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MAS Financial Services
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Personal loans are unsecured loans that can be used for various purposes.
Personal loans are not backed by collateral
Interest rates on personal loans are usually higher than secured loans
Personal loans can be used for debt consolidation, home improvement, medical expenses, etc.
The loan amount and interest rate depend on the borrower's credit score and income
Repayment terms for personal loans are usually fixed and range
Documents required for personal loan
Identity proof (Aadhaar card, passport, driving license)
Address proof (utility bills, rental agreement, voter ID)
Income proof (salary slips, bank statements, ITR)
Employment proof (offer letter, appointment letter, experience letter)
Loan application form
Passport size photographs
I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.
I applied via Walk-in and was interviewed in Jun 2022. There were 2 interview rounds.
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I applied via Referral and was interviewed in May 2021. There was 1 interview round.
I appeared for an interview before Sep 2016.
Sales & Marketing involves promoting and selling products or services to customers.
Sales is the process of directly selling products or services to customers.
Marketing is the broader process of promoting and creating awareness about products or services.
Sales focuses on closing deals and generating revenue, while marketing focuses on building brand awareness and attracting potential customers.
Sales involves personal in...
Repo rate is the rate at which the central bank lends money to commercial banks.
Repo rate stands for repurchase rate.
It is used by central banks to control inflation and liquidity in the economy.
When the repo rate is increased, borrowing becomes more expensive, leading to reduced liquidity.
Conversely, when the repo rate is decreased, borrowing becomes cheaper, leading to increased liquidity.
For example, if the repo rat...
I applied via Naukri.com and was interviewed in Apr 2020. There was 1 interview round.
posted on 15 Jul 2021
I applied via Walk-in
posted on 2 Dec 2023
I applied via Campus Placement and was interviewed in Nov 2023. There were 2 interview rounds.
I have 5 years of experience as a Relationship Officer in a leading bank.
Managed a portfolio of high net worth clients, providing personalized financial solutions
Developed and maintained strong relationships with clients, resulting in increased customer satisfaction and retention
Identified and pursued new business opportunities, resulting in a 20% growth in client base
Collaborated with cross-functional teams to ensure ...
posted on 4 Aug 2023
I applied via Referral and was interviewed in Jul 2023. There were 3 interview rounds.
Gold loan is a type of secured loan where customers pledge their gold jewelry as collateral to borrow money.
Explain the benefits of gold loans such as lower interest rates compared to unsecured loans.
Highlight the quick processing and minimal documentation required for gold loans.
Emphasize the safety of the customer's gold jewelry while it is in the possession of the lender.
Provide examples of flexible repayment option...
What is gold loan and how to convert coustomer in gold loan
I applied via Referral and was interviewed before Oct 2023. There was 1 interview round.
based on 41 reviews
Rating in categories
Branch Manager
204
salaries
| ₹2.1 L/yr - ₹10 L/yr |
Sales Manager
150
salaries
| ₹1.7 L/yr - ₹6.7 L/yr |
Credit Officer
116
salaries
| ₹2 L/yr - ₹5 L/yr |
Area Sales Manager
106
salaries
| ₹2.6 L/yr - ₹10 L/yr |
Relationship Officer
48
salaries
| ₹1 L/yr - ₹3.5 L/yr |
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