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IDFC FIRST Bank
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IDFC FIRST Bank Authoriser Interview Questions and Answers for Experienced
IDFC FIRST Bank Authoriser Interview Experiences for Experienced
1 interview found
Interview Questionnaire
1 Question
- Q1. Asking about operations and sales.
Top trending discussions
Interview questions from similar companies
(2 Questions)
- Q1. Tell me about yourself
- Q2. Previous job experience
Interview Preparation Tips
Branch Manager Interview Questions & Answers
Ujjivan Small Finance Bank
Anonymous
posted on 17 Jul 2023
Selected
I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.
(3 Questions)
- Q1. Experience and teem handle
- Q2. Better opportunity
- Q3. Carrier growth in system
- Ans.
Carrier growth in system refers to the development and advancement of employees within the organization.
Implementing career development programs and opportunities for employees to grow within the company
Providing training and mentorship programs to help employees enhance their skills and knowledge
Offering promotions and advancement opportunities based on performance and potential
Encouraging employees to set career goal
Interview Preparation Tips
(2 Questions)
- Q1. Self introduction
- Q2. Family introduction previous work
Credit Manager Interview Questions & Answers
Union Bank of India
SUMANTA SARKAR
posted on 17 Jun 2024
Selected
I applied via LinkedIn and was interviewed before Jun 2023. There was 1 interview round.
(2 Questions)
- Q1. What is DSCR and ISCR
- Ans.
DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.
DSCR measures a company's ability to pay its debt obligations with its operating income.
A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.
ISCR measures a company's ability to pay its interest expenses with its operating inco...
- Q2. LTV ratio in LAP
- Ans.
LTV ratio in LAP refers to the Loan to Value ratio in Loan Against Property.
LTV ratio is calculated by dividing the loan amount by the market value of the property.
It helps in determining the risk associated with the loan.
A lower LTV ratio indicates lower risk for the lender.
For example, if a property is valued at $500,000 and the loan amount is $300,000, the LTV ratio would be 60%.
Interview Preparation Tips
Skills evaluated in this interview
Selected
I applied via Walk-in and was interviewed in Dec 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Business achievement and explain your self
- Q2. All time assign KRA complete and qualified all contest
Question for relevant match role
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Sep 2021. There were 4 interview rounds.
Interview Questionnaire
5 Questions
- Q1. In how much time can you break even the branch in terms of profit?
- Ans.
It depends on various factors such as initial investment, market conditions, competition, and growth potential.
The break-even point can be calculated by dividing the total fixed costs by the contribution margin per unit.
Factors such as pricing strategy, marketing efforts, and operational efficiency can affect the break-even time.
It is important to analyze the market demand and competition to estimate the time required ...
- Q2. What would be your strategy for retail branch banking?
- Ans.
My strategy for retail branch banking would focus on customer experience, digitalization, and community engagement.
Invest in digital tools and platforms to enhance customer experience and convenience
Train staff to provide personalized and efficient service to customers
Engage with the local community through events and partnerships
Offer a range of products and services to meet diverse customer needs
Regularly gather feed...
- Q3. What do you know about branch banking operations?
- Ans.
Branch banking operations refer to the day-to-day activities of a bank branch, including customer service, account management, and financial transactions.
Branch banking operations involve managing customer accounts and providing financial services.
This includes tasks such as opening new accounts, processing deposits and withdrawals, and issuing loans.
Branches also handle customer inquiries and complaints, and may offer...
- Q4. What do you think about the interest rates and India's market?
- Ans.
Interest rates and India's market are closely related and impact each other.
Interest rates affect borrowing and lending, which in turn affects investment and economic growth.
Higher interest rates can attract foreign investment but can also lead to inflation.
Lower interest rates can encourage borrowing and spending but can also lead to currency depreciation.
India's market is influenced by global economic trends and dome...
- Q5. What is the latest Fed Bank update in US? How will it affect interest rates?
- Ans.
The latest Fed Bank update in the US is that the Federal Reserve has kept interest rates near zero and will continue to do so until 2023.
The Federal Reserve has kept interest rates near zero to support the economy during the pandemic.
The Fed has also pledged to continue buying bonds to keep credit flowing.
The decision was made during the September 2020 meeting of the Federal Open Market Committee.
The Fed's decision is ...
Interview Preparation Tips
(8 Questions)
- Q1. What are your salary expectations?
- Q2. What is your family background?
- Q3. Share details of your previous job.
- Q4. Why should we hire you?
- Q5. Why are you looking for a change?
- Q6. Where do you see yourself in 5 years?
- Q7. What are your strengths and weaknesses?
- Q8. Tell me about yourself.
(1 Question)
- Q1. No
Branch Head Interview Questions & Answers
Utkarsh Small Finance Bank
Anonymous
posted on 19 Feb 2022
(5 Questions)
- Q1. What is your family background?
- Q2. What are your salary expectations?
- Q3. Share details of your previous job.
- Q4. Tell me about yourself.
- Q5. Why are you looking for a change?
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed before Aug 2022. There were 4 interview rounds.
General knowledge, aptitude, English language and reasoning.
General banking topics like Npa recovery, Reverse Mortgage etc.
(1 Question)
- Q1. Anything can be asked.
Interview Preparation Tips
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IDFC FIRST Bank Authoriser Reviews and Ratings
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Rating in categories
|
Deputy Manager
2.2k
salaries
|  ₹2.4 L/yr - ₹10 L/yr |
|
Sales Officer
1.6k
salaries
| ₹1 L/yr - ₹5 L/yr |
|
Assistant Manager
1.6k
salaries
| ₹2 L/yr - ₹7.1 L/yr |
|
Manager
1.5k
salaries
| ₹3.5 L/yr - ₹12.3 L/yr |
|
Senior Officer
1.5k
salaries
| ₹1.9 L/yr - ₹5.5 L/yr |
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