HDFC Ergo General Insurance Deputy Manager Interview Questions, Process, and Tips

Was provided with 50 question whiuch need to be answered within 30 mins

Q1. Insurance laws in india and the change needed
Ans. 
Insurance laws in India need to be updated to keep up with changing market dynamics and technological advancements.
• Insurance laws in India are governed by the Insurance Regulatory and Development Authority of India (IRDAI).

• There is a need for more stringent regulations to protect policyholders and ensure fair practices by insurance companies.

• With the rise of digital insurance platforms and InsurTech companies, laws nee...read more
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Q2. Constitution validity of 3rd party claims
Ans. 
The constitutionality of third party claims refers to the legality and validity of claims made by individuals or entities not directly involved in a legal dispute.
• Third party claims can be valid if they have a legal basis and are supported by evidence.

• Courts will consider factors such as standing, jurisdiction, and the nature of the claim when determining the validity of third party claims.

• For example, in a contract di...read more
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Q1. What about your Previous Experience
Ans. 
I have over 5 years of experience in a similar role, leading teams and implementing successful strategies.
• Managed a team of 15 employees, overseeing their daily tasks and performance

• Implemented new procedures that increased efficiency by 20%

• Collaborated with senior management to develop and execute strategic plans

• Trained new employees on company policies and procedures
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Q2. Your job profile in last two companies
Ans. 
In my last two companies, I worked as a Sales Manager and Operations Manager.
• Managed a team of sales representatives to achieve targets

• Developed and implemented sales strategies to increase revenue

• Oversaw day-to-day operations and ensured efficiency

• Collaborated with cross-functional teams to improve processes
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Q1. What is your working style in agency
Ans. 
My working style in the agency is collaborative, organized, and results-driven.
• I believe in open communication and teamwork to achieve common goals.

• I prioritize tasks based on deadlines and importance to ensure efficiency.

• I am focused on delivering high-quality results and meeting targets consistently.
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Q2. How many members in your family
Ans. 
I have 4 members in my family including my parents, my younger sister, and myself.
• My family consists of 4 members

• Includes my parents, younger sister, and myself

• We are a close-knit family
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Q1. Basic qualification
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Q2. What about you
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Q1. Your 1st job in which company
Ans. 
My first job was as a sales associate at ABC Company.
• Worked in the sales department assisting customers with their purchases

• Handled cash transactions and maintained inventory levels

• Provided excellent customer service to ensure customer satisfaction
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Q2. What is oem channel in motor vertical
Ans. 
OEM channel in motor vertical refers to Original Equipment Manufacturer distribution channel in the motor industry.
• OEM channel involves selling products directly to manufacturers who then incorporate them into their own products.

• This distribution channel is common in industries like automotive, electronics, and machinery.

• OEM partners often have exclusive agreements with manufacturers to supply components or products.

• OE...read more
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Q1. Tell me about your self
Ans. 
Experienced professional with a background in leadership and team management.
• Over 5 years of experience in supervisory roles

• Strong communication and interpersonal skills

• Proven track record of successfully leading teams to achieve goals

• Degree in Business Management from XYZ University
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Q1. Your past Experience, Your past Achievement, Working profile.
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