps in identifying potential risks and developing strategies ...
- Q3. What are the mandatory documents for Unsecured and secured lending?
- Ans.
Mandatory documents for unsecured and secured lending.
For unsecured lending, mandatory documents include identity proof, address proof, income proof, bank statements, and credit score.
For secured lending, mandatory documents include property documents, identity proof, address proof, income proof, bank statements, and credit score.
Additional documents may be required based on the type of loan and lender's policies.
Docum...
- Q4. What are the types of property documents in Deeds?
- Ans.
There are various types of property documents in Deeds, including title deeds, sale deeds, gift deeds, mortgage deeds, lease deeds, and power of attorney deeds.
Title deeds establish ownership of the property.
Sale deeds transfer ownership from the seller to the buyer.
Gift deeds transfer ownership as a gift.
Mortgage deeds are used to secure a loan against the property.
Lease deeds establish a lease agreement between the o...
MAS Financial Services Interview FAQs
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MAS Financial Services Interviews By Designations
- MAS Financial Services Credit Officer Interview Questions
- MAS Financial Services Relationship Officer Interview Questions
- MAS Financial Services Legal Officer Interview Questions
- MAS Financial Services Branch Manager Interview Questions
- MAS Financial Services Regional Manager Interview Questions
- MAS Financial Services Regional HR Interview Questions
- MAS Financial Services HR Executive Interview Questions
- MAS Financial Services Business Analyst Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Credit Processing Associate Interview Questions
- Senior Manager Credit Interview Questions
- Show more
MAS Financial Services Credit Officer Interview Process
based on 2 interviews
1 Interview rounds
- Resume Shortlist Round
Credit Officer Interview Questions from Similar Companies
MAS Financial Services Credit Officer Reviews and Ratings
based on 52 reviews
Rating in categories
|
Branch Manager
204
salaries
|  ₹2.5 L/yr - ₹10 L/yr |
|
Sales Manager
159
salaries
| ₹1.7 L/yr - ₹6.7 L/yr |
|
Credit Officer
112
salaries
| ₹1.5 L/yr - ₹5 L/yr |
|
Area Sales Manager
105
salaries
| ₹2.6 L/yr - ₹10 L/yr |
|
Relationship Officer
48
salaries
| ₹1 L/yr - ₹3.5 L/yr |
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