Home First Finance Company India Relationship Manager Interview Questions, Process, and Tips

Average hard level Online computer based test

Topic Was Social media effect on human beings

Q1. What is current interest rate.?
Ans. 
The current interest rate varies depending on the type of loan or investment, as well as economic conditions.
• Interest rates can differ for different types of loans such as mortgages, personal loans, and car loans.

• Interest rates for investments like savings accounts, CDs, and bonds are also subject to change.

• The Federal Reserve may adjust the federal funds rate, which can impact overall interest rates in the economy.
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Q2. You have a bike..?
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Q3. What is actual work of relationship manager
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Very basic, personally it was a breeze compared to other rounds. Mostly basic maths and logical reasoning

Q1. Tell me about yourself?
Ans. 
Experienced Relationship Manager with a strong background in client relations and business development.
• Over 5 years of experience in managing client portfolios and fostering strong relationships

• Skilled in identifying client needs and providing tailored solutions

• Proven track record of exceeding sales targets and driving revenue growth

• Excellent communication and interpersonal skills

• Proficient in financial analysis and ma
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Q2. How can you help in growing this company
Ans. 
I can help grow the company by building strong relationships with clients, identifying new business opportunities, and providing excellent customer service.
• Developing and maintaining relationships with existing clients to increase retention and referrals

• Identifying new business opportunities through networking and market research

• Providing excellent customer service to ensure client satisfaction and loyalty
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Q3. Explain me some of the products which company offers
Ans. 
Our company offers a range of financial products including savings accounts, loans, investment options, and insurance policies.
• Savings accounts: Various types of savings accounts with competitive interest rates

• Loans: Personal loans, home loans, car loans, and business loans

• Investment options: Mutual funds, stocks, bonds, and retirement plans

• Insurance policies: Life insurance, health insurance, property insurance, and t
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Q1. You come from a financial background will you be able to handle sales?
Ans. 
Yes, my financial background has equipped me with the necessary skills to handle sales effectively.
• My financial background has provided me with a strong understanding of market trends, customer needs, and financial products.

• I have experience in building relationships with clients, understanding their needs, and providing tailored solutions.

• I have successfully met sales targets in my previous roles by leveraging my fina...read more
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Q2. What do you know about the company and what products do we offer?
Ans. 
The company is a leading financial institution offering a wide range of banking products and services.
• The company offers various types of accounts such as savings accounts, checking accounts, and investment accounts.

• They provide loans for personal, business, and mortgage purposes.

• The company also offers credit cards, insurance products, and wealth management services.

• They have online banking and mobile banking options
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Test is about communication skills mathematical skills etc.

Asked about the COVID situation

Q1. Why do we hire you?
Ans. 
I have a proven track record of building strong relationships with clients, exceeding sales targets, and providing exceptional customer service.
• Extensive experience in relationship management

• Consistent track record of exceeding sales targets

• Strong communication and interpersonal skills

• Ability to provide exceptional customer service

• Proven ability to build and maintain strong client relationships
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Q2. Why did you want to join in this company?
Ans. 
I wanted to join this company because of its strong reputation in the industry and the opportunities for growth and development.
• Strong reputation in the industry

• Opportunities for growth and development

• Alignment with company values and culture
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Aptitude test, logical reasoning, verbal ability

Q1. Introduction, technical
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Q2. Personality and communication
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