ICICI Bank Area Credit Manager Interview Questions and Answers

Q1. About existing job and overall experience
Add your answer

Q1. About existing job functional knowledge and professional experience in Underwriting
Add your answer

Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Add your answer

Q1. Can you provide some information about yourself?
Add your answer
Q2. What is your experience related to this field?l
Add your answer
Q3. Your achievements
Add your answer

Reasoning, logical, and mathematical skills.

Q1. What is your current salary, and how would you like to discuss it?
Add your answer

Q1. Do you have knowledge of banking industry
Ans. 
Yes, I have knowledge of the banking industry.
• I have a degree in finance and have worked in banking for 5 years.

• I am familiar with banking regulations and procedures.

• I have experience in credit processing and loan approvals.

• I have attended industry conferences and workshops to stay updated on industry trends.
Answered by AI
Add your answer
Q2. Do you know the market
Ans. 
Yes, I am familiar with the market trends, competitors, and customer preferences.
• I regularly research market trends and competitor activities to stay updated

• I analyze customer feedback and preferences to understand market demands

• I attend industry conferences and networking events to stay connected with market influencers
Answered by AI
Add your answer
Q3. Do you belong to commerce background
Ans. 
Yes, I have a commerce background with a degree in Business Administration.
• I have a Bachelor's degree in Business Administration

• I have taken courses in accounting, finance, and economics

• I have previous work experience in a financial institution
Answered by AI
Add your answer
Q4. Have ever seen audited financial statements
Ans. 
Yes, I have seen audited financial statements during my previous role as a financial analyst.
• Yes, I have reviewed audited financial statements as part of my job responsibilities.

• I have experience analyzing financial data and ensuring accuracy in financial reports.

• I am familiar with the process of auditing financial statements to ensure compliance with regulations and standards.
Answered by AI
Add your answer
Q5. Do you know banking terms
Ans. 
Yes, I am familiar with banking terms.
• I am familiar with terms like APR, overdraft, collateral, and interest rates.

• I understand terms related to credit processing such as credit score, credit limit, and credit utilization.

• I am knowledgeable about terms like debit card, savings account, checking account, and loan.

• I have experience with terms like mortgage, compound interest, principal, and escrow.
Answered by AI
Add your answer

Q1. About experiences
Add your answer
Q2. Knowledge on ratios
Add your answer
Q3. Training skills
Add your answer
Q4. MS office knowledge required
Add your answer
Q5. Market knowledge
Add your answer

Verbal and novarbal questions

Q1. About your self?
Add your answer
Q2. Tell about your previous experience?
Add your answer