ICICI Bank Deputy Manager II Interview Questions, Process, and Tips

How to work diffrent condition

Q1. Previous work related
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Q2. Experiance in banking sector
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Q1. Why internal audit
Ans. 
Internal audit helps ensure compliance, identify risks, and improve processes.
• Internal audit helps to ensure compliance with regulations and company policies.

• It helps identify risks and weaknesses in processes, allowing for improvements to be made.

• Internal audit provides assurance to stakeholders that the organization is operating effectively and efficiently.

• It can also help in detecting and preventing fraud within the...read more
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Q2. What are the checkpoints in kyc process
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Checkpoints in KYC process ensure compliance with regulations and verify customer identity.
• Collecting customer information (name, address, date of birth, etc.)

• Verifying documents (ID, proof of address, etc.)

• Screening for sanctions lists and politically exposed persons

• Risk assessment based on customer profile and transaction behavior

• Regularly updating customer information and conducting periodic reviews
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Q3. Will you be comfortable with one audit for four years
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Q1. Tell me yourself, how much is the experience,
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It was a phycometrix test will a list of question.

Q1. One on one interview with Higher leadership and HR Manager
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Q2. Over all experiance and past achievements
Ans. 
I have 10 years of experience in management roles and have achieved significant results in improving team performance and driving business growth.
• Managed a team of 20 employees and successfully increased productivity by 15% within 6 months.

• Implemented a new sales strategy that resulted in a 20% increase in revenue.

• Received the 'Manager of the Year' award for consistently exceeding targets and delivering exceptional res...read more
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Q3. Do you have Experience in sales
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Yes, I have experience in sales.
• I have worked as a sales representative for two years.

• During my time as a sales representative, I consistently exceeded my sales targets.

• I have experience in both B2B and B2C sales.

• I am familiar with various sales techniques and strategies, such as cold calling, networking, and relationship building.

• I have successfully closed several major deals, including securing a contract with a larg
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Q4. All sort of situation based questions related to people and performance management.
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Q1. Basic Introduction Reason to show interest in the profile Stability check General question about future plans and family
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Q1. 1. Excess measure to verify corporate account details apart from scrutiny of documents 2. reveiw exercise for KYC updation 3. Risk rating category 4. Accounts fall under risk rating category
Ans. 
The question pertains to measures for verifying corporate account details and risk rating categories.
• Apart from scrutinizing documents, additional measures can include conducting site visits or contacting references.

• KYC updation review exercise can involve checking for any changes in the client's business or ownership structure.

• Risk rating categories can be based on factors such as the client's industry, financial stab...read more
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Q2. 5. Latest updation in RBI master direction KYC AML 6. Maintenance of documents after closure of accounts or relationship.
Ans. 
The latest updation in RBI master direction KYC AML and maintenance of documents after closure of accounts or relationship.
• The latest updation in RBI master direction KYC AML was in January 2020.

• It introduced the concept of 'centralized KYC registry' for easier and efficient KYC verification.

• Maintenance of documents after closure of accounts or relationship is mandatory for at least 5 years.

• The documents should be pres...read more
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Q1. What documents do you check when giving a loan to a salaried employee
Ans. 
When giving a loan to a salaried employee, documents to check include income proof, employment proof, credit score, and identity proof.
• Income proof such as salary slips or bank statements

• Employment proof such as offer letter or appointment letter

• Credit score report to check the creditworthiness of the borrower

• Identity proof such as Aadhaar card, PAN card, or passport
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